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PayPal: PayPal Credit reviews

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4.91
Based on 58,756 reviews, last reviewed 11th Apr 2026
732800% increase in 5 star reviews
in the past 90 days
2300% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
93%
See only 4 star reviews
6%
See only 3 star reviews
1%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

Needed to make a big purchase and Paypal offered me... Needed to make a big purchase and Paypal offered me the money quickly and efficiently. Reviewed on: 11th April 2026
Kristyna L's avatar
Kristyna L

Latest lowest rating:

1

customer service full of cluless people When I contacted customer service via phone and chat to explain this misallocation, the agents were unable to understand the math, kept asking irrelev... Read more Reviewed on: 10th April 2026
Alex Calde's avatar
Alex Calde
Read all reviews Write a review

About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

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PayPal PayPal Credit reviews (58756)

Security first

5
Always there in times of need with added security Reviewed on: 17th May 2024
John M's avatar
John M

It’s been good so far.

5
It’s been good so far. Easy to use and manage payments. And the 0% interest for a few months is great. Reviewed on: 17th May 2024
Txiki's avatar
Txiki

I like the flexibility of the app

5
I like the flexibility of the app Reviewed on: 17th May 2024
Christian P's avatar
Christian P

Makes life easier

5
I find PayPal credit makes buying larger more expensive items easier Reviewed on: 17th May 2024
Philip 's avatar
Philip

I feel safe when shopping with Paypal

5
I feel safe when shopping with Paypal and do not need to worry that my money might get stolen. Paypal credit It is useful way of shopping when I want to spread the cost over a few month and I enjoy using it. Reviewed on: 17th May 2024
Sayed A's avatar
Sayed A

Easy and straightforward process

5
Easy and straightforward process Reviewed on: 17th May 2024
Adrian F's avatar
Adrian F

Great facility to have.

5
Great facility to have. Pre arranged credit limit with deferred 0% payment option is excellent for those special purchases Reviewed on: 17th May 2024
Stuart Lyons's avatar
Stuart Lyons

I regularly use my PayPal account to allow me to spr...

5
I regularly use my PayPal account to allow me to spread the cost of items that’d be beyond reach under current circumstances, I’ve always been very happy to do so as the interest rates are much more favourable & manageable than I’ve seen with various credit brokers. Keep it up PayPal, you’ve got my vote for this award! Reviewed on: 17th May 2024
Jay M's avatar
Jay M

Very good customer service and support and good way...

5
Very good customer service and support and good way to pay and I like the way they offer interest free Reviewed on: 17th May 2024
Sagvan 's avatar
Sagvan

Easy to use and trustworthy, paypal is the way forward

5
Easy to use and trustworthy, paypal is the way forward Reviewed on: 17th May 2024
DONNA K's avatar
DONNA K

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