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PayPal: PayPal Credit reviews

Name: PayPal Credit
Rating: 4.73 (181149 reviews)

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4.73

Based on 181,148 reviews, last reviewed 13th Sep 2026

54% decrease in 5 star reviews

in the past 90 days

38% decrease in 1 star reviews

in the past 90 days

92%

Latest highest rating:

4

Amazing! Amazing! They give me £1000 on the beginning itself self. Contacting PayPal customer service is also very professional Reviewed on: 13th September 2026

Latest lowest rating:

2

great app, very useful n othing like it great app, very useful n othing like it Reviewed on: 23rd July 2026

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About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

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PayPal PayPal Credit reviews (181149)

Excellent

I have been with paypal credit for almost a year now and the experience has been excellent Reviewed on: 9th June 2026

Hasn’t been long, but what’s not to like!

Hasn’t been long, but what’s not to like! Points when I make purchases, and the card works every time. Reviewed on: 9th June 2026

Great service, happy customer!

Great service, happy customer! PayPal is like walking through the desert and far far away you see a water fountain, an actual water fountain with drinkable water, and No , it is not an mirage, is actual life saving water! Exactly the same with PayPal . Online shopping done , paid and pal , what a great experience I had with all the paying back options.... Sweet Reviewed on: 9th June 2026

Paypal credit is excellent!

Paypal credit is excellent. It allows me to spread the payment of items with ease. I like being able to spread the larger cost items I buy over 4 months at interest free. Reviewed on: 9th June 2026

PayPal has always been super easy to use...

PayPal has always been super easy to use, never had a problem with getting support. Signing up to get the online card was quick and easy and something that you find out about pretty quickly. Would recommend. Reviewed on: 9th June 2026

Michele I

easy to use and credit facility was set up for me without any issues Reviewed on: 9th June 2026

Great platform and easy to navigate and useful that...

Great platform and easy to navigate and useful that more retailers are offering PayPal as a solution. Reviewed on: 9th June 2026

A reliable spending partner

I am able to manage my expenses with the help of PayPal. A reminder is a plus. That ticket item is attainable and I can keep tap of what am spending on. Hopefully the points system will expand and give more tangible rewards, or experience based rewards like free holiday etc. Reviewed on: 9th June 2026

Perfect all round service

I have been using PayPal for many many years jow and always found it to be my go to source for payment. Its safe secure reliable and I have never had any issues with it. Reviewed on: 9th June 2026

Very good service always Easy to use my PayPal to pa...

Very good service always Easy to use my PayPal to pay online, good customer service whenever I call, now I get PayPal credit points, easy to dispute any misbuy and get my refunds back. Excellent service really Reviewed on: 9th June 2026

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