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PayPal: PayPal Credit reviews

Name: PayPal Credit
Rating: 4.73 (148318 reviews)

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4.73

Based on 148,267 reviews, last reviewed 3rd Jul 2026

4477150% increase in 5 star reviews

in the past 90 days

13200% increase in 1 star reviews

in the past 90 days

92%

Latest highest rating:

5

Always helpful when i call, top security and purchas... Always helpful when i call, top security and purchase easily and confidently Reviewed on: 3rd July 2026

Latest lowest rating:

2

The interest rate is too high. The interest rate is too high. It will take forever to pay off the credit even if the minimum payment is almost 5% of the outstanding balance. Reviewed on: 3rd July 2026

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About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

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PayPal PayPal Credit reviews (148318)

CONVENIENT

Easy and convenient, used even for holidays and flights, secure and like all the options Reviewed on: 4th May 2026

Good when I phone

GoodVery spot on ve e ery ti.e and alwaysry helpful Reviewed on: 4th May 2026

Always great service

Always amazing and quick service, never experienced any issues and like the fact that my purchases are always protected. Reviewed on: 4th May 2026

Easiest service I’ve used regarding payment systems

Easiest service I’ve used regarding payment systems Reviewed on: 4th May 2026

Great cannot fault PayPal!

Great! Cannot fault PayPal. Would use every time over any competitor. Reviewed on: 4th May 2026

No complaints.

Never had any issues with using PayPal credit, it's helped keep my credit score up, it's easy to manage and keep track of how much I have left to pay off. Reviewed on: 4th May 2026

Excellent through and through,would highly recommend.

Excellent through and through,would highly recommend.never had an issue.easy to use ans feel very safe using Reviewed on: 4th May 2026

PayPal has always been the best.

PayPal has always been the best. Reviewed on: 4th May 2026

Paypal is great.

Paypal is great & provides an extra level of cover(along with my credit card) on online purchases Reviewed on: 4th May 2026

PayPal is slick

PayPal is slick and easy to use for those not too tech savvy Reviewed on: 4th May 2026

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