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PayPal: PayPal Credit reviews

4.91
Based on 55,845 reviews, last reviewed 7th Apr 2026
466700% increase in 5 star reviews
in the past 90 days
1200% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
93%
See only 4 star reviews
6%
See only 3 star reviews
1%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

Good Service and Clear Information Any problems are resolved quickly and the limits and terms are easy to see. You can setup automatic payments and see when payments are due in seconds. Reviewed on: 7th April 2026
Cal's avatar
Cal

Latest lowest rating:

1

It is very confusing to use the app, money takes day... It is very confusing to use the app, money takes days to clear. It doesn’t always appear to be accurate. Reviewed on: 7th April 2026
Annabelle's avatar
Annabelle

About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

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PayPal PayPal Credit reviews (55845)

It's complete freedom.

5
Half the time I'm having positive thoughts about PayPal credit it's not even when I'm using it. Just knowing it's there is enough to let me stop thinking about which card I'm using or how much money I've moved back and forth - I'll always be able to organise it all later. Great product and it's effortless to set up and use. Reviewed on: 13th August 2022

Best

5
It’s the best thing ever if you don’t use you are silly Reviewed on: 13th August 2022

Easy to use and simple

5
Great offers and able to spread my cost out. Reviewed on: 13th August 2022

Great Service

5
PayPal credit has been really easy to manage. It is easy to track my spending. The app also make it easy to check your balance and make payments. Reviewed on: 13th August 2022

PayPal easy and convenient

5
Great tool to have to pay for stuff fast, and get a little credit Reviewed on: 13th August 2022

Outstanding

5
Paypal Credit covering you on majority of the websites you purchase off allowing you to buy items and pay it off later. Also allows you to pay in 3 with some products which is helpful. Reviewed on: 13th August 2022

A

5
All you need is pay pal and pay pal Reviewed on: 12th August 2022

Best Credit For Online Shopping

5
I've found paypal credit to come in extremely helpful when shopping online due to its ease and security. Reviewed on: 12th August 2022

Amazing Service

5
Amazing service get support very happy Reviewed on: 12th August 2022

Easy

5
Very easy to manage and look over your spendings and payments. Massive plus is a no interest loan! Love it Reviewed on: 12th August 2022

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