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PayPal: PayPal Credit reviews

View other PayPal products
4.91
Based on 57,504 reviews, last reviewed 8th Apr 2026
618600% increase in 5 star reviews
in the past 90 days
1800% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
93%
See only 4 star reviews
6%
See only 3 star reviews
1%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

Only platform which offers interest free credit for... Only platform which offers interest free credit for 4 months on purchases with no promotion offer time limit. Excellent service. Reviewed on: 8th April 2026
Amardeep Kaur's avatar
Amardeep Kaur

Latest lowest rating:

1

Rubbish.Klarna is a lot better. Rubbish.Old fashioned website.Misleading fees.Made it very difficult to complain and didn’t take it seriously when I did. Reviewed on: 8th April 2026
David C's avatar
David C
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About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

Review PayPal: PayPal Credit now

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PayPal PayPal Credit reviews (57504)

A great service.

5
I’ve used papal credit over the last few years and always found the service to be fantastic, having no interest on a total payment for a set period of time is one of the reasons I use PayPal credit over other options. Reviewed on: 15th May 2024
Jess's avatar
Jess

Useful and easy

5
I often use this facility and find it's very useful, just état the credit limit would go up a little more. Reviewed on: 15th May 2024
Starzbeam's avatar
Starzbeam

Great way to purchase using pay in 3

5
Great way to purchase using pay in 3 Reviewed on: 15th May 2024
Anita C's avatar
Anita C

Helps to pay things up and make management of paymen...

5
Helps to pay things up and make management of payments easier Reviewed on: 15th May 2024
annmarie_kenna@yahoo.co.uk's avatar
[email protected]

It’s the best app that I am using for many years.

5
It’s the best app that I am using for many years. It’s secure and it’s my best friend that gives me the opportunity to pay in 3 apart of the credit that Paypal gave me ☺️ Reviewed on: 15th May 2024
Andreea R's avatar
Andreea R

Recommend It

5
Good 0% interest deals and a decent credit limit. Reviewed on: 15th May 2024
C M's avatar
C M

Love it !

5
It’s very handy, buying staff online in 3 payments or even buying things in store by login PayPal credit with curve card. I really enjoy it especially in time of constantly growing costs of living. PayPal saves my day Reviewed on: 15th May 2024
Anna Q's avatar
Anna Q

No easy way to contact PayPal and no kind of help

2
There's no easy way to contact PayPal about issues or for help with managing PayPal credit. For example, most banks will put a hold on being able to use credit and hold interest for a month or two whilst you sort out finances but PayPal provide no help or a easy way to contact them about it Reviewed on: 15th May 2024
Jordan L's avatar
Jordan L

Reliable and fast payment system

5
Reliable and fast payment system Reviewed on: 15th May 2024
Hasan E's avatar
Hasan E

Easy to use , good that you can pay it...

4
Easy to use , good that you can pay it monthly Reviewed on: 15th May 2024
Kimberly O's avatar
Kimberly O

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