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PayPal: PayPal Credit reviews

Name: PayPal Credit
Rating: 4.73 (181148 reviews)

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4.73

Based on 181,148 reviews, last reviewed 13th Sep 2026

54% decrease in 5 star reviews

in the past 90 days

38% decrease in 1 star reviews

in the past 90 days

92%

Latest highest rating:

4

Amazing! Amazing! They give me £1000 on the beginning itself self. Contacting PayPal customer service is also very professional Reviewed on: 13th September 2026

Latest lowest rating:

2

great app, very useful n othing like it great app, very useful n othing like it Reviewed on: 23rd July 2026

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About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

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PayPal PayPal Credit reviews (181148)

Excellent Advice

PayPal is easy to use and safe, on the rare occasion I have had to contact customer services, they always provide an answer or advice. Keep up the good work! Reviewed on: 9th June 2026

Always good service, no hassle easy to use, widely a...

Always good service, no hassle easy to use, widely accepted Reviewed on: 9th June 2026

Excellet service

I can use Paypal any time I need it without any problems.Easy ro use. Reviewed on: 9th June 2026

I have found PayPal Credit to be a convenient way to...

I have found PayPal Credit to be a convenient way to spread the cost of larger purchases. The application process was straightforward, and the account was easy to manage through my PayPal account. One of the main benefits is the promotional financing offers available on eligible purchases, which can be helpful when budgeting. Payments are simple to make, and transactions appear clearly within the account dashboard. Reviewed on: 9th June 2026

Very pleased.

I have been using PayPal for several years now and have always felt that my money is safe when doing so. Recently, having taken advantage of both the options to pay either in 3 or 4 payments on an interest free basis, I couldn't be happier with the service. Reviewed on: 9th June 2026

Great customer Service

I’ve found customer service to be so helpful when the goods I’ve paid for have let me down Reviewed on: 9th June 2026

Preferred means to pay

I use PayPal for all of my online purchases when it is an option. I appreciate the extra level of security it offers. I also really appreciate that it can be used on Just Eat and the Wetherspoons App, it really helps put of you have a big order to cover by splitting it into 3 or just sticking it on credit till pay day. Reviewed on: 9th June 2026

Great way to spread the cost meaning that I can get...

Great way to spread the cost meaning that I can get things that I need and make them more affordable and easier to purchase Reviewed on: 9th June 2026

PayPal credit is easy to use.

PayPal credit is easy to use and easily available as a payment option when making purchases. This gives me the option to pay a little later and still has all the benefits i have always enjoyed and trusted from PayPal. Reviewed on: 9th June 2026

Safe, secure and flexible

Safe, secure and easy to use. Most of all if there’s something that I really need or want, it’s big help for me because I can easily use the PayPal credit and it’s flexible. Reviewed on: 9th June 2026

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