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PayPal: PayPal Credit reviews

4.91
Based on 57,432 reviews, last reviewed 8th Apr 2026
612000% increase in 5 star reviews
in the past 90 days
1800% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
93%
See only 4 star reviews
6%
See only 3 star reviews
1%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

4

It has been a super amazing experience with Paypal. It has been a super amazing experience with Paypal. Reviewed on: 8th April 2026
Jo's avatar
Jo

Latest lowest rating:

1

Rubbish.Klarna is a lot better. Rubbish.Old fashioned website.Misleading fees.Made it very difficult to complain and didn’t take it seriously when I did. Reviewed on: 8th April 2026
David C's avatar
David C

About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

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PayPal PayPal Credit reviews (57432)

Love PayPal

5
Have never had a problem with PayPal always keep me updated with my account Reviewed on: 15th May 2024

Simple easy to use and easy to follow app.

5
Simple easy to use and easy to follow app. Reviewed on: 15th May 2024

PayPal has now become more accessible for payment bu...

5
PayPal has now become more accessible for payment but only improvement would be not needing to log in before every use Reviewed on: 15th May 2024

Always good no issueses, very easy and simple to use...

5
Always good no issueses, very easy and simple to use Reviewed on: 15th May 2024

PayPal goes above and beyond for customer satisfaction

5
PayPal goes above and beyond for customer satisfaction Reviewed on: 15th May 2024

Never a problem and safe to use on internet transact...

5
Never a problem and safe to use on internet transactions. Can always get to speak to someone if you have a problem. Great service Reviewed on: 15th May 2024

Exceptional service, I can’t fault them

5
Exceptional service, I can’t fault them Reviewed on: 15th May 2024

My experience has been very positive with different...

5
My experience has been very positive with different payment options which I have appreciated. This has given me Reviewed on: 15th May 2024

I love using it.

5
I use PayPal credit for everything and I love using it. It’s so easy to use and navigate especially on the app as it’s still the same PayPal app. It’s so simple to make a payment and to review your balance. Reviewed on: 15th May 2024

Quick, easy and manageable.

5
Quick, easy and manageable. I used PayPal credit to pay for a holiday in 3 easy payments. Reviewed on: 15th May 2024

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