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PayPal: PayPal Credit reviews

4.73
Based on 180,864 reviews, last reviewed 16th Jul 2026
368% increase in 5 star reviews
in the past 90 days
453% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
92%
See only 4 star reviews
7%
See only 3 star reviews
1%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

Fabulous app Really easy app to use and easy to sort out any problems. Reviewed on: 16th July 2026
Lisa W's avatar
Lisa W

Latest lowest rating:

1

Celebrity Gad PayPal is good and reliable for pay every due diligence Reviewed on: 14th July 2026
Celebrity Gad's avatar
Celebrity Gad

About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

Review PayPal: PayPal Credit now

Help others make smarter decisions by sharing your own experience. Write a review

PayPal PayPal Credit reviews (180897)

Easy to use and very good when you have any...

5
Easy to use and very good when you have any problems Reviewed on: 9th June 2026

Very Easy and Straightforward

5
Applying was very easy and straightforward. Delivery of the physical cards could have been a little quicker, but poor service from Royal Mail is probably the biggest factor here. Registering the cards for use was also very easy and straightforward. Reviewed on: 9th June 2026

Efficient and useful service with PayPal

4
Always easy to use PayPal and prompt notification and responsive dialogue when engaging with PayPal support Reviewed on: 9th June 2026

Excellent

4
Easy to use and manage repayment Reviewed on: 9th June 2026

This is easy to use and been a life saver...

5
This is easy to use and been a life saver at times Reviewed on: 9th June 2026

Very convenient.

4
Very convenient. Especially if you just need some extra time to pay for something Reviewed on: 9th June 2026

Easy to use.

5
Easy to use. I have no problem at all. Reviewed on: 9th June 2026

Easy paypal

4
PayPal is asumo rest of paying for things, however since the new update i find it hard to navugste the site. Reviewed on: 9th June 2026

I like the app and the way you can top up your balan...

5
I like the app and the way you can top up your balance so not using your own bank balance, gives greater control over spending. Reviewed on: 9th June 2026

Easy to use, great app and great customer service.

5
Easy to use, great app and great customer service. Reviewed on: 9th June 2026

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