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PayPal: PayPal Credit reviews

4.73
Based on 181,148 reviews, last reviewed 13th Sep 2026
54% decrease in 5 star reviews
in the past 90 days
38% decrease in 1 star reviews
in the past 90 days
See only 5 star reviews
92%
See only 4 star reviews
7%
See only 3 star reviews
1%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

4

Amazing! Amazing! They give me £1000 on the beginning itself self. Contacting PayPal customer service is also very professional Reviewed on: 13th September 2026
Abhijith M's avatar
Abhijith M

Latest lowest rating:

2

great app, very useful n othing like it great app, very useful n othing like it Reviewed on: 23rd July 2026
Bianca Vlascu's avatar
Bianca Vlascu

About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

Review PayPal: PayPal Credit now

Help others make smarter decisions by sharing your own experience. Write a review

PayPal PayPal Credit reviews (181149)

I bought vacations, I paid in installments, customer...

5
I bought vacations, I paid in installments, customer service is impeccable, you are the best Reviewed on: 9th June 2026

I can’t fault them in my experience

5
They have always been quick to respond, helpful and understanding. I can’t fault them in my experience. Reviewed on: 9th June 2026

Great service

5
Very responsive to queries, clear overview of payments and finances, Reviewed on: 9th June 2026

Nice and simple app easy to use if want to pay off m...

5
Nice and simple app easy to use if want to pay off more I can. Reviewed on: 9th June 2026

Never had a problem

5
Never had a problem and always helpful in getting a refund when an item is faulty or not received Reviewed on: 9th June 2026

Very accessible and user friendly and a positive exp...

5
Very accessible and user friendly and a positive experience always Reviewed on: 9th June 2026

Easy to use.

5
Easy to use. When you are paying and you see the Paypal logo you know its gonna be quick and pain free. Thats all i want when buying. Reviewed on: 9th June 2026

PayPal for everything

5
PayPal is my go to payment method everywhere, it’s seamless and secured. Love it and I’ve been with PayPal for many years now. Reviewed on: 9th June 2026

always there and always just works

5
always there and always just works, love the buyer protection element Reviewed on: 9th June 2026

of PaypalI’ve been with Paypal for a number of years.

5
I’ve been with Paypal for a number of years. I wouldn’t trust any other company to handle my Cash. The guarantee to give you back your money for a purchase within 30 days if you can prove that the company were in the wrong. Reviewed on: 9th June 2026

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