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PayPal: PayPal Credit reviews

Name: PayPal Credit
Rating: 4.73 (148309 reviews)

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4.73

Based on 148,267 reviews, last reviewed 3rd Jul 2026

4477150% increase in 5 star reviews

in the past 90 days

13200% increase in 1 star reviews

in the past 90 days

92%

Latest highest rating:

5

Always helpful when i call, top security and purchas... Always helpful when i call, top security and purchase easily and confidently Reviewed on: 3rd July 2026

Latest lowest rating:

2

The interest rate is too high. The interest rate is too high. It will take forever to pay off the credit even if the minimum payment is almost 5% of the outstanding balance. Reviewed on: 3rd July 2026

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About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

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PayPal PayPal Credit reviews (148309)

Always transparent with everything

Always transparent with everything Reviewed on: 4th May 2026

Experience

I have experience using PayPal for online purchases, sending and receiving payments. My experience with PayPal has given me a solid understanding of digital payment workflows and customer expectations around secure, seamless online payments. Reviewed on: 4th May 2026

easy to use and versatile in its usability

easy to use and versatile in its usability Reviewed on: 4th May 2026

Peace of mind

Gives me peace of mind when making transactions online Reviewed on: 4th May 2026

Great fiance tool

Easy to use, friendly and helpful helpful, face to face help. Reviewed on: 4th May 2026

It’s Just Like a Great Friend always there for you

I send money to friends business and family regularly including paying a mortgage abroad and it’s fast cheap and flawless and pressure free I can do it even before I get the money in my account as they will send it deliver it and only after get it back from me, as if I have a very good friend that is always there from me. Love it and recommend it anytime Reviewed on: 4th May 2026

So simple

So easy to use and not made over complicated like some others are Reviewed on: 4th May 2026

I have been using it for more than 10 years and have...

I have been using it for more than 10 years and have never been disappointed. Reviewed on: 4th May 2026

Great service

I always use PayPal it’s excellent I wouldn’t use anyone else Reviewed on: 4th May 2026

I use paypal for all of my purchases.

I use paypal for all of my purchases. Its safe. Stress free. If any of the payments are dodgy, they will sort it out for you. In a nutshell, cant live without paypal. Reviewed on: 4th May 2026

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