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PayPal: PayPal Credit reviews

4.73
Based on 180,864 reviews, last reviewed 16th Jul 2026
368% increase in 5 star reviews
in the past 90 days
453% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
92%
See only 4 star reviews
7%
See only 3 star reviews
1%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

Fabulous app Really easy app to use and easy to sort out any problems. Reviewed on: 16th July 2026
Lisa W's avatar
Lisa W

Latest lowest rating:

1

Celebrity Gad PayPal is good and reliable for pay every due diligence Reviewed on: 14th July 2026
Celebrity Gad's avatar
Celebrity Gad

About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

Review PayPal: PayPal Credit now

Help others make smarter decisions by sharing your own experience. Write a review

PayPal PayPal Credit reviews (180886)

My go to way to buy online

5
Easy to use. I feel more confident using PayPal online than I do giving card details. Like the way you can schedule your repayment. Reviewed on: 9th June 2026

Easy to navigate and get an immediate outcome

5
Easy to navigate and get an immediate outcome Reviewed on: 9th June 2026

Everyday security with paypal

5
I pay with PayPal because I feel it’s the safest easiest way to pay for everyday items. Any query I’ve had has always been dealt with quickly and eficiently Reviewed on: 9th June 2026

Super easy to use and convenient

5
Super easy to use and convenient Reviewed on: 9th June 2026

Easy peasy

5
Easy transaction very straightforward Reviewed on: 9th June 2026

Great company

5
Really efficient have been using them for years Reviewed on: 9th June 2026

PayPal is user friendly

5
PayPal is much user friendly to use, for example if you’re booking a group holiday and you need your group to send you money to your account quickly to book an account it’s instant hassle free. Reviewed on: 9th June 2026

PayPal is the best

5
I have always been approved for any credit that I take from PayPal. It’s super convenient and easy to apply. Also their customer service is excellent and I also get to talk to real people and not a bot. Also they favor the customer in a refund situation so 100% love the way they help their customers. Reviewed on: 9th June 2026

PayPal is so convenient and helps for my hotel and t...

5
PayPal is so convenient and helps for my hotel and trips that I need to take without worry - I can always meet the balance on my next pay cheque - super convenient and a good way to manage money. Reviewed on: 9th June 2026

Never let me down clear messaging

4
Never let me down clear messaging Reviewed on: 9th June 2026

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