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PayPal: PayPal Credit reviews

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4.91
Based on 57,548 reviews, last reviewed 8th Apr 2026
622800% increase in 5 star reviews
in the past 90 days
1800% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
93%
See only 4 star reviews
6%
See only 3 star reviews
1%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

Always available for any problems or questions and g... Always available for any problems or questions and give professional answers. Happy in the knowledge that they are very secure and reliable. Reviewed on: 8th April 2026
Michael K's avatar
Michael K

Latest lowest rating:

1

Rubbish.Klarna is a lot better. Rubbish.Old fashioned website.Misleading fees.Made it very difficult to complain and didn’t take it seriously when I did. Reviewed on: 8th April 2026
David C's avatar
David C
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About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

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PayPal PayPal Credit reviews (57548)

Never had much of a problem but when I’ve had to con...

5
Never had much of a problem but when I’ve had to contact customer service they’ve explained the problem very well and solved the problem for me. Reviewed on: 15th May 2024
Sandra m's avatar
Sandra m

Easy to use, it is a simple and safe way to make pay...

5
Easy to use, it is a simple and safe way to make payments directly through PayPal Reviewed on: 15th May 2024
Alina Popescu 's avatar
Alina Popescu

It's not easy to get in touch with them but generall...

4
It's not easy to get in touch with them but generally it's okay Reviewed on: 15th May 2024
Kosenat 's avatar
Kosenat

Have never had a problem, always quick to resolve an...

5
Have never had a problem, always quick to resolve any queries Reviewed on: 15th May 2024
Sarah H's avatar
Sarah H

Good for casual use however

5
I’ve heard horror stories of errors in verification resulting in paypal basically confiscating an account’s balance! Also their pay-in-3 service doesn’t always work and there’s not much detail on why that is, and their credit section could also contain more detail in general. But for casual online purchases, it’s good! Reviewed on: 15th May 2024
P Lang's avatar
P Lang

I have been using PayPal credit and I am having exce...

5
I have been using PayPal credit and I am having excellent experience so far. They offer different plans to pay anything spent to spread across different no of months since that it is very useful. Reviewed on: 15th May 2024
anjaiah parimi's avatar
anjaiah parimi

Easy to use and quick credit.

5
Easy to use and quick credit. Payment terms are great Reviewed on: 15th May 2024
John k's avatar
John k

I’ve used for years I love the paypal credit as a lo...

5
I’ve used for years I love the paypal credit as a lot of payment are 0% if payed in 4 months. Reviewed on: 15th May 2024
Carol b's avatar
Carol b

Easy to use, great UI on the app, and very transpare...

5
Easy to use, great UI on the app, and very transparent with fees. Reviewed on: 15th May 2024
Scott B's avatar
Scott B

PayPal has been a reliable and convenient platform.

5
PayPal has been a reliable and convenient platform for all my online transactions. Its user-friendly interface makes sending and receiving money a breeze. The security measures in place give me peace of mind, knowing that my financial information is protected. Additionally, their customer support team has always been responsive and helpful whenever I've had an issue or question. Overall, PayPal has consistently delivered a seamless experience, and I highly recommend it to anyone looking for a trusted payment solution. Reviewed on: 15th May 2024
Alan B's avatar
Alan B

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