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PayPal: PayPal Credit reviews

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4.91
Based on 56,421 reviews, last reviewed 7th Apr 2026
519500% increase in 5 star reviews
in the past 90 days
1500% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
93%
See only 4 star reviews
6%
See only 3 star reviews
1%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

PayPal is easy to use with seamless transactions and... PayPal is easy to use with seamless transactions and an app that is easy to navigate. They are also very responsive to complaints. Reviewed on: 7th April 2026
Ola's avatar
Ola

Latest lowest rating:

1

Great service. Great service. Easy to understand terms and conditions and fantastic communication. Reviewed on: 7th April 2026
Valerie B's avatar
Valerie B
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About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

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PayPal PayPal Credit reviews (56421)

Added peace of mind

4
Use PayPal whenever possible, it adds extra protection to my online payments. Reviewed on: 11th August 2022
Majood's avatar
Majood

Legend

5
Great Opportunity to loan money with a low interest rate. Reviewed on: 11th August 2022
parsa.z150@gmail.com's avatar
[email protected]

Easy and honest

5
I love using PayPal credit. It is easy to use, flexible and reliable. I set up a direct debit to make payments which means I never miss one. PayPal is a trusted lender and I wouldn’t go anywhere else! Reviewed on: 11th August 2022
Toni 's avatar
Toni

Excellent service

5
Never had any problems with this company Reviewed on: 11th August 2022
Sally Mccormick's avatar
Sally Mccormick

Seamless transactions

5
Seamless transactions and very much secured and safe. So easy to use. Reviewed on: 11th August 2022
Sandeep Singh's avatar
Sandeep Singh

paypal, simple the best

5
Very honest, flexible and user friendly Reviewed on: 11th August 2022
11namas's avatar
11namas

No interest for 3-4months

5
I love spending through PayPal credit. Its gives me security when purchasing online. I like how scammers can't get my money instantly. Best part is no interest and installment payment if purchases are above certain price. Thank you PayPal. Reviewed on: 11th August 2022
Mohan Pun's avatar
Mohan Pun

Well managed and affordable

5
I use PayPal credit alot. It has helped me get essential items at affordable repayments. Being disabled and things very expensive it's a lifesaver. Reviewed on: 11th August 2022
Tami Collins's avatar
Tami Collins

Fuss free lending

5
I absolutely love using PayPal credit. It gives me time to pay for larger items over 4 months. Reviewed on: 11th August 2022
Lucy Robertson's avatar
Lucy Robertson

Easy & quick to Set Up

4
Easy & quick to set up, uses existing payment methods or add a new one. Your in control of your credit and payments. Reviewed on: 11th August 2022
Daniel Deja's avatar
Daniel Deja

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