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PayPal: PayPal Credit reviews

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4.91
Based on 56,184 reviews, last reviewed 7th Apr 2026
498000% increase in 5 star reviews
in the past 90 days
1300% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
93%
See only 4 star reviews
6%
See only 3 star reviews
1%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

PayPal Credit great for budgeting and flexibility PayPal is great for secure online payment and PayPal credit gives that extra layer for budgeting your finances. And now PayPal credit card allows even... Read more Reviewed on: 7th April 2026
Alan S's avatar
Alan S

Latest lowest rating:

1

The worst App ever (Fraud and Scammer) The worst App ever (Fraud and Scammer) Reviewed on: 7th April 2026
Remon L's avatar
Remon L
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About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

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PayPal PayPal Credit reviews (56184)

PayPal credit

5
Have had PayPal and PayPal credit for many years,it’s easy to use, secure and interest rates are competitive with interest free on many deals over a number of months. Reviewed on: 31st July 2023
John Hutchings's avatar
John Hutchings

Easy application

5
PayPal credit never disappointed me . Always available form me . Beneficial that time when inflation high Reviewed on: 31st July 2023
Grzegorz Baranowski's avatar
Grzegorz Baranowski

Amazing

5
The paypall credit is amazing way to purchase something Reviewed on: 31st July 2023
Latchezar Ivanov's avatar
Latchezar Ivanov

PayPal credit

5
Find PayPal credit the easiest and most economical to pay for item’s online as there is a lot of companies except pay pal only suits me and never had any problems so far so yes for me Reviewed on: 31st July 2023
Duncan Burns's avatar
Duncan Burns

Excellent credit service

5
PayPal credit is such a useful thing to have an to have 4 months interest free to pay off excellent good work PayPal Reviewed on: 31st July 2023
kevin healy's avatar
kevin healy

PayPal credit

5
PayPal credit and credit card is by far the best I have come across with easy and interest free payments in most cases. Reviewed on: 31st July 2023
Nicodemus Adega's avatar
Nicodemus Adega

No fuss

5
0% interest for 4 months is amazing and allows better control over your finances for larger purchases. Reviewed on: 31st July 2023
scott nicholson's avatar
scott nicholson

Helpful

5
Easy way for payment and reliable credit facility for your convenience experience. Reviewed on: 31st July 2023
Kingsley 's avatar
Kingsley

Paypal credit

5
Excellent product and customer service Reviewed on: 31st July 2023
Anthony Middleton's avatar
Anthony Middleton

Paypal Credit

5
I’ve been using Paypal for a few good years now and it is very good for me, the 0% interest free over 4 months it’s brilliant and also the pay in 3 its very convenient as well Reviewed on: 31st July 2023
Madalina Andrenoiu's avatar
Madalina Andrenoiu

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