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PayPal: PayPal Credit reviews

Name: PayPal Credit
Rating: 4.73 (148367 reviews)

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4.73

Based on 148,267 reviews, last reviewed 3rd Jul 2026

4477150% increase in 5 star reviews

in the past 90 days

13200% increase in 1 star reviews

in the past 90 days

92%

Latest highest rating:

5

Always helpful when i call, top security and purchas... Always helpful when i call, top security and purchase easily and confidently Reviewed on: 3rd July 2026

Latest lowest rating:

2

The interest rate is too high. The interest rate is too high. It will take forever to pay off the credit even if the minimum payment is almost 5% of the outstanding balance. Reviewed on: 3rd July 2026

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About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

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PayPal PayPal Credit reviews (148369)

PayPal uk fabulous

Experiență minunată și sigură..recomand tuturor să folosească PayPal..vă mulțumesc Reviewed on: 4th May 2026

Good quick and helpful when you need it

Good quick and helpful when you need it Reviewed on: 4th May 2026

Safe option

Never had a problem and they are a safe secure option, very happy. Reviewed on: 4th May 2026

For every time I use you it have been so easy and ev...

For every time I use you it have been so easy and even if I had a problem your customer service has been amazing Reviewed on: 4th May 2026

I’ve used pay pal credit a few times and it has help...

I’ve used pay pal credit a few times and it has helped with the pay in 3. I can get things I have only dreamed about Reviewed on: 4th May 2026

Reliable, Trustworthy

I have always loved paypal they are an amazing company never had any problems with them if I was scammed they gave me my money or if anything never came they are the best and safest way to pay online Reviewed on: 4th May 2026

TOP Service

Very good service, always offering customers good options with finance Reviewed on: 4th May 2026

I have been using PayPal for last 15 years or so.

I have been using PayPal for last 15 years or so. I trust PayPal and I m in fact using credit card by PayPal now. Reviewed on: 4th May 2026

Flexible options for slightly larger purchases

PayPal credit is great option for slightly larger payments if you’re good with money. I’ve used it for few bigger than normal purchases. Easy to use and trust. Reviewed on: 4th May 2026

It allows me to pay in installment with 0 interest!

It allows me to pay in installment with 0 interest!!!! So so good and make things comfortable for me! It is beyond crazy! Cant thank them enough! Reviewed on: 4th May 2026

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