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PayPal: PayPal Credit reviews

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4.91
Based on 56,636 reviews, last reviewed 7th Apr 2026
539300% increase in 5 star reviews
in the past 90 days
1500% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
93%
See only 4 star reviews
6%
See only 3 star reviews
1%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

Every time I have an issue it has been resolved... Every time I have an issue it has been resolved Reviewed on: 7th April 2026
Colleen H's avatar
Colleen H

Latest lowest rating:

2

Missed payment ,really ? Used PayPal for years no probs ,never missed a payment then one oversight by a debit not being paid when there was ample money in their account and th... Read more Reviewed on: 7th April 2026
Paul T's avatar
Paul T
Read all reviews Write a review

About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

Review PayPal: PayPal Credit now

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PayPal PayPal Credit reviews (56636)

Great customer service and easy to use

4
Great customer service and easy to use Reviewed on: 11th May 2024
U B's avatar
U B

I use PayPal for all my transactions online and also...

5
I use PayPal for all my transactions online and also on aliexpress which is more secure and convenience too Reviewed on: 11th May 2024
Isaac F's avatar
Isaac F

Super easy for transaction.

5
Super easy for transaction. Never had any issue while using PayPal. Plus you get lots of choice for various retailers. Reviewed on: 11th May 2024
Vivek Aryan's avatar
Vivek Aryan

It has helped me to complete my payments fast and se...

5
It has helped me to complete my payments fast and seamlessly Reviewed on: 11th May 2024
BenaGroup L's avatar
BenaGroup L

Pay in 4 months with zero interest

5
By using PayPal Credit, you can enjoy the advantage of paying for your purchases over a period of four months with zero interest. This means that you can stretch your budget without worrying about the burden of additional charges. Don't miss out on the opportunity to make your shopping experience hassle-free and financially comfortable! Reviewed on: 11th May 2024
Samuel J's avatar
Samuel J

Great to have comes in very handy especially if you...

5
Great to have comes in very handy especially if you need to pay someone and it’s safe too so your not be out of pocket Reviewed on: 11th May 2024
Tracy F's avatar
Tracy F

Easy to set up, easy to understand repayments.

5
Easy to set up, easy to understand repayments. Haven't had need to contact customer service as yet but if and when I have to I hope they'll deal with any issues I have efficiently. Reviewed on: 11th May 2024
Elaine 's avatar
Elaine

Great for unexpected household breakdowns!

5
Helped me afford urgent and unexpected household item replacements and spread the cost over the next few pay days. Reviewed on: 11th May 2024
Martin D's avatar
Martin D

A must have credit facility

5
Lots of opportunities to pay with PayPal Reviewed on: 11th May 2024
Marilyn M's avatar
Marilyn M

I use PayPal credit all the time.

5
I use PayPal credit all the time. It’s a safe and secure way of being able to buy online. Reviewed on: 11th May 2024
Cheryl B's avatar
Cheryl B

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