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PayPal: PayPal Credit reviews

4.73
Based on 174,092 reviews, last reviewed 9th Jul 2026
1375% increase in 5 star reviews
in the past 90 days
1263% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
92%
See only 4 star reviews
7%
See only 3 star reviews
1%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

"I highly recommend PayPal Credit for anyone looking... "I highly recommend PayPal Credit for anyone looking for a flexible way to finance online shopping. The biggest advantage is the 0% interest offer for... Read more Reviewed on: 9th July 2026
Janusz D's avatar
Janusz D

Latest lowest rating:

2

The card keeps being rejected and I lose out on my p... The card keeps being rejected and I lose out on my points and it's embarrassing when it's declined Reviewed on: 9th July 2026
Mark P's avatar
Mark P

About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

Review PayPal: PayPal Credit now

Help others make smarter decisions by sharing your own experience. Write a review

PayPal PayPal Credit reviews (174345)

Convenience

5
Convenience of having details in one location Reviewed on: 5th June 2026

Easiest/safest payment service to use

5
I always feel safer making purchases via PayPal Reviewed on: 5th June 2026

It’s very user friendly and a safe way to spend...

5
It’s very user friendly and a safe way to spend money Reviewed on: 5th June 2026

Paypal credit

5
Paypal credit has really come in clutch when i've needed it, really good in case of emergencies. Reviewed on: 5th June 2026

Its bit confused to set up direct debit otherwise it...

4
Its bit confused to set up direct debit otherwise its good Reviewed on: 5th June 2026

Making online shopping easier as you can pay in 3.

5
Making online shopping easier as you can pay in 3. Reviewed on: 5th June 2026

Great service love the PayPal credit 4 monthly inter...

5
Great service love the PayPal credit 4 monthly interest free and safe transactions Reviewed on: 5th June 2026

Excellent

5
Im very about service PayPal I recommend everyone Reviewed on: 5th June 2026

Been great!

5
Been great! Very pleased with the service and the customer support staff are excellent, friendly and proffesional. Reviewed on: 5th June 2026

Enjoyable experience all round

5
Easy application, very clear and definitive payment structure and options Reviewed on: 5th June 2026

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