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PayPal: PayPal Credit reviews

Name: PayPal Credit
Rating: 4.91 (57805 reviews)

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4.91

Based on 57,805 reviews, last reviewed 9th Apr 2026

646500% increase in 5 star reviews

in the past 90 days

2000% increase in 1 star reviews

in the past 90 days

93%

Latest highest rating:

4

Seamless and easy transactions and easy to track Seamless and easy transactions and easy to track Reviewed on: 9th April 2026

Latest lowest rating:

1

Regular credit checks nonexistent PayPal states they do regular checks to increase credit limit. I think the AI software is not working properly. All the other credit companies increas... Read more Reviewed on: 8th April 2026

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About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

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PayPal PayPal Credit reviews (57805)

I have not had a problem with PayPal.

I have not had a problem with PayPal. Any disputes have been cleared immediately Reviewed on: 15th May 2024

Enjoy my pp credit although it went down a great dea...

Enjoy my pp credit although it went down a great deal making it less useable . Reviewed on: 15th May 2024

Warranty

When you shop online and use PayPal you feel you are in safe hand . Reviewed on: 15th May 2024

I use the service regularly to help spread payments...

I use the service regularly to help spread payments and it is very clear and simple to use. Reviewed on: 15th May 2024

Allows Me To Be More Free With Electronics

Paypal Credit has allowed me to freely purchase expensive or valuable items that I would not be comfortable buying outright without the protections that come with Credit purchases. The 0% interest for the 4 months has allowed me the wiggle room to decide whether the item(s) are suitable for my needs and are in working order. Then fully paying the rest off before the 0% interest period ends. Reviewed on: 15th May 2024

All upfront, clear and easy

All upfront and clear, Everything was completely transparent and easy to understand, I just had to apply and then I was given a credit limit from which I can buy things with a clear monthly payment and its easy top pay extra to when I have it spare. Reviewed on: 15th May 2024

Professional and easy to learn

Professional and easy to learn.......... Reviewed on: 15th May 2024

Never really had a problem and when I did was sorte...

Never really had a problem and when I did was sorted no problem Reviewed on: 15th May 2024

1 of the person credit company I have.

1 of the person credit company I have. Flexible, PAYMENT. Reviewed on: 15th May 2024

Brilliant just works what else can I say

Brilliant just works what else can I say Reviewed on: 15th May 2024

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