Write a review

Newsletter

Go to business site

PayPal: PayPal Credit reviews

Name: PayPal Credit
Rating: 4.73 (180904 reviews)

View other PayPal products

4.73

Based on 180,897 reviews, last reviewed 16th Jul 2026

342% increase in 5 star reviews

in the past 90 days

411% increase in 1 star reviews

in the past 90 days

92%

Latest highest rating:

5

Easy to use and very user friendly Easy to use and very user friendly Reviewed on: 16th July 2026

Latest lowest rating:

1

Celebrity Gad PayPal is good and reliable for pay every due diligence Reviewed on: 14th July 2026

Read all reviews Write a review

About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

Review PayPal: PayPal Credit now

Help others make smarter decisions by sharing your own experience.

Write a review

PayPal PayPal Credit reviews (180904)

PayPal is easy to use and the back up and support is...

PayPal is easy to use and the back up and support is really good Reviewed on: 9th June 2026

Quick and easy, I like the app it’s easy to use and...

Quick and easy, I like the app it’s easy to use and understandable Reviewed on: 9th June 2026

Paypal credit is so easy to use & always there when...

Paypal credit is so easy to use & always there when you need it also keeps your money safe with your money back guarantee transactions i would give PayPal 10 out of 10 every time Reviewed on: 9th June 2026

Great service

14 years customer. I cannot recommend enough Reviewed on: 9th June 2026

Always use PayPal,Excellent service easy to use and...

Always use PayPal,Excellent service easy to use and find pay in three so flexible Reviewed on: 9th June 2026

Been using PayPal for years.

Been using PayPal for years.Safe payments, buyer protection. Reviewed on: 9th June 2026

Overall an excellent experience, some minor issues.

Overall an excellent experience, some minor issues when trying to pay in apps; continual pop-up to take credit card (which I already have) and payment confirmation is not clear that one has been made Reviewed on: 9th June 2026

Easy to get hold of customer service

I have always been able to get hold of customer service quite readily and even talk to them on the phone which is a nice thing to be able to do. The only improvement would be to make card payments to pay money into your account instant rather than take a few says to go through. Reviewed on: 9th June 2026

Very easy to use

Very easy to use, useful when don’t have the money while I wait for payday Reviewed on: 9th June 2026

Great service.

Great service. Very safe and secure. Reviewed on: 9th June 2026

Do you have a different PayPal product?

Share your experiences with products to help others make smarter financial decisions and learn more about different products available. Write a review

Alternative products

Retail Finance
from Close Brothers 3.17 from 12 reviews
Retail Finance
from Omni Capital Retail Finance 3.99 from 4 reviews
Retail Finance
from Novuna Personal Finance 4.73 from 173 reviews

Want to see more from PayPal?

Pay in 3
from PayPal 4.76 from 101095 reviews
Payments
from PayPal 4.70 from 3855 reviews
Credit card
from PayPal 4.67 from 124 reviews

View all products

Join Smart Money People

Keep up to date on ratings of your favourite businesses. Find out about our awards and write new reviews with ease

Create an account

News, guides and insight from our team

View resource hub