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PayPal: PayPal Credit reviews

Name: PayPal Credit
Rating: 4.91 (56617 reviews)

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4.91

Based on 56,617 reviews, last reviewed 7th Apr 2026

537600% increase in 5 star reviews

in the past 90 days

1500% increase in 1 star reviews

in the past 90 days

93%

Latest highest rating:

5

PayPal Credit has simplified my life enormously PayPal Credit has simplified my life enormously due to their generous 4 months' interest-free facility for purchases over £100. I moved home this past... Read more Reviewed on: 7th April 2026

Latest lowest rating:

2

Missed payment ,really ? Used PayPal for years no probs ,never missed a payment then one oversight by a debit not being paid when there was ample money in their account and th... Read more Reviewed on: 7th April 2026

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About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

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PayPal PayPal Credit reviews (56617)

I use PayPal credit all the time.

I use PayPal credit all the time. It’s a safe and secure way of being able to buy online. Reviewed on: 11th May 2024

PayPal Credit is convenient, excellent and fair credit.

PayPal Credit is convenient, excellent and fair credit. Not predatory at all. For several payments or purchases one could do, PayPal Credit allows months of zero interest, thus making full repayments within that duration allows one to make zero interest purchase or expense. Reviewed on: 11th May 2024

My dealings with PayPal has always been smooth and s...

My dealings with PayPal has always been smooth and straight forward. I like the flexibility and protection offered. Reviewed on: 11th May 2024

If you prefer to buy online, and you want to be prot...

If you prefer to buy online, and you want to be protected, use PayPal. Reviewed on: 11th May 2024

Never any issues.

Never any issues. Very user freindly. Went over balance on one occasion and one call had this issue sorted without any hassle Reviewed on: 11th May 2024

Excellent service

Excellent customer service. Transaction process quite fast and portal is to use. Reviewed on: 11th May 2024

Easy to access funds with interest free period

Easy to access funds with interest free period a bonus. DD set up is easy with timely reminders before payment. End of offer date clearly specified. Reviewed on: 11th May 2024

Always good and helpful good customer service

Always good and helpful good customer service Reviewed on: 11th May 2024

Been using for years.

Been using for years. Very easy convenient service. Customer service always helpful and polite. PayPal is used by me on an almost daily basis because it’s so quick and reliable. Reviewed on: 11th May 2024

PayPal is so flexible, quick and easier.

PayPal is so flexible, quick and easier. I will definitely recommend friends and family to use PayPal as it is safer and confident way. Reviewed on: 11th May 2024

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