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PayPal: PayPal Credit reviews

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4.91
Based on 57,808 reviews, last reviewed 9th Apr 2026
646800% increase in 5 star reviews
in the past 90 days
2000% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
93%
See only 4 star reviews
6%
See only 3 star reviews
1%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

PayPal Np1 I have always found that PayPal is super fast, easy to use and very secure Reviewed on: 9th April 2026
Gareth 's avatar
Gareth

Latest lowest rating:

1

Regular credit checks nonexistent PayPal states they do regular checks to increase credit limit. I think the AI software is not working properly. All the other credit companies increas... Read more Reviewed on: 8th April 2026
MT's avatar
MT
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About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

Review PayPal: PayPal Credit now

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PayPal PayPal Credit reviews (57808)

Never really had a problem and when I did was sorte...

5
Never really had a problem and when I did was sorted no problem Reviewed on: 15th May 2024
Rick H's avatar
Rick H

1 of the person credit company I have.

5
1 of the person credit company I have. Flexible, PAYMENT. Reviewed on: 15th May 2024
Jack b's avatar
Jack b

Brilliant just works what else can I say

5
Brilliant just works what else can I say Reviewed on: 15th May 2024
Chris B's avatar
Chris B

Excellent

5
So easy to use it's great. Credit was available straight away after I have applied and you can use it for most shops online Reviewed on: 15th May 2024
Simona Moni's avatar
Simona Moni

Excellent customer service

5
Never had a bad experience and any issues needing resolved customer service always there to help and resolve Reviewed on: 15th May 2024
Andrew 's avatar
Andrew

Its good that you can spread the cost of things over...

5
Its good that you can spread the cost of things over 4 months , but I think the APR is a little to high if you don’t pay it off in time , it’s good that you send send money to friends and family too. Reviewed on: 15th May 2024
Dave 's avatar
Dave

Simply amazing

5
I would like to thank you all of you, it is Perfect, I am very pleased to use PayPal as preferred method of payment for anything , enjoyable and for sure more than perfect app, and please , easy to pay , highly recommended to enjoy Reviewed on: 15th May 2024
St's avatar
St

Paypal called me today

4
Today I realized my paypal credit was due 3 days ago and I haven’t received any notification about it via the app. And I suddenly received a call from Paypal asking for my email without telling me why they called me (and I still dunno what was the call for). But generally I enjoy using Paypal and I believe it’s a convenient way for payments and ourchases. Reviewed on: 15th May 2024
Ehsan's avatar
Ehsan

vivre le PayPal

5
I have been using Pay Pal for nearly 20 years. It is the best online payment system there has ever been. Long live Pay Pal Reviewed on: 15th May 2024
Dougal R's avatar
Dougal R

It's been absolute fabulous.

5
It's been absolute fabulous. The service this far has been really good. Theres no complaints here at all. Keep up the good work. Reviewed on: 15th May 2024
Damian G's avatar
Damian G

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