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PayPal: PayPal Credit reviews

View other PayPal products
4.73
Based on 180,864 reviews, last reviewed 16th Jul 2026
368% increase in 5 star reviews
in the past 90 days
453% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
92%
See only 4 star reviews
7%
See only 3 star reviews
1%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

Fabulous app Really easy app to use and easy to sort out any problems. Reviewed on: 16th July 2026
Lisa W's avatar
Lisa W

Latest lowest rating:

1

Celebrity Gad PayPal is good and reliable for pay every due diligence Reviewed on: 14th July 2026
Celebrity Gad's avatar
Celebrity Gad
Read all reviews Write a review

About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

Review PayPal: PayPal Credit now

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PayPal PayPal Credit reviews (180894)

Quick and easy application without the jargon or com...

5
Quick and easy application without the jargon or complex hoops. Reviewed on: 9th June 2026
Becka Oak's avatar
Becka Oak

It really the easiest way to pay. sthe paypal lin...

5
It really is hassle free I just click the paypal link at checkout and that's it no filling in name address etc ,plus if I have a query The customer service is second to none Reviewed on: 9th June 2026
Lita Mills's avatar
Lita Mills

Good experience using the PayPal credit.

5
Hello, I used PayPal Credit to pay hotel accommodation and flight tickets. I had a good experience using the app online. Reviewed on: 9th June 2026
Mariana B's avatar
Mariana B

Safe spending

5
I can rely on them for security when buying anything from pet food to holidays I always feel it is a safer option these days to pay with paypal. Plus it gives me the option to spread repayments interest free. Reviewed on: 9th June 2026
Julie M's avatar
Julie M

Awesome!

5
PayPal credit is the easiest credit service I have ever used. The terms are outlayed very transparently, the updates about your payments/balance etc are frequent, and the the overall service is quick, intuitive and accepted on thr vast majority of e-commerce places. Reviewed on: 9th June 2026
Dyscaphia's avatar
Dyscaphia

great service and always on time

5
great service and always on time Reviewed on: 9th June 2026
Ronald Charters's avatar
Ronald Charters

Love the perks, layout of the app

5
Love the perks, layout of the app Reviewed on: 9th June 2026
Alice 's avatar
Alice

How paypal credit perks have benefitted me

5
Using PayPal credit has helped me with spending online and in shop purchases. I have enjoyed the perk of spending over £100 on a purchase which allows you to pay back within 4 months without interest. More recently I have been using the card more often and having a good credit limit has helped me with my purchases and use. Reviewed on: 9th June 2026
Luke S's avatar
Luke S

Overall positive experience.

5
My experience of using paypal as a payment method is overall a positive one. I find online shopping much easier knowing indont have to input my card details and the option of spreading my payments out over 3 makes paying for larger more expensive items accessible. Reviewed on: 9th June 2026
Ashley Robey's avatar
Ashley Robey

Overall positive experience.

5
My experience of using paypal as a payment method is overall a positive one. I find online shopping much easier knowing indont have to input my card details and the option of spreading my payments out over 3 makes paying for larger more expensive items accessible. Reviewed on: 9th June 2026
Ashley Robey's avatar
Ashley Robey

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