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PayPal: PayPal Credit reviews

Name: PayPal Credit
Rating: 4.73 (181148 reviews)

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4.73

Based on 181,148 reviews, last reviewed 13th Sep 2026

54% decrease in 5 star reviews

in the past 90 days

38% decrease in 1 star reviews

in the past 90 days

92%

Latest highest rating:

4

Amazing! Amazing! They give me £1000 on the beginning itself self. Contacting PayPal customer service is also very professional Reviewed on: 13th September 2026

Latest lowest rating:

2

great app, very useful n othing like it great app, very useful n othing like it Reviewed on: 23rd July 2026

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About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

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PayPal PayPal Credit reviews (181148)

Safety when purchasing

I've had a number of issues with purchases and suppliers PayPal as resolved these very quickly and I feel safe when I see companies have the PayPal option too pay for my goods Reviewed on: 9th June 2026

The simple pay in 3 is great.

The simple pay in 3 is great. And the 4 months interest free can be helpful Reviewed on: 9th June 2026

Good and convenient

Good and convenient ,0 interest for 4 months is the best way to purchase and pay slowly Reviewed on: 9th June 2026

Simple and easy to use.

Simple and easy to use. So easy Ive rarely had to call for assistance. Reviewed on: 9th June 2026

Terrible

For months now I have had problems with my account and every time I contact customer service I’m sorry to say but they put the thickest people on every time. Zero compassion and zero training and if you don’t connect with a person you will connect with the worlds worst Ai bot that is as much help as a chocolate fire guard. Completely unhelpful questions and suggestions that just lead you around in a circle over and over. Reviewed on: 9th June 2026

very easy to use never had any problems

very easy to use never had any problems Reviewed on: 9th June 2026

Good service

Easy to manage payments and tracking. Reviewed on: 9th June 2026

Simply the best and one of the first

Never had a bad experience with Paypal. Any issued always resolved in a timely manner. Reviewed on: 9th June 2026

All I can say is that ever time i call PAYPAL they r...

All I can say is that ever time i call PAYPAL they really are so helpful nothing is to much and most pleasant thanx team Reviewed on: 9th June 2026

Happy shopping

If I ever needed a refund it was so easy and they were very helpful also payments are so easy Reviewed on: 9th June 2026

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