Paid advertisement
Smart Money People Logo
Newsletter

PayPal: PayPal Credit reviews

4.73
Based on 181,148 reviews, last reviewed 13th Sep 2026
54% decrease in 5 star reviews
in the past 90 days
38% decrease in 1 star reviews
in the past 90 days
See only 5 star reviews
92%
See only 4 star reviews
7%
See only 3 star reviews
1%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

4

Amazing! Amazing! They give me £1000 on the beginning itself self. Contacting PayPal customer service is also very professional Reviewed on: 13th September 2026
Abhijith M's avatar
Abhijith M

Latest lowest rating:

2

great app, very useful n othing like it great app, very useful n othing like it Reviewed on: 23rd July 2026
Bianca Vlascu's avatar
Bianca Vlascu

About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

Review PayPal: PayPal Credit now

Help others make smarter decisions by sharing your own experience. Write a review

PayPal PayPal Credit reviews (181148)

Problem resolved

5
I had an issue with an item not being as discribed and PayPal sorted the issue and I recueved a full refund Reviewed on: 9th June 2026

Any complaints or concerns regarding my account an a...

5
Any complaints or concerns regarding my account an advisor has been quick too resolve my issues with no concern.always very helpful,polite l cannot fault keep up the good work very appreciated thanks Reviewed on: 9th June 2026

Extremely useful options in an unknown economic time!

5
Extremely useful options in an unknown economic time! Options for budgeting take the stress out of paying upfront all the time. Reviewed on: 9th June 2026

Problems solved.

5
Problems solved. explaining situation easily no hassle Reviewed on: 9th June 2026

Excellent customer service, i was very happy about t...

5
Excellent customer service, i was very happy about the way everything want on. Reviewed on: 9th June 2026

Easy relaible professional Financial institute.

5
I am with paypal from dacades . it is always a most trusted profession credit company for me. Reviewed on: 9th June 2026

I have had no issues around using paypal

4
I have had no issues around using paypal Reviewed on: 9th June 2026

They have been helpful with payments, excellent comm...

5
They have been helpful with payments, excellent communication and easy to use. Reviewed on: 9th June 2026

Paypal Credit - Great service

5
Easy to apply for Paypal Credit and can be used in many online retailers. 4 months interest free is very useful. Reviewed on: 9th June 2026

Safe, reliable & flexible.

5
Paypals always offered a safe means to transfer and receive money, and also flexibility when larger purchases have been made. Always happy with the service and don’t feel overwhelmed by constant messages like others send. Reviewed on: 9th June 2026

Do you have a different PayPal product?

Share your experiences with products to help others make smarter financial decisions and learn more about different products available. Write a review

Want to see more from PayPal?

  • Pay in 3

    from PayPal 4.76 from 101305 reviews
    PayPal
  • Payments

    from PayPal 4.72 from 3854 reviews
    PayPal
  • Credit card

    from PayPal 4.66 from 126 reviews
    PayPal
    View all products