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PayPal: PayPal Credit reviews

Name: PayPal Credit
Rating: 4.73 (181149 reviews)

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4.73

Based on 181,148 reviews, last reviewed 13th Sep 2026

54% decrease in 5 star reviews

in the past 90 days

38% decrease in 1 star reviews

in the past 90 days

92%

Latest highest rating:

4

Amazing! Amazing! They give me £1000 on the beginning itself self. Contacting PayPal customer service is also very professional Reviewed on: 13th September 2026

Latest lowest rating:

2

great app, very useful n othing like it great app, very useful n othing like it Reviewed on: 23rd July 2026

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About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

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PayPal PayPal Credit reviews (181149)

I have definitely love it but some time I can't see...

I have definitely love it but some time I can't see how many money left in the account Reviewed on: 9th June 2026

Sonias amazing review

I have never been refused for credit or any other payments Reviewed on: 9th June 2026

Reliable, secure and easy to use.

PayPal is reliable, secure and easy to use. What more could you want. Reviewed on: 9th June 2026

It saved you when needed

When I'm short for cash PayPal credit is always there, and that 4 months of no payments is a blessing Reviewed on: 9th June 2026

Excellent service received.

Excellent service received. The products are easy to use and always meet expectations. Reviewed on: 9th June 2026

Combining available cash and credit

Very convenient, however there should be an option to increase credit for loyal customers who have been with you for years. It would also be helpful to be able to combine available cash and credit. Reviewed on: 9th June 2026

The best payment app

The best payment app around, easy to use good security Reviewed on: 9th June 2026

A great alternative to credit card

PayPal credit gives a great alternative to credit card use for purchases over £100. The interest free period of 4 months is excellent but you need to be aware of the high interest rates after that. Keeping track of when final payments are due can be tricky at first. Direct debit means you don’t miss the regular payments and PayPal emails keep you well informed in advance of when they come up. Reviewed on: 9th June 2026

Love using PayPal Credit.

Love using PayPal Credit. And great customer service too! Reviewed on: 9th June 2026

So easy to use and safe, so it gives me peace of mind.

So easy to use and safe, so it gives me peace of mind. Reviewed on: 9th June 2026

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