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PayPal: PayPal Credit reviews

4.73
Based on 181,148 reviews, last reviewed 13th Sep 2026
54% decrease in 5 star reviews
in the past 90 days
38% decrease in 1 star reviews
in the past 90 days
See only 5 star reviews
92%
See only 4 star reviews
7%
See only 3 star reviews
1%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

4

Amazing! Amazing! They give me £1000 on the beginning itself self. Contacting PayPal customer service is also very professional Reviewed on: 13th September 2026
Abhijith M's avatar
Abhijith M

Latest lowest rating:

2

great app, very useful n othing like it great app, very useful n othing like it Reviewed on: 23rd July 2026
Bianca Vlascu's avatar
Bianca Vlascu

About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

Review PayPal: PayPal Credit now

Help others make smarter decisions by sharing your own experience. Write a review

PayPal PayPal Credit reviews (181149)

Happy PayPal user

5
I’ve used PayPal for a few years now and have never had any issues. easy process Reviewed on: 9th June 2026

Great communication and great service

5
Great communication and great service Reviewed on: 9th June 2026

Interest free credit period is a win, very easy to u...

5
Interest free credit period is a win, very easy to use online Reviewed on: 9th June 2026

I've had no problems at tall it's been good to have...

5
I've had no problems at tall it's been good to have piece of mind that you can buy from stores you dont know and if it's not what it says you can getthe money back and pay pal sort it Reviewed on: 9th June 2026

Easy to use and very clear information so you know w...

5
Easy to use and very clear information so you know what you are getting, how to use it and what it will cost Reviewed on: 9th June 2026

Simple and straightforward

4
Simple and straightforward, easy to see what’s available, owed, due dates, etc. Reviewed on: 9th June 2026

Kate I’ve been with Paypal for a number of years.

5
I’ve been with Paypal for a number of years. I wouldn’t trust any other company to handle my Cash. The guarantee to give you back your money for a purchase within 30 days if you can prove that the company were in the wrong. Reviewed on: 9th June 2026

Amazing !

5
Amazing , flexible and useful. Would recommend to all friend and family Reviewed on: 9th June 2026

Simplicity and clarity are all that are required .

5
Simplicity and clarity are all that are required .... all at the push of a button. Reviewed on: 9th June 2026

Brilliant service, great products and easy to use

5
Brilliant service, great products and easy to use Reviewed on: 9th June 2026

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