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PayPal: PayPal Credit reviews

4.73
Based on 180,864 reviews, last reviewed 16th Jul 2026
368% increase in 5 star reviews
in the past 90 days
453% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
92%
See only 4 star reviews
7%
See only 3 star reviews
1%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

Fabulous app Really easy app to use and easy to sort out any problems. Reviewed on: 16th July 2026
Lisa W's avatar
Lisa W

Latest lowest rating:

1

Celebrity Gad PayPal is good and reliable for pay every due diligence Reviewed on: 14th July 2026
Celebrity Gad's avatar
Celebrity Gad

About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

Review PayPal: PayPal Credit now

Help others make smarter decisions by sharing your own experience. Write a review

PayPal PayPal Credit reviews (180878)

Great product

5
Great product easy to use,like the points Reviewed on: 9th June 2026

helpful for buying expensive items spreading cost

5
helpful for buying expensive items spreading cost Reviewed on: 9th June 2026

Excellent service always helpful

5
Excellent service always helpful Reviewed on: 9th June 2026

Great company - faultless service

5
Great company - faultless service Reviewed on: 9th June 2026

Convenient and reliable.

5
Convenient and reliable. It's a straight forward process and anyone can use it as long as they use it responsibly. Reviewed on: 9th June 2026

PayPal stands out for making retail finance easy and...

5
PayPal stands out for making retail finance easy and stress-free. The application process is straightforward, repayments are clear, and the overall experience gives customers confidence when making important purchases. Reviewed on: 9th June 2026

Very good customer service.

5
Very good customer service. The PayPal team are always at hand to address any queries. However, the credit option doesn’t not always work or come up when you want to use it. The credit limit is also too low. Reviewed on: 9th June 2026

So easy to order from shops directly from PayPal and...

5
So easy to order from shops directly from PayPal and you also get bonus points Reviewed on: 9th June 2026

My Flexible Friend

5
I have used their pay over four months several times to help save money Reviewed on: 9th June 2026

Great service!

5
Never any issues, always someone to speak to should I have a problem. Helps a lot. Reviewed on: 9th June 2026

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