Write a review

Newsletter

Go to business site

PayPal: PayPal Credit reviews

Name: PayPal Credit
Rating: 4.73 (180890 reviews)

View other PayPal products

4.73

Based on 180,864 reviews, last reviewed 16th Jul 2026

368% increase in 5 star reviews

in the past 90 days

453% increase in 1 star reviews

in the past 90 days

92%

Latest highest rating:

5

Fabulous app Really easy app to use and easy to sort out any problems. Reviewed on: 16th July 2026

Latest lowest rating:

1

Celebrity Gad PayPal is good and reliable for pay every due diligence Reviewed on: 14th July 2026

Read all reviews Write a review

About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

Review PayPal: PayPal Credit now

Help others make smarter decisions by sharing your own experience.

Write a review

PayPal PayPal Credit reviews (180890)

Hassle free shopping.

Hassle free shopping. Fantastic customer service. Would highly recommend. Reviewed on: 9th June 2026

Great way to pay in store and on line

Great way to pay in store and on line Reviewed on: 9th June 2026

I find PayPal Credit to be so easy to use.

I find PayPal Credit to be so easy to use and excellent value. No filling in pages of application forms! I have used PayPal Credit several times and each time the application process has been a seamless act. I highly recommend PayPal Credit to anyone seeking credit. Reviewed on: 9th June 2026

Reliable and really convenient, especially now with...

Reliable and really convenient, especially now with a physical card. I use PayPal for as much spending as possible, as you also get 4 months to pay on purchases over £100 Reviewed on: 9th June 2026

It's been there for me to use and i can use it in th...

It's been there for me to use and i can use it in the shops. Reviewed on: 9th June 2026

Never had any issues, always there!

Never had any issues, always there! Reviewed on: 9th June 2026

Never had any problems with using PayPal.

Never had any problems with using PayPal. The site is easy to use and follow, information is understandable. Regular updates on usage, interest rates, new services and reminders. The option to make payments so they are more manageable is great and very handy. Never had any issues with refunds or claims either. Reviewed on: 9th June 2026

Helped make a happier life possible despite hard tim...

Helped make a happier life possible despite hard times - that so many folk are struggling to survive right now - for granny and me when i had to give up my job to be her full time carer. With careful budgeting Paypal played a crucial part in helping us survive and more. Reviewed on: 9th June 2026

Easy too use, a few clicks and your done, great buye...

Easy too use, a few clicks and your done, great buyer protection, accepted at amazing number of places. Great customer services when there are any problems, very helpful and very easy to track your spending Reviewed on: 9th June 2026

Highly recommended

I love not having to get up and find my wallet every time I want to buy something online. I just log in with my face ID or email, and boom—done. Reviewed on: 9th June 2026

Do you have a different PayPal product?

Share your experiences with products to help others make smarter financial decisions and learn more about different products available. Write a review

Alternative products

Retail Finance
from Omni Capital Retail Finance 3.99 from 4 reviews
Very Account
from Shop Direct 3.18 from 28 reviews
Payments
from PayPal 4.70 from 3855 reviews

Want to see more from PayPal?

Pay in 3
from PayPal 4.76 from 101092 reviews
Payments
from PayPal 4.70 from 3855 reviews
Credit card
from PayPal 4.67 from 124 reviews

View all products

Join Smart Money People

Keep up to date on ratings of your favourite businesses. Find out about our awards and write new reviews with ease

Create an account

News, guides and insight from our team

View resource hub