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PayPal: PayPal Credit reviews

Name: PayPal Credit
Rating: 4.73 (181145 reviews)

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4.73

Based on 181,145 reviews, last reviewed 8th Sep 2026

43% decrease in 5 star reviews

in the past 90 days

25% decrease in 1 star reviews

in the past 90 days

92%

Latest highest rating:

5

Easy to set up, reminders when payment is due. Easy to set up, reminders when payment is due. Reviewed on: 8th September 2026

Latest lowest rating:

2

great app, very useful n othing like it great app, very useful n othing like it Reviewed on: 23rd July 2026

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About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

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PayPal PayPal Credit reviews (181145)

Little let down

Customer service has been a let down on numerous occasions Reviewed on: 9th June 2026

Very easy to use, informative and always keeping me...

Very easy to use, informative and always keeping me up to date with my rates. Reviewed on: 9th June 2026

Always happy with PayPal.

Always happy with PayPal. Straight and easy to use. Reviewed on: 9th June 2026

Trusting with your money.

I love using PayPal because if there is a problem with not getting your goods that you ordered PayPal will step in and deal with this for you, always reliable. Reviewed on: 9th June 2026

Easy to use, and convenient way of spreading the cos...

Easy to use, and convenient way of spreading the cost of purchases. Reviewed on: 9th June 2026

Really easy to use

Very simple to use app which makes everything so much easier Reviewed on: 9th June 2026

I find PayPal very effective and efficient.

I find PayPal very effective especially when I don’t want to use my credit card, for instance shopping online with untested retailers. I can be assured that my transactions are protected and I am not giving my information to an illegitimate source. Reviewed on: 9th June 2026

Love payment options provided by PayPal.

Love payment options provided by PayPal. The App is great for keeping track of your money and payments Reviewed on: 9th June 2026

You are given an affordable credit limit and is only...

You are given an affordable credit limit and is only increased when you can prove that you are in control of your money, Its a quick and easy way to pay for goods on line without having to constantly input your details and you feel your finacial details are safe. Customer service is excellent, problems are resolved quickly, efficiently and very proffesionally . The only drawback i find is when making a payment the amount does not always come out of your bank immediatley so could cause problems if you dont keep a check on your account. Other than that i would recommend highly Reviewed on: 9th June 2026

Excellent Customer Service.

Excellent Customer Service. Very knowledgeable and have always provided myself with consistent service. However, for me personally I do not like the payment method and and slow transactions when you make payments to credit your account. Now takes days for payments to show. Reviewed on: 9th June 2026

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