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PayPal: PayPal Credit reviews

Name: PayPal Credit
Rating: 4.73 (181148 reviews)

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4.73

Based on 181,148 reviews, last reviewed 13th Sep 2026

54% decrease in 5 star reviews

in the past 90 days

38% decrease in 1 star reviews

in the past 90 days

92%

Latest highest rating:

4

Amazing! Amazing! They give me £1000 on the beginning itself self. Contacting PayPal customer service is also very professional Reviewed on: 13th September 2026

Latest lowest rating:

2

great app, very useful n othing like it great app, very useful n othing like it Reviewed on: 23rd July 2026

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About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

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PayPal PayPal Credit reviews (181148)

PayPal is your pal

Very easy to use even get options to buy and pay in 3 if finances are a bit tight so excellent set up a direct debit or just pay with your card when your bill is ready Reviewed on: 9th June 2026

Paypal is great

Eaay to use lots of online places use it. Reviewed on: 9th June 2026

Very easy to use and handy , its a great back up to...

Very easy to use and handy , its a great back up to have when looking at something nice and a safe way to pay Reviewed on: 9th June 2026

Some great flexible ways to pay.

I have no issues using Paypal, all great, not needed to contact customer support Reviewed on: 9th June 2026

Pay-Pal would recommend.

I had previously had some issues with my account and the customer service/support was outstanding. Reviewed on: 9th June 2026

Easy to use

PayPal credit with the 0% interest for set amount of months makes it easier to spread the cost of expensive purchases. I like the break down of it on the app so you can clearly see which purchase 0% end on which dates. Most places now accept paypal too as a payment option so I've used it for many different purchases. Reviewed on: 9th June 2026

Pay in 3 and PayPal Credit offer the consumer an exc...

Pay in 3 and PayPal Credit offer the consumer an excellent opportunity to purchase goods and spread the costs without enormous interest being added on making it harder to pay off. Thanks PayPal Reviewed on: 9th June 2026

Great experience

Easy to use and so many options to use. Reviewed on: 9th June 2026

Great options for finance.

Great options for finance. Can use virtual card with any transaction, even if PayPal isn’t linked an option to pay! Reviewed on: 9th June 2026

I love the easy way to use it, and the fact that Pay...

I love the easy way to use it, and the fact that PayPal are everywhere make our lives easy :) Reviewed on: 9th June 2026

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