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PayPal: PayPal Credit reviews

4.73
Based on 180,864 reviews, last reviewed 16th Jul 2026
368% increase in 5 star reviews
in the past 90 days
453% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
92%
See only 4 star reviews
7%
See only 3 star reviews
1%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

Fabulous app Really easy app to use and easy to sort out any problems. Reviewed on: 16th July 2026
Lisa W's avatar
Lisa W

Latest lowest rating:

1

Celebrity Gad PayPal is good and reliable for pay every due diligence Reviewed on: 14th July 2026
Celebrity Gad's avatar
Celebrity Gad

About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

Review PayPal: PayPal Credit now

Help others make smarter decisions by sharing your own experience. Write a review

PayPal PayPal Credit reviews (180881)

It's Amazing!

5
It's Amazing! Always smooth transition and transparent Reviewed on: 9th June 2026

Never had any issues, easy to use, easy to speak to...

5
Never had any issues, easy to use, easy to speak to a human rather than a bot! Reviewed on: 9th June 2026

Good service, easy to use.

4
Good service, easy to use. Decent customer service Reviewed on: 9th June 2026

Very easy to use.

5
Very easy to use. Great features. Reviewed on: 9th June 2026

Easy to use and to access the app

5
Easy to use and to access the app Reviewed on: 9th June 2026

Easy, safe, secure - I always trust PayPal & use it...

5
Easy, safe, secure - I always trust PayPal & use it as much as I can Reviewed on: 9th June 2026

I have been using paypal flawlessly for many years

5
I have been using paypal flawlessly for many differen t purchases for years. The credit options for zero interest and pay in 3 are extremely useful and effective Reviewed on: 9th June 2026

fantasic service amd user friendly

5
Easy to use, fantasic service and customer service always happy to help Reviewed on: 9th June 2026

Never had any issues, trust worthy reliable banking...

5
Never had any issues, trust worthy reliable banking option Reviewed on: 9th June 2026

allows me to spread my payments and gives me time to...

5
allows me to spread my payments and gives me time to repay Reviewed on: 9th June 2026

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