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PayPal: PayPal Credit reviews

4.73
Based on 180,897 reviews, last reviewed 16th Jul 2026
342% increase in 5 star reviews
in the past 90 days
411% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
92%
See only 4 star reviews
7%
See only 3 star reviews
1%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

Easy to use and very user friendly Easy to use and very user friendly Reviewed on: 16th July 2026
Jason Garton's avatar
Jason Garton

Latest lowest rating:

1

Celebrity Gad PayPal is good and reliable for pay every due diligence Reviewed on: 14th July 2026
Celebrity Gad's avatar
Celebrity Gad

About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

Review PayPal: PayPal Credit now

Help others make smarter decisions by sharing your own experience. Write a review

PayPal PayPal Credit reviews (180911)

Easy to apply and very clear and simple experience.

5
Easy to apply and very clear and simple experience. Customer service is very caring and understanding Reviewed on: 9th June 2026

Easy simple to navigate and make a credit choice

5
Easy simple to navigate and make a credit choice Reviewed on: 9th June 2026

Love Paypal

5
The pay three is an excellent money saving idea !I now use PayPal debit for all my transactions. Reviewed on: 9th June 2026

Paypal customer support helpful

5
Paypal customer support has been extremely helpful in the past resolving issues with purchasing Reviewed on: 9th June 2026

Easy and simple to use no hassle and straightforward...

5
Easy and simple to use no hassle and straightforward and quick. Reviewed on: 9th June 2026

Easy to Use , Feel safe and Protected

5
Have nothing bad to say - really easy to use with number of very good commercial options to choose from dependant on circumstances Reviewed on: 9th June 2026

main number one

5
best outfit for getting refunds and help Reviewed on: 9th June 2026

Easy to use

5
Easy to apply to any purchase. This service makes budgeting very simple. I'll definitely use again. Reviewed on: 9th June 2026

Great stiff good service nice service

4
Great stiff good service nice service Reviewed on: 9th June 2026

I've been a PayPal Credit customer for 9

5
I've been a PayPal Credit customer for 9 years and have had an excellent experience throughout. It's been a convenient, reliable, and flexible way to manage purchases, with an easy-to-use account and helpful financing options. Payments are simple to track, and the service has always worked smoothly for me. I would happily recommend PayPal Credit to anyone looking for a trusted payment solution. Reviewed on: 9th June 2026

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