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PayPal: PayPal Credit reviews

4.91
Based on 57,168 reviews, last reviewed 8th Apr 2026
587900% increase in 5 star reviews
in the past 90 days
1600% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
93%
See only 4 star reviews
6%
See only 3 star reviews
1%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

Hi any problems I had it was resolved right away onc... Hi any problems I had it was resolved right away once I didn’t receive my goods I ordered pay pal paid me I can’t praise enough keep the good work exc... Read more Reviewed on: 8th April 2026
MR M Desai's avatar
MR M Desai

Latest lowest rating:

1

I was scammed and the item was cancelled and I was t... I was scammed and the item was cancelled and I was told that PayPal wouldn’t help because it wasn’t covered by buyers protection even though it states... Read more Reviewed on: 8th April 2026
Tina Lorraine Oakley's avatar
Tina Lorraine Oakley

About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

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PayPal PayPal Credit reviews (57168)

Good to buy now and to pay monthly with 0...

5
Good to buy now and to pay monthly with 0 APR Reviewed on: 14th May 2024

Great interest-free offers - It was Amazing experience

4
Great interest-free offers - It was Amazing experience Reviewed on: 14th May 2024

It has been a worthwhile experience as PayPal is so...

5
It has been a worthwhile experience as PayPal is so easy to use and where it has not been easy there is ample help available to ensure the process goes as smoothly as possible . Would definitely recommend PayPal to everyone I know. Reviewed on: 14th May 2024

Easy to use and service is great

5
Easy to use and service is great Reviewed on: 14th May 2024

Great company

5
Great, always helpful if you have any queries, would recommend. Reviewed on: 14th May 2024

Friendly credit with no fuss!

5
Friendly credit with no fuss! Easy to get, easy to pay off. Highly recommended! Reviewed on: 14th May 2024

Always good service and fast to fix anything that is...

5
Always good service and fast to fix anything that is wrong . Reviewed on: 14th May 2024

It’s been an amazing experience for the past one yea...

5
It’s been an amazing experience for the past one year of using PayPal Reviewed on: 14th May 2024

Excellent service

5
The credit was easy to apply for with a speedy decision. Making payments through the app is quick and simple. The 0% interest and no early repayment fee provide excellent value for money and payment reminder emails are really helpful with ensuring I don't miss a payment deadline. This not only helps keep payments on track it also avoids the admin costs involved with chasing payments helping PayPal help the customer. All told an excellent service. So rare these days. Reviewed on: 14th May 2024

Very good easy to use simple app very happy

5
Very good easy to use simple app very happy Reviewed on: 14th May 2024

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