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PayPal: PayPal Credit reviews

4.91
Based on 56,421 reviews, last reviewed 7th Apr 2026
519500% increase in 5 star reviews
in the past 90 days
1500% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
93%
See only 4 star reviews
6%
See only 3 star reviews
1%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

PayPal is easy to use with seamless transactions and... PayPal is easy to use with seamless transactions and an app that is easy to navigate. They are also very responsive to complaints. Reviewed on: 7th April 2026
Ola's avatar
Ola

Latest lowest rating:

1

Great service. Great service. Easy to understand terms and conditions and fantastic communication. Reviewed on: 7th April 2026
Valerie B's avatar
Valerie B

About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

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PayPal PayPal Credit reviews (56421)

Good service for me, credit score

5
Good service for me, credit score Reviewed on: 10th May 2024

It's great way to buy higher value products if you a...

5
It's great way to buy higher value products if you are on a lower income whereby most legitimate companies will not entertain you of theirvservices Reviewed on: 10th May 2024

Where else can I spend £99 and get 4 months interest...

5
Where else can I spend £99 and get 4 months interest free credit. It's amazing. I have had my account years. Would highly recommend to anyone as it's brilliant. Would like the option of 12 month interest free in the future. Reviewed on: 10th May 2024

Great for those purchases that you need to just have...

5
Great for those purchases that you need to just have, yet spread the cost. Reviewed on: 10th May 2024

I love using PayPal!

5
I love using PayPal! Fast, efficient and super safe! Reviewed on: 10th May 2024

User friendly with great customer service.

5
Ease of use and great buyer protection when needed. Just wish credit could be used more wisely than currently available. Reviewed on: 10th May 2024

I use Paypal credit for paying for lots of different...

5
I use Paypal credit for paying for lots of different things it's very convenient and there are great offers whether it's interest free or Pay by installments Reviewed on: 10th May 2024

It is convenient when using it for online purchases

5
It is convenient when using it for online purchases Reviewed on: 10th May 2024

Good user experience all time and all ways

5
Good user experience all time and all ways Reviewed on: 10th May 2024

Easy peasy

5
Just so convenient and easy to use! Reviewed on: 10th May 2024

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