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PayPal: PayPal Credit reviews

Name: PayPal Credit
Rating: 4.73 (181147 reviews)

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4.73

Based on 181,147 reviews, last reviewed 11th Sep 2026

50% decrease in 5 star reviews

in the past 90 days

32% decrease in 1 star reviews

in the past 90 days

92%

Latest highest rating:

5

Great credit option. Very straightforward procedure, various repayment options, very easy to use at checkout. Reminders sent promptly and payment straight forward Reviewed on: 11th September 2026

Latest lowest rating:

2

great app, very useful n othing like it great app, very useful n othing like it Reviewed on: 23rd July 2026

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About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

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PayPal PayPal Credit reviews (181147)

Always been helpful when I have had to call

Always been helpful when I have had to call Reviewed on: 9th June 2026

A Convenient and Flexible Way to Manage Purchases

I have been using PayPal Credit for some time and it has been very helpful, especially when making larger purchases. It gives me flexibility and helps me budget more comfortably. I find the service easy to use, and I like being able to keep track of my repayments through my PayPal account. My experience has been positive, and I appreciate the convenience and peace of mind it provides. Reviewed on: 9th June 2026

Very good as long as money moves around the world to...

Very good as long as money moves around the world to helping people. For the people by the people Reviewed on: 9th June 2026

Fast efficient service problem dealt with fast.

Fast efficient service problem dealt with fast. Reviewed on: 9th June 2026

Simple and rewarding

The app is easy to navigate. There are a range of products available depending on the how you want to spread the cost. It’s great that I can get rewarded for making purchases that I would be making anyway. Reviewed on: 9th June 2026

PayPal, highly recommend

I've been using PayPal for many years and always find myself advising others to use it too, if they don't already have it. Reviewed on: 9th June 2026

I use the pay in 3 option regularly, I like how quic...

I use the pay in 3 option regularly, I like how quickly the option goes through when purchasing an item, emails are sent to let you know when the payment is being taken etc. Reviewed on: 9th June 2026

I’ve been using PayPal for years and never had any i...

I’ve been using PayPal for years and never had any issues. Customer service has always been great. Would highly recommend to anyone. Reviewed on: 9th June 2026

Quick payment and a variety of ways to pay.

Quick payment and a variety of ways to pay. Suits me fine. Reviewed on: 9th June 2026

Easy to borrow and make repayments

Easy to borrow and make repayments Reviewed on: 9th June 2026

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