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PayPal: PayPal Credit reviews

View other PayPal products
4.91
Based on 57,596 reviews, last reviewed 8th Apr 2026
627400% increase in 5 star reviews
in the past 90 days
1800% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
93%
See only 4 star reviews
6%
See only 3 star reviews
1%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

Paypal is very slick Very slick systems, easy to contact. Transparent business procedures. Very easy to use interface Reviewed on: 8th April 2026
CH's avatar
CH

Latest lowest rating:

1

Rubbish.Klarna is a lot better. Rubbish.Old fashioned website.Misleading fees.Made it very difficult to complain and didn’t take it seriously when I did. Reviewed on: 8th April 2026
David C's avatar
David C
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About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

Review PayPal: PayPal Credit now

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PayPal PayPal Credit reviews (57596)

I had a seller who send I damaged products and refus...

5
I had a seller who send I damaged products and refused a return and of course refused to refund but PayPal was able to get my refund for me. Just great. Reviewed on: 15th May 2024
Joan N's avatar
Joan N

Better since curve card link

5
Experience has increased following linkage with curve, enabling me to make purchases in store with my PayPal credit account. I like yo keep all my spending in 1 place and this has enabled me to do thar. Reviewed on: 15th May 2024
Alex C's avatar
Alex C

PayPal credit

5
Its grate I can buy things that normally I would have to save so instead I can pay monthly it's quick and easy Reviewed on: 15th May 2024
Chris Clark 's avatar
Chris Clark

So very easy to use even by me being a dinosaur .

5
So very easy to use even by me being a dinosaur . Also makes buying items and spreading the cost over a few months ( interest free ) Excellent service . Reviewed on: 15th May 2024
Mitch Mackenzie's avatar
Mitch Mackenzie

Paypal has helped in many ways

5
PayPal credit has helped me with things that I've needed to help me in day to day life Reviewed on: 15th May 2024
Kayleigh R's avatar
Kayleigh R

Had a few issues buying items off people using PayPa...

5
Had a few issues buying items off people using PayPal and not receiving it and PayPal customer service was excellent to help me out getting my money back Reviewed on: 15th May 2024
Charly's avatar
Charly

Make payment online/digital much smoother

5
As it is linked to multiple payment method, it is much easier to the usual pay by credit card method, which one has to provide individuay when shopping on different e-commerce platform where saving card option is either unwise or unnecessary. Reviewed on: 15th May 2024
Yifan Y's avatar
Yifan Y

Good customer service, easy to use for online purchases

5
Good customer service, easy to use for online purchases Reviewed on: 15th May 2024
Emmanuel Owusu Yeboah's avatar
Emmanuel Owusu Yeboah

I always choose paypal for online payments

5
Ive used paypal for all sorts of payments and have always been very happy with how easily it works, whether ive been paying with my card via paypal or using my pay pal credit account. Its always easy and straightforward and quick. Reviewed on: 15th May 2024
Crystalh's avatar
Crystalh

Roadshow0121

5
Great experience easy and secure Reviewed on: 15th May 2024
Gagan J's avatar
Gagan J

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