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PayPal: PayPal Credit reviews

Name: PayPal Credit
Rating: 4.73 (175168 reviews)

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4.73

Based on 174,829 reviews, last reviewed 10th Jul 2026

1347% increase in 5 star reviews

in the past 90 days

1212% increase in 1 star reviews

in the past 90 days

92%

Latest highest rating:

5

Ease of use All seemed to go through easily without too much hassle. Reviewed on: 10th July 2026

Latest lowest rating:

2

I working with paypal between 5 or 6 years , when is... I working with paypal between 5 or 6 years , when is something wrong paypal don't help me , why i used , have another credit company the process is mo... Read more Reviewed on: 10th July 2026

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About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

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PayPal PayPal Credit reviews (175206)

One of the easiest and most convenient payment platf...

One of the easiest and most convenient payment platforms. Reviewed on: 7th June 2026

Easy to use and secure.

Easy to use and secure. Never had any ussye Reviewed on: 7th June 2026

Easy to use

Easy to use and can choose how much to pay off before the interest kicks in. Reviewed on: 7th June 2026

Nothing but a positive experience with any issues or...

Nothing but a positive experience with any issues or questions I’ve had. Great customer service and easy to use app. Reviewed on: 7th June 2026

Easy to brilliant service use and straightforward

Easy to use and straightforward to use, never had a problem Reviewed on: 7th June 2026

Been with PayPal now for many years.

Been with PayPal now for many years. Always had great experiences and never any hassle. Reviewed on: 7th June 2026

It gives really good options to split the cost of es...

It gives really good options to split the cost of essential items for me. And there’s a clear dashboard to see when money is due to and how much is owed. Reviewed on: 7th June 2026

All good.

All good. I strongly recommend this. Thanks Reviewed on: 7th June 2026

Great Expectations

Person on phone was really helpful in trying to find out why my card wasn’t accepting Tesco order. He checked his end & could find no issue and I was told to put payment through again. Do be again a few times but still not going through on PayPal. He wasn’t able to solve this time but really tried various things. He said it is likely something to do with Tesco app as there were no issues with the card. I was impressed at the time that he gave trying to track the source of the problem hence this review. He took the time and sounded quite disappointed that my late night order couldn’t be paid via PayPal. That’s customer service! I was happy with his efforts. Reviewed on: 7th June 2026

Really easy to set up and manage

Really easy to set up and manage Reviewed on: 7th June 2026

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