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PayPal: PayPal Credit reviews

Name: PayPal Credit
Rating: 4.91 (57240 reviews)

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4.91

Based on 57,240 reviews, last reviewed 8th Apr 2026

594600% increase in 5 star reviews

in the past 90 days

1600% increase in 1 star reviews

in the past 90 days

93%

Latest highest rating:

5

Absolutely Perfect Always there for whenever it is needed. Reviewed on: 8th April 2026

Latest lowest rating:

2

Watch yourselves! Confusing when it comes to paying back. Not at all like other creditors. Funds do not immediately show, so you're sat there wondering when your paymen... Read more Reviewed on: 8th April 2026

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About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

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PayPal PayPal Credit reviews (57240)

Most Reliable Credit

Applying for PayPal Credit is a seamless process, offering instant approval of your balance for immediate use whenever required. Paypal provides unparalleled convenience by allowing you to split payments into manageable installments, coupled with exclusive no-interest periods not available elsewhere in the market. With PayPal, rest assured of the highest level of customer protection. Embrace the future of credit with PayPal. Reviewed on: 14th May 2024

Fast and simple

Fast and simple steps , credit limit increased in less than 1 year when i paid back my credits Reviewed on: 14th May 2024

Makes things a little easier when I need things but...

Makes things a little easier when I need things but can't afford them Reviewed on: 14th May 2024

PayPal is by far the best payment and banking system

PayPal is by far the best payment and banking system I have ever used. Whether it’s paying online, using the balance or credit everything is seamless. I have used for many years even when an issue has occurred they assist sorting however they can. Reviewed on: 14th May 2024

Always great good service trusted payment platform

Always great good service trusted payment platform Reviewed on: 14th May 2024

Easy to use.

Easy to use. Helpful when in need of quick cash. Not making things difficult with repayments. Reviewed on: 14th May 2024

Easy to track and manage balance

Easy to apply and set up. Easy to keep track and manage balance. Reviewed on: 14th May 2024

Love Pay Pal - easy to use and very efficient

Love Pay Pal - easy to use and very efficient Reviewed on: 14th May 2024

To put it simply, I find it easy to use...

To put it simply, I find it easy to use PayPal credit Reviewed on: 14th May 2024

Pay pal is excellent and amazing service

Pay pal is excellent and amazing service Reviewed on: 14th May 2024

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