Write a review

Newsletter

Go to business site

PayPal: PayPal Credit reviews

Name: PayPal Credit
Rating: 4.73 (181148 reviews)

View other PayPal products

4.73

Based on 181,148 reviews, last reviewed 13th Sep 2026

54% decrease in 5 star reviews

in the past 90 days

38% decrease in 1 star reviews

in the past 90 days

92%

Latest highest rating:

4

Amazing! Amazing! They give me £1000 on the beginning itself self. Contacting PayPal customer service is also very professional Reviewed on: 13th September 2026

Latest lowest rating:

2

great app, very useful n othing like it great app, very useful n othing like it Reviewed on: 23rd July 2026

Read all reviews Write a review

About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

Review PayPal: PayPal Credit now

Help others make smarter decisions by sharing your own experience.

Write a review

PayPal PayPal Credit reviews (181148)

Paypal are a very good service in general, but their...

Paypal are a very good service in general, but their customer service is exemplary. I had an issue with a supplier that sent me inadequate goods and then tried to get out of refunding me the money I had spent. Luckily, I used Paypal to purchase the item and Paypal help secure my full refund in quick time. Reviewed on: 9th June 2026

Easy to access an use, I use, 4 months credit free

Easy to access an use, I use it for the 4 months free credit and to help my credit score Reviewed on: 9th June 2026

Easy to Use & reliable.

Easy to Use & reliable. Feels secure for online payments Reviewed on: 9th June 2026

Paypal keeps my payments safe and ensures any transa...

Paypal keeps my payments safe and ensures any transactions are legitimate and supports me if they are fraudulent Reviewed on: 9th June 2026

PayPal is an excellent way to pay very safe and a ve...

PayPal is an excellent way to pay very safe and a very trustworthy company Reviewed on: 9th June 2026

Great Service

Always happy to help and listen, So easy to use. Reviewed on: 9th June 2026

We have been making purchases through you for more t...

We have been making purchases through you for more than a year. Reviewed on: 9th June 2026

Quick respons great customer service

Quick respons great customer service Reviewed on: 9th June 2026

Easy, convenient and fast!

My experience with PayPal Credit has been easy, convenient, and fast. The application process was straightforward, and I was able to start using it quickly. It makes online purchases much more flexible, especially when I want to spread the cost over time. Managing payments is simple, and everything is clearly displayed in my account. Overall, it’s a helpful and reliable option that provides extra convenience and peace of mind when shopping Reviewed on: 9th June 2026

Always very smooth transactions

Always very smooth transactions and access through the site. Reviewed on: 9th June 2026

Do you have a different PayPal product?

Share your experiences with products to help others make smarter financial decisions and learn more about different products available. Write a review

Alternative products

Retail finance
from Novuna Personal Finance 4.72 from 173 reviews
Retail Finance
from Omni Capital Retail Finance 3.99 from 4 reviews
Retail Finance
from Zebra Finance 4.08 from 6 reviews

Want to see more from PayPal?

Pay in 3
from PayPal 4.76 from 101305 reviews
Payments
from PayPal 4.72 from 3854 reviews
Credit card
from PayPal 4.66 from 126 reviews

View all products

Join Smart Money People

Keep up to date on ratings of your favourite businesses. Find out about our awards and write new reviews with ease

Create an account

News, guides and insight from our team

View resource hub