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PayPal: PayPal Credit reviews

View other PayPal products
4.91
Based on 58,813 reviews, last reviewed 11th Apr 2026
738300% increase in 5 star reviews
in the past 90 days
2400% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
93%
See only 4 star reviews
6%
See only 3 star reviews
1%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

perfect service and i being a vulnerable adult find... perfect service and i being a vulnerable adult find it so secure to use rather than direct through my bank account online Reviewed on: 11th April 2026
marie j's avatar
marie j

Latest lowest rating:

1

PayPal uses a scamming scheme to charge money ! I have a few direct debits with PayPal credit, some if them are automatically amended and some doesn't, I have to pay them manually, and if I forget b... Read more Reviewed on: 11th April 2026
Emilian R's avatar
Emilian R
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About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

Review PayPal: PayPal Credit now

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PayPal PayPal Credit reviews (58813)

PayPal credit is easy to use

5
PayPal credit is easy to use / understand when payments are due and gives flexibility for purchases over £99 which is great Reviewed on: 17th May 2024
Mohammed S's avatar
Mohammed S

Gregreat way for me to afford shopping online

5
Great way for me to afford shopping and paying back monthly Reviewed on: 17th May 2024
Sandra h's avatar
Sandra h

Good, super, excellent, never have any problem, lo...

5
Good, super, excellent, never have any problem, love IT Reviewed on: 17th May 2024
Waldemar O's avatar
Waldemar O

PayPal credit is easy to use and i love using it for...

5
PayPal credit is easy to use and i love using it for work purchases, it means im not out of pocket waiting for my expenses to be paid back Reviewed on: 17th May 2024
Daisy B's avatar
Daisy B

I have never had any issues since having PayPal cred...

5
I have never had any issues since having PayPal credit and have found using this service has saved me lots of money in interest but also making options I might not be able to get there and then and possibly pay more for feasible at the moment in time. Reviewed on: 17th May 2024
karl hall's avatar
karl hall

Paypal is tops for me!

5
Paypal credit allowed me to purchase all my camera gear. It really helped me by getting most of my stuff with manageable payments. So happy and sooo impressed! Thank you paypal!! Reviewed on: 17th May 2024
Pieter C's avatar
Pieter C

PayPal credit is a great product.

5
PayPal credit is a great product. I use it often, helps me spread the cost of purchases I want. Reviewed on: 17th May 2024
Rorie B's avatar
Rorie B

Excellent

5
Easy to access and easy to use. Guaranteed payment back Reviewed on: 17th May 2024
Rita L's avatar
Rita L

Safe, prompt and peace of mind

5
I always feel safe while paying with PayPal, rather I prefer to pay with PayPal for most of the purchases where possible Reviewed on: 17th May 2024
BABAR JAMAL's avatar
BABAR JAMAL

PayPal is great for online payments

5
Love the convenience of using PayPal for online transactions. Also the 4 months interest free period is a great help. Very easy to manage the account on the app. I use it now as my primary credit account. Reviewed on: 17th May 2024
Rohit M's avatar
Rohit M

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