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PayPal: PayPal Credit reviews

4.73
Based on 180,897 reviews, last reviewed 16th Jul 2026
342% increase in 5 star reviews
in the past 90 days
411% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
92%
See only 4 star reviews
7%
See only 3 star reviews
1%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

Easy to use and very user friendly Easy to use and very user friendly Reviewed on: 16th July 2026
Jason Garton's avatar
Jason Garton

Latest lowest rating:

1

Celebrity Gad PayPal is good and reliable for pay every due diligence Reviewed on: 14th July 2026
Celebrity Gad's avatar
Celebrity Gad

About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

Review PayPal: PayPal Credit now

Help others make smarter decisions by sharing your own experience. Write a review

PayPal PayPal Credit reviews (180905)

Several good experiences

4
Several good experiences once you work out what the payment dates are. Reviewed on: 9th June 2026

Always use on ebay purchases and never an issue.

5
Always use on ebay purchases and never an issue. Very easy to manage. Reviewed on: 9th June 2026

I use PayPal credit which has been a great service t...

4
I use PayPal credit which has been a great service to help manage cash flow. Reviewed on: 9th June 2026

Quick and easy.

5
Quick and easy. Everything very clear Reviewed on: 9th June 2026

I've always use paypal to pay my shopping.

5
I've always use paypal to pay my shopping. Reviewed on: 9th June 2026

Quality of service

5
I have been enjoying excellent service I started using PayPal. The PayPal app is also very easy to use Reviewed on: 9th June 2026

positive experience.

5
positive experience and good customer experience Reviewed on: 9th June 2026

Paypal Credit : Credit Saviours!

5
I had an unfortunate issue with my car which meant I had to stump up near on £500 to get it fixed, if I hadn't have had PayPal Credit then my car would still be in the state it was 4 weeks ago = undriveable. Paypal Credit enabled me to get back on the road and deal with a high purchase of money that wasn't sat in my savings or current account, absolute saviours! Reviewed on: 9th June 2026

Never an issue, always good support.

5
Never an issue, always good support. Have been using it for many years and when I see pay pal I see that I can trust to buy. Effortlessly to transfer money too. Reviewed on: 9th June 2026

PayPal is easy to use and a treat tool for splitting...

5
PayPal is easy to use and a treat tool for splitting payments Reviewed on: 9th June 2026

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