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PayPal: PayPal Credit reviews

View other PayPal products
4.91
Based on 57,864 reviews, last reviewed 9th Apr 2026
651900% increase in 5 star reviews
in the past 90 days
2000% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
93%
See only 4 star reviews
6%
See only 3 star reviews
1%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

PayPal has great customer service support PayPal has great customer service support Reviewed on: 9th April 2026
Elisa's avatar
Elisa

Latest lowest rating:

1

Regular credit checks nonexistent PayPal states they do regular checks to increase credit limit. I think the AI software is not working properly. All the other credit companies increas... Read more Reviewed on: 8th April 2026
MT's avatar
MT
Read all reviews Write a review

About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

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PayPal PayPal Credit reviews (57864)

The app is clear and easy to use.

5
The app is clear and easy to use. Reviewed on: 15th May 2024
Mark F's avatar
Mark F

Just helps me budget better and helps with some purc...

5
Just helps me budget better and helps with some purchases that come out if the blue. Reviewed on: 15th May 2024
Sky's avatar
Sky

Great easy way to budget bigger purchases

5
Great easy way to budget bigger purchases Reviewed on: 15th May 2024
Samantha C's avatar
Samantha C

Effortless Financing with PayPal Credit

5
I really appreciate PayPal Credit for its flexible financing options, particularly the zero-interest feature on early repayments for certain purchases. It makes managing finances easier and more predictable. Additionally, the simplicity of making payments just by using an email address enhances the overall convenience. This seamless integration into daily shopping without the hassle of entering card details each time is a huge plus. Highly recommended for those who value both security and ease of use. Reviewed on: 15th May 2024
Rui Santos's avatar
Rui Santos

Always reliable and easy never had a problem with Pa...

5
Always reliable and easy never had a problem with PayPal Reviewed on: 15th May 2024
Tomasz L's avatar
Tomasz L

Trust worthy and very helpful when desperate

5
Trust worthy and very helpful when desperate Reviewed on: 15th May 2024
Jake's avatar
Jake

Love having PayPal credit easy to use flexible payme...

5
Love having PayPal credit easy to use flexible payment options Reviewed on: 15th May 2024
Anna Warren's avatar
Anna Warren

Postive experience - no issues with customer service...

5
Postive experience - no issues with customer service - polite staff Reviewed on: 15th May 2024
H's avatar
H

Very good experience.

5
Very good experience. Good limit easy to pay. Reviewed on: 15th May 2024
Cyril E's avatar
Cyril E

Excellent as resolving issues with suppliers that do...

5
Excellent as resolving issues with suppliers that don’t fulfill orders. Easy to contact. Reviewed on: 15th May 2024
TL's avatar
TL

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