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PayPal: PayPal Credit reviews

Name: PayPal Credit
Rating: 4.73 (181149 reviews)

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4.73

Based on 181,148 reviews, last reviewed 13th Sep 2026

54% decrease in 5 star reviews

in the past 90 days

38% decrease in 1 star reviews

in the past 90 days

92%

Latest highest rating:

4

Amazing! Amazing! They give me £1000 on the beginning itself self. Contacting PayPal customer service is also very professional Reviewed on: 13th September 2026

Latest lowest rating:

2

great app, very useful n othing like it great app, very useful n othing like it Reviewed on: 23rd July 2026

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About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

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PayPal PayPal Credit reviews (181149)

Dealt with issue well and investigated and issued re...

Dealt with issue well and investigated and issued refund Reviewed on: 9th June 2026

My experience has been brilliant from day one, evert...

My experience has been brilliant from day one, everthing has been so easy to do when checking my account or paying with it. Reviewed on: 9th June 2026

Very convenient

I find PayPal very convenient at times when you need to spread the cost. Reviewed on: 9th June 2026

Paymate.

Always find a bargain and normally good quality and free delivery. Reviewed on: 9th June 2026

PayPal credit is handy

PayPal credit is a very handy tool for medium and larger purchases with the ability to pay over a few months with no interest it's become my go to for concert tickets and the like so I don't have to wait until I can afford them to pick them up and no stress with the repayment lifesaver. Reviewed on: 9th June 2026

Always use as easy and quick.

Always use as easy and quick. Making payments on account is a bit slow but otherwise great service Reviewed on: 9th June 2026

An excellent addition

From my first interaction with Paypal, I have always had a positive experience. Paypal Credit has been an excellent addition especially as finances are being stretched in this current climate. I have used it for numerous purchases and it gives me peace of mind. Reviewed on: 9th June 2026

Quick and easy.

Quick and easy. Goto online - usuful for web safety. Reviewed on: 9th June 2026

I like PayPal for it's versatility and easy use it a...

I like PayPal for it's versatility and easy use it also offers you different choices. Reviewed on: 9th June 2026

I love the convenience of PayPal credit.

I love the convenience of PayPal credit. It helps with budgeting and paying for goods/services as and when needed. The pay in 3 is my favourite as I can just set it up and forget about it. Would be great if pay in 4 months would offer payment reminders. Reviewed on: 9th June 2026

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