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PayPal: PayPal Credit reviews

Name: PayPal Credit
Rating: 4.73 (181149 reviews)

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4.73

Based on 181,148 reviews, last reviewed 13th Sep 2026

54% decrease in 5 star reviews

in the past 90 days

38% decrease in 1 star reviews

in the past 90 days

92%

Latest highest rating:

4

Amazing! Amazing! They give me £1000 on the beginning itself self. Contacting PayPal customer service is also very professional Reviewed on: 13th September 2026

Latest lowest rating:

2

great app, very useful n othing like it great app, very useful n othing like it Reviewed on: 23rd July 2026

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About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

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PayPal PayPal Credit reviews (181149)

It is extremely easy and fuss free

It is extremely easy and fuss free Reviewed on: 9th June 2026

The flexibility of PayPal credit and the ease of use...

The flexibility of PayPal credit and the ease of use with so many merchants making it available, it’s pretty much my main ‘go-to’ option when making any purchase big or small. Reviewed on: 9th June 2026

Excellent app.

I frequently use PayPal as I feel it is a more secure way to spend money online. It’s easy to use and to manage payments. Reviewed on: 9th June 2026

Easy to use

It’s easy to use, the rates are fair and using the app and direct debit to sort payments makes it really manageable for me. Reviewed on: 9th June 2026

Multiple options make my life easier

UsingPayPal Credit is so easy and is a fantastic option for those purchases you just cannot afford in one go. Being able to spread repayments at a very reasonable rate defintely makes life easier for me. Reviewed on: 9th June 2026

Very easy and cost efficient

PayPal is very easy to use and has made spreading the cost a very easy and cost effective option. Reviewed on: 9th June 2026

Tim’s review

Just straight forward and always help if you hug ave a question to ask never had any problems and being very useful for me Reviewed on: 9th June 2026

PayPal credit

There when you need it. Easy to set up and keep track off in the app Reviewed on: 9th June 2026

Above Excellent Service

I was having problems getting my money back for a pair of trainers not delivered from Sports Direct so I contacted PayPal and the money was refunded the payment was refunded the following day. That's excellent service for you. Reviewed on: 9th June 2026

As a single parent works well for spreading the cost

As a single parent it is so helpful to be able to purchase things and be able to spread the cost interest free Reviewed on: 9th June 2026

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