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PayPal: PayPal Credit reviews

Name: PayPal Credit
Rating: 4.73 (180886 reviews)

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4.73

Based on 180,864 reviews, last reviewed 16th Jul 2026

368% increase in 5 star reviews

in the past 90 days

453% increase in 1 star reviews

in the past 90 days

92%

Latest highest rating:

5

Fabulous app Really easy app to use and easy to sort out any problems. Reviewed on: 16th July 2026

Latest lowest rating:

1

Celebrity Gad PayPal is good and reliable for pay every due diligence Reviewed on: 14th July 2026

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About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

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PayPal PayPal Credit reviews (180886)

All in one app.

Very easy to split bills and send money to friends, instantly. Pay in 3 and PayPal credit have been a lifesaver recently. And it's an easy way to buy crypto all in one app! Reviewed on: 9th June 2026

Spot on !

Spot on !!! Great customer services... no problems at all.... all ok... Reviewed on: 9th June 2026

Great for splitting up the costs of the more expensi...

Great for splitting up the costs of the more expensive items especially when you get 4 months at 0%! Very happy with my experience. Reviewed on: 9th June 2026

Easy to apply and use.

Easy to apply and use. Frequent review of limit is excellent. Reviewed on: 9th June 2026

Easy and safe way to purchase items

Easy and safe way to purchase items Reviewed on: 9th June 2026

Use PayPal as often I can, effortless and straightfo...

Use PayPal as often I can, effortless and straightforward. Reviewed on: 9th June 2026

Easy to use and fair.

Easy to use and fair. I like both the pay in 3 and pay later options. Fair interest rates aswell. Never had an issue. Reviewed on: 9th June 2026

I absolutely appreciate PayPal credit! Thank you!

I absolutely appreciate PayPal credit! As someone on a low wage it’s the only way I can make certain purchases that gives me 4 months to pay off interest free!! Thank you! Reviewed on: 9th June 2026

Pay pal provides oth a purchase buffer

Pay pal provides both a purchase buffer and protection, pay pal provides control over your spending so when a seller offers 30 days money back you get 30 days to find out before your money is really spent. Simply put pay pal are providing the control while you enjoy the results. Reviewed on: 9th June 2026

It is easy to use it gives 4 moths for payments with...

It is easy to use it gives 4 moths for payments with no interest. I like it Reviewed on: 9th June 2026

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