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PayPal: PayPal Credit reviews

Name: PayPal Credit
Rating: 4.91 (57825 reviews)

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4.91

Based on 57,825 reviews, last reviewed 9th Apr 2026

648500% increase in 5 star reviews

in the past 90 days

2000% increase in 1 star reviews

in the past 90 days

93%

Latest highest rating:

5

PayPal is always there if you need it if your runnin... PayPal is always there if you need it if your running short to use PayPal credit. Never let's me down either when going to pay for anything online Reviewed on: 9th April 2026

Latest lowest rating:

1

Regular credit checks nonexistent PayPal states they do regular checks to increase credit limit. I think the AI software is not working properly. All the other credit companies increas... Read more Reviewed on: 8th April 2026

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About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

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PayPal PayPal Credit reviews (57825)

Excellent

So easy to use it's great. Credit was available straight away after I have applied and you can use it for most shops online Reviewed on: 15th May 2024

Excellent customer service

Never had a bad experience and any issues needing resolved customer service always there to help and resolve Reviewed on: 15th May 2024

Its good that you can spread the cost of things over...

Its good that you can spread the cost of things over 4 months , but I think the APR is a little to high if you don’t pay it off in time , it’s good that you send send money to friends and family too. Reviewed on: 15th May 2024

Simply amazing

I would like to thank you all of you, it is Perfect, I am very pleased to use PayPal as preferred method of payment for anything , enjoyable and for sure more than perfect app, and please , easy to pay , highly recommended to enjoy Reviewed on: 15th May 2024

Paypal called me today

Today I realized my paypal credit was due 3 days ago and I haven’t received any notification about it via the app. And I suddenly received a call from Paypal asking for my email without telling me why they called me (and I still dunno what was the call for). But generally I enjoy using Paypal and I believe it’s a convenient way for payments and ourchases. Reviewed on: 15th May 2024

vivre le PayPal

I have been using Pay Pal for nearly 20 years. It is the best online payment system there has ever been. Long live Pay Pal Reviewed on: 15th May 2024

It's been absolute fabulous.

It's been absolute fabulous. The service this far has been really good. Theres no complaints here at all. Keep up the good work. Reviewed on: 15th May 2024

Never had any problem.

Never had any problem.its good but would be excellent if they take money out of the account on the same date of the debit Reviewed on: 15th May 2024

Used PayPal for a good few years and always been rel...

Used PayPal for a good few years and always been reliable and able to get support when needed Reviewed on: 15th May 2024

Simple to use, secure and efficient

Simple to use, secure and efficient Reviewed on: 15th May 2024

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