Smart Money People Logo
Go to business site
Share this page
Link copied

PayPal: PayPal Credit reviews

View other PayPal products
4.91
Based on 58,916 reviews, last reviewed 11th Apr 2026
747800% increase in 5 star reviews
in the past 90 days
2400% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
93%
See only 4 star reviews
6%
See only 3 star reviews
1%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

Value for money, no nonsense company in terms of bei... Value for money, no nonsense company in terms of being straight forward, more often offering very good interest rate or aero interest rate Reviewed on: 11th April 2026
Lorenzo's avatar
Lorenzo

Latest lowest rating:

1

PayPal uses a scamming scheme to charge money ! I have a few direct debits with PayPal credit, some if them are automatically amended and some doesn't, I have to pay them manually, and if I forget b... Read more Reviewed on: 11th April 2026
Emilian R's avatar
Emilian R
Read all reviews Write a review

About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

Review PayPal: PayPal Credit now

Help others make smarter decisions by sharing your own experience.
Give a 1 star rating Give a 2 star rating Give a 3 star rating Give a 4 star rating Give a 5 star rating
Write a review

PayPal PayPal Credit reviews (58916)

First time sign in I was offered enough money .

5
First time sign in I was offered enough money . Which I was impressed.. but also I need to know how do I make my credit limit go up? Reviewed on: 17th May 2024
Zibusiso M's avatar
Zibusiso M

I've love using PayPal PayPal so easy

5
I've love using PayPal PayPal so easy to use .And you can use your credit and pay later absolutely brilliant. Highly recommended to friend and family Reviewed on: 17th May 2024
Nora Kovacs's avatar
Nora Kovacs

Good Resource

4
Smooth process to apply and making repayments are simple too Reviewed on: 17th May 2024
Tasha Mc's avatar
Tasha Mc

Easy to use,

5
Easy to use, pay in 3 . Credit are very helpful Reviewed on: 17th May 2024
Dace 's avatar
Dace

Seemles smooth without hickups.

5
Seemles smooth without hickups. I was hesitant first but once I understood I ever stopped using it. Very glad I have it Reviewed on: 17th May 2024
Roman B (romanb)'s avatar
Roman B (romanb)

Accident customer service and efficient.

5
Accident customer service and efficient.happy Reviewed on: 17th May 2024
M saleem's avatar
M saleem

Great service.

5
Great service.and always keeps you updated about offers and you're money Reviewed on: 17th May 2024
Mitch L's avatar
Mitch L

PayPal is a safe way to purchase items.

5
PayPal is a safe way to purchase items and there credit facility is very useful as I can make any payments each month as long as they are above the minimum requirement. Reviewed on: 17th May 2024
Michael O's avatar
Michael O

I' ve used PayPal for a few years.

5
I' ve used PayPal for a few years. Convenient and easy to use service. I love being able to pay in 4 Reviewed on: 17th May 2024
Scotjohn's avatar
Scotjohn

I have got my things with paypals credit which I cou...

5
I have got my things with paypals credit which I could not have got without them I am disabled with multiple Schlerosis so it is very hard to cope. Reviewed on: 17th May 2024
Jennifer B's avatar
Jennifer B

Review PayPal: PayPal Credit now

Help others make smarter decisions by sharing your own experience.
Give a 1 star rating Give a 2 star rating Give a 3 star rating Give a 4 star rating Give a 5 star rating
Write a review

Join Smart Money People

Keep up to date on ratings of your favourite businesses. Find out about our awards and write new reviews with ease

Create an account
Man on beach

News, guides and insight from our team

View resource hub
UK money news stories - 24 July 2024
UK money news stories - 24 July 2024
24th July 2024
Posted in Money Talks by Errolyn Smith
Your Money, Your Voice: Have your say
Your Money, Your Voice: Have your say
24th July 2024
Posted in Our insights by Errolyn Smith
Our latest research - customers see little impact of FCA's Consumer Duty one year on
Our latest research - customers see little impact of FCA's Consumer Duty one year on
24th July 2024
Posted in Our insights by Darryl Barkwill
Consumer credit awards winners 2024
Consumer credit awards winners 2024
11th July 2024
Posted in Awards by Darryl Barkwill