Write a review

Newsletter

Go to business site

PayPal: PayPal Credit reviews

Name: PayPal Credit
Rating: 4.73 (174920 reviews)

View other PayPal products

4.73

Based on 174,829 reviews, last reviewed 10th Jul 2026

1347% increase in 5 star reviews

in the past 90 days

1212% increase in 1 star reviews

in the past 90 days

92%

Latest highest rating:

5

Ease of use All seemed to go through easily without too much hassle. Reviewed on: 10th July 2026

Latest lowest rating:

2

I working with paypal between 5 or 6 years , when is... I working with paypal between 5 or 6 years , when is something wrong paypal don't help me , why i used , have another credit company the process is mo... Read more Reviewed on: 10th July 2026

Read all reviews Write a review

About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

Review PayPal: PayPal Credit now

Help others make smarter decisions by sharing your own experience.

Write a review

PayPal PayPal Credit reviews (174925)

Shopping

It makes shopping so much easier and fun Reviewed on: 6th June 2026

Great products,great service and great app.

Great products,great service and great app. Reviewed on: 6th June 2026

Simple is always tue best

Easy to setup, plenty of retailers to choose the service from, what’s not to like. Reviewed on: 6th June 2026

A long time user and with excellent zero trouble exp...

A long time user and with excellent zero trouble experience Reviewed on: 6th June 2026

Amazing and easy

Amazing simple easy quick and always available to use Reviewed on: 6th June 2026

Easy peasy

Very easy to use quick very handy to have got a holiday Reviewed on: 6th June 2026

easy finance with added protection.

Easy way to pay for your purchase with added protection. Pay in 3 instalments helps to spread the cost. Pay Pal credit is interest free if paid in full within 4 months. I find it an added way of spreading the payment to suit. Reviewed on: 6th June 2026

PayPal is very good in online transaction

PayPal is very good in online transaction Reviewed on: 6th June 2026

Brilliant

Brilliant experience Paypal credit is great Reviewed on: 6th June 2026

Never had any issues.

Never had any issues. Easy to use Reviewed on: 6th June 2026

Do you have a different PayPal product?

Share your experiences with products to help others make smarter financial decisions and learn more about different products available. Write a review

Alternative products

Retail Finance
from V12 Retail Finance 4.44 from 25 reviews
Very Account
from Shop Direct 3.18 from 28 reviews
Loan
from Snap Finance 4.82 from 370 reviews

Want to see more from PayPal?

Pay in 3
from PayPal 4.76 from 96886 reviews
Payments
from PayPal 4.71 from 3843 reviews
Credit card
from PayPal 4.70 from 121 reviews

View all products

Join Smart Money People

Keep up to date on ratings of your favourite businesses. Find out about our awards and write new reviews with ease

Create an account

News, guides and insight from our team

View resource hub