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PayPal: PayPal Credit reviews

4.73
Based on 181,148 reviews, last reviewed 13th Sep 2026
54% decrease in 5 star reviews
in the past 90 days
38% decrease in 1 star reviews
in the past 90 days
See only 5 star reviews
92%
See only 4 star reviews
7%
See only 3 star reviews
1%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

4

Amazing! Amazing! They give me £1000 on the beginning itself self. Contacting PayPal customer service is also very professional Reviewed on: 13th September 2026
Abhijith M's avatar
Abhijith M

Latest lowest rating:

2

great app, very useful n othing like it great app, very useful n othing like it Reviewed on: 23rd July 2026
Bianca Vlascu's avatar
Bianca Vlascu

About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

Review PayPal: PayPal Credit now

Help others make smarter decisions by sharing your own experience. Write a review

PayPal PayPal Credit reviews (181149)

Love PayPal

5
I’ve been with Paypal for a number of years. I wouldn’t trust any other company to handle my Cash. The guarantee to give you back your money for a purchase within 30 days if you can prove that the company were in the wrong. Reviewed on: 9th June 2026

Convenient and Flexible...

5
PayPal credit is convenient, giving you flexibility when you require it Reviewed on: 9th June 2026

If i have a problem with a transaction they always h...

5
If i have a problem with a transaction they always help and try to resolve it. Reviewed on: 9th June 2026

Although I don't really need credit.

5
Although I don't really need credit. It's always good to slice payments up rather than splashing out all in 1 go. You can pay your minimum payments and if you want pay that lil extra per month to bring down total payments Reviewed on: 9th June 2026

Easy to manage online and varies ways off paying inc...

5
Easy to manage online and varies ways off paying including pay now, pay in 3 or interest free over 4 months Reviewed on: 9th June 2026

Very easy to use the online card to make purchases a...

5
Very easy to use the online card to make purchases and pay in insallments Reviewed on: 9th June 2026

Easy to pay and to get paid.

4
Easy to pay and to get paid. And known over the whole world, Reviewed on: 9th June 2026

Paypal has been brilliant with paying with Paypal de...

5
Paypal has been brilliant with paying with Paypal debit card Reviewed on: 9th June 2026

Excellent service

5
Excellent service lots of sites and choices Reviewed on: 9th June 2026

Convenient and easy to access services

5
Convenient and easy to access services Reviewed on: 9th June 2026

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