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PayPal: PayPal Credit reviews

Name: PayPal Credit
Rating: 4.73 (180872 reviews)

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4.73

Based on 180,864 reviews, last reviewed 16th Jul 2026

368% increase in 5 star reviews

in the past 90 days

453% increase in 1 star reviews

in the past 90 days

92%

Latest highest rating:

5

Fabulous app Really easy app to use and easy to sort out any problems. Reviewed on: 16th July 2026

Latest lowest rating:

1

Celebrity Gad PayPal is good and reliable for pay every due diligence Reviewed on: 14th July 2026

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About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

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PayPal PayPal Credit reviews (180874)

Interest free offer on purchases over £100

I’ve used PayPal credit for purchases that are usually over £100 as you get to benefit from the 4 month interest free offer. It’s also good that a lot of stores accept PayPal credit, so having that option there is helpful. Reviewed on: 9th June 2026

Happy with my over all experience.

Happy with my over all experience. Would recommend to a friend or family member. The app something has not been very user friendly. But since a few updates it has improved. One thing I will say is that paypal phone lines have not been great to me in the past. Not been very helpful. Reviewed on: 9th June 2026

Great for helping to budget

Easy to manage and the pay in 4 is a great way to help budget. The credit card is also a bonus being able to use in shops. Reviewed on: 9th June 2026

People is very good financial tool

People is very good financial tool and I’m happy to have it and use it regularly. Reviewed on: 9th June 2026

Paypal Credit saved me

I used Paypal Credit when I got into a bad debt experience. I found it an excellent way to get out of a very bad hole. They wer always helpful Reviewed on: 9th June 2026

Flexible credit that really works

Easy to use. Flexible. Better than a credit card. Reviewed on: 9th June 2026

Not much information sent about account.

Not 100% sure if it's my fault but a recent missed payment could have been avoided and I was completely unaware. Sending notifications would have prevented it. Reviewed on: 9th June 2026

Pay with paypal is easy and safe

Pay with paypal is easy and safe Reviewed on: 9th June 2026

large online payments.

Always use PayPal for large online payments. They have stepped in when uve had issues and always resolved things. Reviewed on: 9th June 2026

Quick easy way to spend.

Quick easy way to spend. Would recommend. Reviewed on: 9th June 2026

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