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PayPal: PayPal Credit reviews

Name: PayPal Credit
Rating: 4.73 (181147 reviews)

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4.73

Based on 181,147 reviews, last reviewed 11th Sep 2026

50% decrease in 5 star reviews

in the past 90 days

32% decrease in 1 star reviews

in the past 90 days

92%

Latest highest rating:

5

Great credit option. Very straightforward procedure, various repayment options, very easy to use at checkout. Reminders sent promptly and payment straight forward Reviewed on: 11th September 2026

Latest lowest rating:

2

great app, very useful n othing like it great app, very useful n othing like it Reviewed on: 23rd July 2026

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About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

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PayPal PayPal Credit reviews (181147)

I love everything about it!

I love everything about it, pay in 3, PayPal credit everything. Refunds are quick. It’s just the best way to pay. Reviewed on: 9th June 2026

always a great service.

always a great service. I use it all the time.its easy and convenient Reviewed on: 9th June 2026

So useful

Absolutely brilliant except if takes quite a long time for payments to show. Reviewed on: 9th June 2026

I like money

wonderful, Fantastic, marvellous, terrific, fabulous, superb, and astonishing. Reviewed on: 9th June 2026

Options to help and easy to use.

My experience has been very good the options to pay diferent amounts each month help with budgeting , interest is very reasonable, I have also used the pay in 3 feature for the budgeting reason and I like the fact that my bank details are kept secure, The reminder email is good so you dont forget to make the payment. Reviewed on: 9th June 2026

PAYPAL Credit. Excellent value snd Customer Experience

Excellent service and Customer satisfaction!!! Reviewed on: 9th June 2026

Customer service is always prompt and very reliable

Customer service is always prompt and very reliable Reviewed on: 9th June 2026

Always never an issue

Always never an issue when speaking to customer service Reviewed on: 9th June 2026

Great service

Excellent service Easy to use.Resolves your issues fast Reviewed on: 9th June 2026

Found pay in 3 very useful, could do with a larger a...

Found pay in 3 very useful, could do with a larger allowance occasionally. Reviewed on: 9th June 2026

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