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PayPal: PayPal Credit reviews

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4.91
Based on 57,690 reviews, last reviewed 8th Apr 2026
636100% increase in 5 star reviews
in the past 90 days
1900% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
93%
See only 4 star reviews
6%
See only 3 star reviews
1%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

Simple and easy. Simple and easy to set up, pay for goods and repay credit. Reviewed on: 8th April 2026
Chris F's avatar
Chris F

Latest lowest rating:

1

Paypal Credit damanged my credit over about £6. Accidentally put a few pounds on my PayPal Credit account (didn’t know, was a mistake). I missed the payment deadline because of that, and by the time... Read more Reviewed on: 8th April 2026
Craig's avatar
Craig
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About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

Review PayPal: PayPal Credit now

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PayPal PayPal Credit reviews (57690)

Perfect! I love it

5
I’ve been using PayPal credit for years now and I love the service. I use this nearly everywhere I can and with their amazing service of 4 months 0 interest payments it’s so beautiful and I can pay for car parts etc that I normally cannot afford in the same month! Reviewed on: 15th May 2024
Zicar's avatar
Zicar

East to deal with and friendly

5
Easy to deal with and friendly and fast service Reviewed on: 15th May 2024
Ewan Mitchell's avatar
Ewan Mitchell

Very user friendly and simple to navigate, convenien...

5
Very user friendly and simple to navigate, convenient to have a service like PayPal to hand. Reviewed on: 15th May 2024
Kasim's avatar
Kasim

very happy with pay pall app.

5
very happy with pay pall app. also happy with 3 payment plan. Reviewed on: 15th May 2024
zdenka i's avatar
zdenka i

Problem free service for us.

5
Not had to use customer service. No problems at all. Handy credit service available for those unexpected or expensive buys Reviewed on: 15th May 2024
Susan L D's avatar
Susan L D

It's great for my ebay and making payments for meals...

5
It's great for my ebay and making payments for meals without jabbing to queue at bars and restaurants Reviewed on: 15th May 2024
Peter p's avatar
Peter p

PayPal credit gives me the flexibility I need

5
PayPal credit gives me the flexibility I need when sometimes I don’t have the money to pay off items right away. It is always good to know I have it for emergencies if I am ever cut short and need something in my house or for my child. Because these days not many of us have hundreds of pounds to pull out there and then. Reviewed on: 15th May 2024
Jessica T's avatar
Jessica T

Great app.

5
Great app. Very good protection. Reviewed on: 15th May 2024
Kris's avatar
Kris

Very beneficial credit and allow me to purchase and...

5
Very beneficial credit and allow me to purchase and pay without interés Reviewed on: 15th May 2024
Jjcr's avatar
Jjcr

Any problems I've came across ,I've only needed to c...

5
Any problems I've came across ,I've only needed to call staff ,and are on the concern rite away ,and iam Happy at all pay pal have offered me .I Thank You PayPal X Reviewed on: 15th May 2024
Catherine Mcfarlane 's avatar
Catherine Mcfarlane

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