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PayPal: PayPal Credit reviews

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4.91
Based on 58,868 reviews, last reviewed 11th Apr 2026
743400% increase in 5 star reviews
in the past 90 days
2400% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
93%
See only 4 star reviews
6%
See only 3 star reviews
1%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

Paypal is good Very good online wallet, with good payment options Reviewed on: 11th April 2026
Marius Dinca's avatar
Marius Dinca

Latest lowest rating:

1

PayPal uses a scamming scheme to charge money ! I have a few direct debits with PayPal credit, some if them are automatically amended and some doesn't, I have to pay them manually, and if I forget b... Read more Reviewed on: 11th April 2026
Emilian R's avatar
Emilian R
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About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

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PayPal PayPal Credit reviews (58868)

0% interest, spreading payments are brilliant and ve...

5
0% interest, spreading payments are brilliant and very helpful. If only it was accessible on all purchases like Klarna cards Reviewed on: 17th May 2024
Vikki77's avatar
Vikki77

Great way to buy on credit

5
Very happy with PayPal and how easy to use. Reviewed on: 17th May 2024
Marius's avatar
Marius

Good customer service.

5
Good customer service. I would reccomend Reviewed on: 17th May 2024
Georgi Z's avatar
Georgi Z

Love using PayPal credit

5
Love using PayPal credit because it's easier for me since I've had a PayPal account for a long time and have been using it for many online purchases. Customer service is amazing but I would like some more information on how to increase my credit limit so I can help my credit score more. Reviewed on: 17th May 2024
Alex's avatar
Alex

Extremely flexible credit option

5
I've used PayPal credit for a number of years now, and it's been a fantastically flexible option for me - being able to spread every large purchase over 4 months with no interest, retailer specific interest free options, and simple online checkout options. I'd recommend it to anyone who needs a credit option. Reviewed on: 17th May 2024
Mark J's avatar
Mark J

service is great, easy to use and trustable.

5
service is great, easy to use and trustable. Good customer service and reliable Reviewed on: 17th May 2024
Rashmita 's avatar
Rashmita

My go to for credit

5
Good interest rates, simple account overview, various places in which it can be used. Paypal credit is my go to for using credit. Repayments are easy and it allows you to spread the cost of higher value items without the worry of huge interest fees. Reviewed on: 17th May 2024
Kirstie u's avatar
Kirstie u

Excellent for spreading costs

5
I have used PayPal credit many times to spread the cost of purchases and find it very helpful. It’s simple to manage using the app or PayPal website. Reviewed on: 17th May 2024
AltRunner's avatar
AltRunner

Easy to use and efficient

5
Easy to use and money gets transferred immediately Reviewed on: 17th May 2024
Jen Grant's avatar
Jen Grant

PayPal is so easy and convenient to use.

5
PayPal is so easy and convenient to use. Great options for payments such as pau in 3 and zero interest on credit on items over £99 for 4 months Reviewed on: 17th May 2024
Karen L's avatar
Karen L

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