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PayPal: PayPal Credit reviews

Name: PayPal Credit
Rating: 4.73 (180899 reviews)

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4.73

Based on 180,897 reviews, last reviewed 16th Jul 2026

342% increase in 5 star reviews

in the past 90 days

411% increase in 1 star reviews

in the past 90 days

92%

Latest highest rating:

5

Easy to use and very user friendly Easy to use and very user friendly Reviewed on: 16th July 2026

Latest lowest rating:

1

Celebrity Gad PayPal is good and reliable for pay every due diligence Reviewed on: 14th July 2026

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About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

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PayPal PayPal Credit reviews (180899)

Great customer service

Great customer service, easy to use and it's also good that you can purchase items and split the costs between 4 months however I would like to see a change from 4 moths to 6 months as some months can be a struggle but overall I enjoy using papal credit Reviewed on: 9th June 2026

Brilliant

All your purchases are covered and I always use PayPal when I can the interest rates are brilliant Reviewed on: 9th June 2026

Easy to use, good 0% offers on bigger purchases

Easy to use, good 0% offers on bigger purchases Reviewed on: 9th June 2026

Reliable and Convenient for Years

I’ve used PayPal Credit for years and have always found it to be reliable and convenient. The application process was straightforward, payments are easy to manage, and it’s been a helpful option when I need extra flexibility with purchases. Overall, a great service with a smooth user experience and excellent customer service. Reviewed on: 9th June 2026

Freedom.

Easy to use and gives me more freedom with my payments. Reviewed on: 9th June 2026

How paypal credit perks have benefitted me

Using PayPal credit has helped me with spending online and in shop purchases. I have enjoyed the perk of spending over £100 on a purchase which allows you to pay back within 4 months without interest. More recently I have been using the card more often and having a good credit limit has helped me with my purchases and use. Reviewed on: 9th June 2026

Effortless transactions.

Seem less transactions. Links to Apple Pay can select from Pay3 for credit balance or simply use it for safety to come out my bank account. The new points systems and tracking now tracks every purchase right to your front door. Highly recommend. Reviewed on: 9th June 2026

Helped so much to be able to buy and not stress abou...

Helped so much to be able to buy and not stress about the payments, very helpful especially for times like these. Reviewed on: 9th June 2026

Use pay pal all the time, very pleased

Use pay pal all the time, very pleased Reviewed on: 9th June 2026

Always easy to use.

Always easy to use. with various options. Great interest free options and the card is great as you earn points as you spend. Reviewed on: 9th June 2026

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