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PayPal: PayPal Credit reviews

Name: PayPal Credit
Rating: 4.73 (181148 reviews)

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4.73

Based on 181,148 reviews, last reviewed 13th Sep 2026

54% decrease in 5 star reviews

in the past 90 days

38% decrease in 1 star reviews

in the past 90 days

92%

Latest highest rating:

4

Amazing! Amazing! They give me £1000 on the beginning itself self. Contacting PayPal customer service is also very professional Reviewed on: 13th September 2026

Latest lowest rating:

2

great app, very useful n othing like it great app, very useful n othing like it Reviewed on: 23rd July 2026

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About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

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PayPal PayPal Credit reviews (181148)

No problems at all, no pressure.

No problems at all, no pressure. I know I have more money coming in December when I get my state pension. Just biding my time Reviewed on: 9th June 2026

easy access to payment

It is easy to make payment and spread cost of expensive essentials. Reviewed on: 9th June 2026

Great support, service offering and credit options.

I had an issue with a transaction and the customer support was great. The issue was immediately addressed and the communication was clear and effective. I also think that the service offering and credit options are very well designed. Reviewed on: 9th June 2026

Easy to use,safe with my purchases

Easy to use,safe with my purchases Reviewed on: 9th June 2026

I find PayPal and PayPal credit fit my needs perfect...

I find PayPal and PayPal credit fit my needs perfectly and would not hesitate to recommend PayPal to anyone looking for a great financial service.Also customer service is fast knowledgeable and reliable Reviewed on: 9th June 2026

Excellent thorough the years

I’ve been a PayPal user for years and always had a good experience Reviewed on: 9th June 2026

Enough time to repay with charging interest

Four month interest free is a game changer Reviewed on: 9th June 2026

First class service.

First class service. Go out their way to assist you! Reviewed on: 9th June 2026

Credit cards are a tough industry not to be lured in...

Credit cards are a tough industry not to be lured into and PayPal only add to this with interest rates that are non negotiable and constant limit increases. Once you are trapped unless you come in to large sums of money you are trapped. Would use as a installment option not as a credit card Reviewed on: 9th June 2026

Good customers but never actually got my money back...

Good customers but never actually got my money back and transaction gone off my account Reviewed on: 9th June 2026

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