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PayPal: PayPal Credit reviews

Name: PayPal Credit
Rating: 4.73 (148453 reviews)

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4.73

Based on 148,267 reviews, last reviewed 3rd Jul 2026

4477150% increase in 5 star reviews

in the past 90 days

13200% increase in 1 star reviews

in the past 90 days

92%

Latest highest rating:

5

Always helpful when i call, top security and purchas... Always helpful when i call, top security and purchase easily and confidently Reviewed on: 3rd July 2026

Latest lowest rating:

2

The interest rate is too high. The interest rate is too high. It will take forever to pay off the credit even if the minimum payment is almost 5% of the outstanding balance. Reviewed on: 3rd July 2026

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About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

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PayPal PayPal Credit reviews (148454)

Excellent

Very easy to deal with and manage payment Reviewed on: 4th May 2026

Easy to use very handy for delivery

Easy to use very handy for delivery Reviewed on: 4th May 2026

Always faultless transactions and expert team

Always faultless transactions and expert team Reviewed on: 4th May 2026

PayPal is easy to use, safe and accepted by most ret...

PayPal is easy to use, safe and accepted by most retailers. It’s super convenient and I trust my info is kept securely. Reviewed on: 4th May 2026

Best Provider

PayPal amazing from start to finish Always their to help, not difficult to use and out of all the banks and providers i have used by far they are the best! Reviewed on: 4th May 2026

Efficient and reliable service that never lets you d...

Efficient and reliable service that never lets you down. Reviewed on: 4th May 2026

Great Company

Never had an issue with PayPal, very happy with all their service thus far. Great company. Reviewed on: 4th May 2026

For me, no PayPal no purchase.

Easy to speak to someone on the phone if needed, and find purchases and payment due. I do not have a card, so l feel it is very safe, and protected, l do not buy anything unless l can pay with PayPal. Reviewed on: 4th May 2026

Enjoy the app, happy with everything

Enjoy the app, happy with everything Reviewed on: 4th May 2026

It's simply the Best !

It's simply the Best , excellent customer service, excellent rate, no hidden fees, flexible and reliable. And the Best part works worldwide. Reviewed on: 4th May 2026

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