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PayPal: PayPal Credit reviews

Name: PayPal Credit
Rating: 4.73 (174527 reviews)

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4.73

Based on 174,092 reviews, last reviewed 9th Jul 2026

1375% increase in 5 star reviews

in the past 90 days

1263% increase in 1 star reviews

in the past 90 days

92%

Latest highest rating:

5

"I highly recommend PayPal Credit for anyone looking... "I highly recommend PayPal Credit for anyone looking for a flexible way to finance online shopping. The biggest advantage is the 0% interest offer for... Read more Reviewed on: 9th July 2026

Latest lowest rating:

2

The card keeps being rejected and I lose out on my p... The card keeps being rejected and I lose out on my points and it's embarrassing when it's declined Reviewed on: 9th July 2026

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About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

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PayPal PayPal Credit reviews (174540)

PayPal is a great way to pay.

PayPal is a great way to pay. It's simple, safe & reliable, with lovely customer service staff . Reviewed on: 6th June 2026

They always provide great options.

They always provide great options, whether thats pay in 3, or 0% for 12 months. PayPal are fantastic if you need a hand. Reviewed on: 6th June 2026

Easy to buy and pay.

Easy to buy and pay. Very faster to aprove. I love PayPal Reviewed on: 6th June 2026

I use PayPal Credit often, it's very useful and the...

I use PayPal Credit often, it's very useful and the terms are straightforward. I have had a lot of help through the live chat support and the calls go through pretty quick as well, overall it's a pretty good service. Reviewed on: 6th June 2026

PayPal is easy and efficiently handled

PayPal is easy and efficiently handled Reviewed on: 6th June 2026

I have been using PayPal for how many years now and...

I have been using PayPal for how many years now and it’s a user friendly. And it made me feel secured when using PayPal. No words to describe how PayPal helps me in every way….PayPal gave me an amazing experience. Reviewed on: 6th June 2026

Enjoying, value for money

Enjoying. Earning rewards points is a motivation for use. Love it Reviewed on: 6th June 2026

Really good customer service and also love using Pa...

Really good customer service and also love using PayPal. It really helps out a lot Reviewed on: 6th June 2026

The best

Best in this area , easy to use very secure Reviewed on: 6th June 2026

Excellent money management

I have never had a bad experience with PayPal. I am able to get things and spread payment interest free which I otherwise couldn't afford. Reviewed on: 6th June 2026

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