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PayPal: PayPal Credit reviews

4.73
Based on 180,897 reviews, last reviewed 16th Jul 2026
342% increase in 5 star reviews
in the past 90 days
411% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
92%
See only 4 star reviews
7%
See only 3 star reviews
1%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

Easy to use and very user friendly Easy to use and very user friendly Reviewed on: 16th July 2026
Jason Garton's avatar
Jason Garton

Latest lowest rating:

1

Celebrity Gad PayPal is good and reliable for pay every due diligence Reviewed on: 14th July 2026
Celebrity Gad's avatar
Celebrity Gad

About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

Review PayPal: PayPal Credit now

Help others make smarter decisions by sharing your own experience. Write a review

PayPal PayPal Credit reviews (180905)

I've always had a good experience with Paypal.

4
I've always had a good experience with Paypal. It's easy to use and any issues i've had have been dealt with quickly and efficiently. Reviewed on: 9th June 2026

Excellent service

5
I have been using PayPal for a number of years, when I have a problem they resolve it. Reviewed on: 9th June 2026

Dissappointed

5
never had a problem until i bought tickets to the celion dion concert which got cancelled but then i never got my money back because the refund had gone to a closed card - when i contacted paypal they said it had gone to a card ending in 0011 however refused to tell me the bank so i am left without almost £500 refund as the money is sat in an account ending in 0011 but i dont have this account nor do i remember the bank account. Reviewed on: 9th June 2026

Excellent user experience and a Customer Service tea...

5
Excellent user experience and a Customer Service team you can get hold of with minimal waiting time. A good range of options for spreading finances. Reviewed on: 9th June 2026

Just Okay

3
It was ok, nothing more than that Reviewed on: 9th June 2026

great service, totals update really quickly and cred...

5
great service, totals update really quickly and credits come through fast as well making it easy to see where you are at the end of the month Reviewed on: 9th June 2026

Simple and great

5
So easy to use, accepted everywhere, great app. Reviewed on: 9th June 2026

Just brilliant

5
Excellent service , never had an issue Reviewed on: 9th June 2026

I like to use PayPal to provide a barrier between my...

5
I like to use PayPal to provide a barrier between my bank details and to keep my credit usage up. I find it really easy to manage. Reviewed on: 9th June 2026

Easy set-simple to use

5
It was a simple process to set up and easy to use, cost effective and good communication-keep up the good work. Reviewed on: 9th June 2026

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