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PayPal: PayPal Credit reviews

Name: PayPal Credit
Rating: 4.73 (181149 reviews)

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4.73

Based on 181,148 reviews, last reviewed 13th Sep 2026

54% decrease in 5 star reviews

in the past 90 days

38% decrease in 1 star reviews

in the past 90 days

92%

Latest highest rating:

4

Amazing! Amazing! They give me £1000 on the beginning itself self. Contacting PayPal customer service is also very professional Reviewed on: 13th September 2026

Latest lowest rating:

2

great app, very useful n othing like it great app, very useful n othing like it Reviewed on: 23rd July 2026

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About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

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PayPal PayPal Credit reviews (181149)

Very easy process, everything is laid out and fully...

Very easy process, everything is laid out and fully understandable. Great service that comes in handy when you need it. Reviewed on: 9th June 2026

Easy to use.

Easy to use. Didn’t have a chance to deal with customer service yet which I think is positive thing :) Reviewed on: 9th June 2026

Customer Service Review

Experience with PayPal has been good so far Reviewed on: 9th June 2026

I can always rely on PayPal

I can always rely on PayPal if I’ve been scammed or if I’ve received a product and it’s been faulty PayPal’s always for for me and it’s like that extra insurance using PayPal. It’s safe and it’s really genuine and honestly it’s the main method of payment that I use on all online transactions. Reviewed on: 9th June 2026

Great service!

Great service! And most of all Secure!Very easy to use also... Reviewed on: 9th June 2026

Great service and very easy to use.

Great service and very easy to use. Not everyone trusts online banking so this provides an alternative without the risk of sharing bank details with lots of individual organisations. I use it for group purchases so we can split payments easily. Reviewed on: 9th June 2026

Always a good deal when using PayPal.

Always a good deal when using PayPal. Reviewed on: 9th June 2026

It’s so easy to make payments and to use

It’s so easy to make payments and to use Reviewed on: 9th June 2026

PayPal credit is really easy to use.

PayPal credit is really easy to use. Always kept informed of my balance and when the promotional offers are due to end. Currently trying to spread the cost for my wedding so PayPal credit has been so helpful in helping me budget Reviewed on: 9th June 2026

I use PayPal credit and Pay in three all the time fo...

I use PayPal credit and Pay in three all the time for purchases. It gives me time to pay, in difficult, financial times. I also have the Credit card which gives access to further purchases. Reviewed on: 9th June 2026

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