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PayPal: PayPal Credit reviews

Name: PayPal Credit
Rating: 4.73 (181145 reviews)

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4.73

Based on 181,145 reviews, last reviewed 8th Sep 2026

43% decrease in 5 star reviews

in the past 90 days

25% decrease in 1 star reviews

in the past 90 days

92%

Latest highest rating:

5

Easy to set up, reminders when payment is due. Easy to set up, reminders when payment is due. Reviewed on: 8th September 2026

Latest lowest rating:

2

great app, very useful n othing like it great app, very useful n othing like it Reviewed on: 23rd July 2026

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About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

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PayPal PayPal Credit reviews (181145)

Been with paypal now for over 12yrs and I find them...

Been with paypal now for over 12yrs and I find them to be of Pristine service everytime all ways a great service to me Reviewed on: 9th June 2026

Always use paypal credit never had a problem with it

Always use paypal credit never had a problem with it Reviewed on: 9th June 2026

Easy and simple

So simply and easy to use. Now my preferred way to pay for how quick it is. Reviewed on: 9th June 2026

Simple service to use and clear processes

Simple service to use and clear processes Reviewed on: 9th June 2026

PayPal offer a great service.

PayPal offer a great service. Their 4 months interest free is a great bonus which i make use of. Reviewed on: 9th June 2026

Easy to accy, simple to use, widespread application

Easy to accy, simple to use, widespread application Reviewed on: 9th June 2026

Easy way to pay

PayPal is so easy to use and the credit system is so easy to use and very helpful when you’re trying to watch the pennies, let’s you spread the cost ideal Reviewed on: 9th June 2026

Great service Very good customer service

Very good customer service , when ever you have an issue with a product they will sort it out. Reviewed on: 9th June 2026

PayPal offers a flexible , affordable way of paying

I use PayPal credit and PayPal fairly often as it gives me extra time to pay for things and flexibility to make regular monthly payments for purchases. I love it Reviewed on: 9th June 2026

Been using PayPal for credit purchases for ov...

I have been using PayPal for credit purchases for over a decade and they are so simple to use and understand. Reviewed on: 9th June 2026

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