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PayPal: PayPal Credit reviews

Name: PayPal Credit
Rating: 4.73 (181148 reviews)

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4.73

Based on 181,148 reviews, last reviewed 13th Sep 2026

54% decrease in 5 star reviews

in the past 90 days

38% decrease in 1 star reviews

in the past 90 days

92%

Latest highest rating:

4

Amazing! Amazing! They give me £1000 on the beginning itself self. Contacting PayPal customer service is also very professional Reviewed on: 13th September 2026

Latest lowest rating:

2

great app, very useful n othing like it great app, very useful n othing like it Reviewed on: 23rd July 2026

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About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

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PayPal PayPal Credit reviews (181148)

Paypal Credit for luxury items

I like to use paypal credit to buy more expensive items that I wouldn't normally buy, like luxury goods for presents or even for myself. The easy transactions make it too easy to use lol. Reviewed on: 9th June 2026

Easy to use and understand.

I always find it manageable, the app is easy to use and understand, the reminders are a good way of staying on top of paying on time. larger costs can be split. Reviewed on: 9th June 2026

PayPal is a great source of interest free credit as...

PayPal is a great source of interest free credit as long as you pay on time. Reviewed on: 9th June 2026

PayPal makes it's so easy with it's app everything i...

PayPal makes it's so easy with it's app everything in one place, multiple options for payment and any issues they are super responsive, PayPal is my go to payment choice when shopping online Reviewed on: 9th June 2026

good service, highly recommend to friends and family

good service, highly recommend to friends and family Reviewed on: 9th June 2026

Easy to handle account.

Easy to handle account. Credit limits manageable. Fast responses to inquiries Reviewed on: 9th June 2026

quick purchases without interest

Over the past few years, I have bought many things with PayPal without any loan interest. Reviewed on: 9th June 2026

I have had paypal credit for a long time and it help...

I have had paypal credit for a long time and it help me a lot with shopping and can pay later. Reviewed on: 9th June 2026

PayPal Credit is simplicity how you need it.

PayPal Credit is very easy to use. I use it mainly for ebay but the way it links up makes it so much smoother. The app is easy on the eye and everything is laid out in a way that makes everything clear. I've been using it for years and will continue to do so. Highly recommended!! Reviewed on: 9th June 2026

The best intervention

Very straightforward and easy to use. Reviewed on: 9th June 2026

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