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PayPal: PayPal Credit reviews

4.73
Based on 180,864 reviews, last reviewed 16th Jul 2026
368% increase in 5 star reviews
in the past 90 days
453% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
92%
See only 4 star reviews
7%
See only 3 star reviews
1%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

Fabulous app Really easy app to use and easy to sort out any problems. Reviewed on: 16th July 2026
Lisa W's avatar
Lisa W

Latest lowest rating:

1

Celebrity Gad PayPal is good and reliable for pay every due diligence Reviewed on: 14th July 2026
Celebrity Gad's avatar
Celebrity Gad

About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

Review PayPal: PayPal Credit now

Help others make smarter decisions by sharing your own experience. Write a review

PayPal PayPal Credit reviews (180872)

Very Manageable and handy.

5
It’s great as you have a chance to pay off larger purchases over a few months rather than having to settle everything the following month., which keeps everything manageable. Super for online purchases. Reviewed on: 9th June 2026

,It’s great honestly wonderful, easy to use and the...

5
,It’s great honestly wonderful, easy to use and the interest rates are brilliant Reviewed on: 9th June 2026

Always found PayPal very easy to use and if you have...

5
Always found PayPal very easy to use and if you have an issue with a payment it is resolved quickly and efficiently. I always use PayPal for payment if the option is there Reviewed on: 9th June 2026

Excellent Service and Peace of Mind

5
PayPal is an excellent payment platform that is fast, secure, and easy to use. Transactions are smooth, and I appreciate the added buyer protection and reliable customer service. It makes sending and receiving money simple, whether for personal use or online shopping. Highly recommended for anyone looking for a trustworthy payment solution. Reviewed on: 9th June 2026

PayPal is so easy to use

5
PayPal is so easy to use has great services and yhe customer service always goes above and beyond to resolve any issues , also makes it easier to pay for goods with the pay in 3 Reviewed on: 9th June 2026

Accepted most places and good to have in your back p...

4
Accepted most places and good to have in your back pocket for that impulsive purchase Reviewed on: 9th June 2026

It makes perfect sense

5
I have used it for years it’s a great way to kept your cash in the bank working for you. I keep my emergency funds and still can meet my needs Reviewed on: 9th June 2026

hassle free

5
Easy to use with no hassle each time you use it Reviewed on: 9th June 2026

pay pal has helped me in past to get refunds when th...

5
pay pal has helped me in past to get refunds when the supplier gave me refund receipt and months later still no funds Reviewed on: 9th June 2026

Generally very good but can do better

4
Generally very good but sometimes not obvious when payments are made to your account and what items have been paid off. Personally the screens need a redesign as not greatly intuitive. Reviewed on: 9th June 2026

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