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PayPal: PayPal Credit reviews

Name: PayPal Credit
Rating: 4.91 (57746 reviews)

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4.91

Based on 57,746 reviews, last reviewed 8th Apr 2026

641100% increase in 5 star reviews

in the past 90 days

2000% increase in 1 star reviews

in the past 90 days

93%

Latest highest rating:

5

Very useful, credit is easy to use Very useful, credit is easy to use Reviewed on: 8th April 2026

Latest lowest rating:

1

Regular credit checks nonexistent PayPal states they do regular checks to increase credit limit. I think the AI software is not working properly. All the other credit companies increas... Read more Reviewed on: 8th April 2026

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About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

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PayPal PayPal Credit reviews (57746)

Very good experience.

Very good experience. My account been locked, but with helpful customer service it took only few minutes to unlock it again. Reviewed on: 15th May 2024

Life saver for me.

For the 4th time I am using PayPal, for the first time I bought a very essential thing for my house which I couldn't have afforded months ago. But the interest free credit is a life saver. I'm so grateful for that. Thanks Paypal Reviewed on: 15th May 2024

Easy to use recommend to anyone wanting a credit opt...

Easy to use recommend to anyone wanting a credit option & making payments is easy enough. A good experience Reviewed on: 15th May 2024

I always find PayPal simple and customer friendly an...

I always find PayPal simple and customer friendly and straight forward to use. Reviewed on: 15th May 2024

Easy to use and very useful

Easy to use and very useful. Kees track of payments and keeps me up to date with balance Reviewed on: 15th May 2024

PayPal credit is really easy to use and was easy to...

PayPal credit is really easy to use and was easy to apply for. Great service all around! Reviewed on: 15th May 2024

PayPal is good for paying bills and a lot more.

PayPal is good for paying bills and a lot more. Reviewed on: 15th May 2024

Flexible, convenient and fully trusted

I've had a really excellent experience using PayPal Credit. The 4 month 0% offer is reliable and convenient. On one occasion I needed assistance with changing bank details and I received a quick response and useful guidance. Reviewed on: 15th May 2024

Finance option that works best!

Never had any problems with it, clear rules, 0% options available, working with lots of retailers - brilliant! Reviewed on: 15th May 2024

Never had an issue with them .

Never had an issue with them . Keep me up to date Reviewed on: 15th May 2024

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