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PayPal: PayPal Credit reviews

Name: PayPal Credit
Rating: 4.73 (181147 reviews)

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4.73

Based on 181,147 reviews, last reviewed 11th Sep 2026

50% decrease in 5 star reviews

in the past 90 days

32% decrease in 1 star reviews

in the past 90 days

92%

Latest highest rating:

5

Great credit option. Very straightforward procedure, various repayment options, very easy to use at checkout. Reminders sent promptly and payment straight forward Reviewed on: 11th September 2026

Latest lowest rating:

2

great app, very useful n othing like it great app, very useful n othing like it Reviewed on: 23rd July 2026

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About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

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PayPal PayPal Credit reviews (181147)

You can pay on time and no interest so a very good s...

You can pay on time and no interest so a very good system Reviewed on: 9th June 2026

Always use PayPal , pay in three is great and PayPal...

Always use PayPal , pay in three is great and PayPal credit is amazing for booking out flights to Kenya Reviewed on: 9th June 2026

use 4 months to pay for what i need

use 4 months to pay for what i need Reviewed on: 9th June 2026

Over the years I have used Paypal, and have found it...

Over the years I have used Paypal, and have found it easy to use, very secure way of paying for items. Reviewed on: 9th June 2026

Simplicity

Very easy to set the account up and to use. Even the direct debit. Reviewed on: 9th June 2026

Very good use for booking using pay by supermarkets

Very good use for booking using pay by supermarkets Reviewed on: 9th June 2026

Good flexibility on payments and the app is easy to...

Good flexibility on payments and the app is easy to check and use. Reviewed on: 9th June 2026

Great app that is easy to navigate.

Great app that is easy to navigate. Clear notifications on 3 payment scheme and credit account. Easy to make payments to pay off both credit buy now pay later and pay in 3 accounts. Really happy with PayPal app and service knowing that it is safe and secure as well as very easy to use. Reviewed on: 9th June 2026

Quick Easy and Reliable Service

Easy to use, accepted at most online retailers, quick set up and no problem keeping track of spending Reviewed on: 9th June 2026

Helpful when sorting PayPal credit payment timings .

Helpful when sorting PayPal credit payment timings ..spoke to anactual person! Reviewed on: 9th June 2026

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