Smart Money People Logo
Go to business site
Share this page
Link copied

PayPal: PayPal Credit reviews

View other PayPal products
4.91
Based on 55,389 reviews, last reviewed 7th Apr 2026
425300% increase in 5 star reviews
in the past 90 days
1000% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
93%
See only 4 star reviews
6%
See only 3 star reviews
1%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

Great way to split the cost I use paypal credit often so I can make those more expensive purchases without having to take the hit and pay all in one go. The option to pay later m... Read more Reviewed on: 7th April 2026
Sophie JAK's avatar
Sophie JAK

Latest lowest rating:

2

Good credit options. Good credit options. But the calculations and when to start paying interest is confusing Reviewed on: 7th April 2026
Elango's avatar
Elango
Read all reviews Write a review

About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

Review PayPal: PayPal Credit now

Help others make smarter decisions by sharing your own experience.
Give a 1 star rating Give a 2 star rating Give a 3 star rating Give a 4 star rating Give a 5 star rating
Write a review

PayPal PayPal Credit reviews (55389)

Cheapest credit card ever

5
Frequently used … easy to use and more and more acceptable Reviewed on: 8th July 2022
Pragna's avatar
Pragna

Convenient and clear Paypal credit

5
Good app and clear comms from Paypal. Useful to have the Paypal flexibility with credit option Reviewed on: 8th July 2022
Tom's avatar
Tom

Easy, safe and flexible

5
I like PayPal credit. It’s really easy to use, and the four months free credit is ideal for medium size purchases such as white goods or technology. It’s really flexible. Pay early or extend the period if necessary. It I’m buying a product for a few hundred pounds I will usually look for a supplier who offers PayPal as a payment method. Reviewed on: 8th July 2022
Adrian Smith's avatar
Adrian Smith

Quick Dependable

4
Purchasing anything is extremely Safe ,quick and Dependable. When you've just purchased oh good you receive an email straight away and in case of a refund that's done within seconds. Reviewed on: 8th July 2022
Richard Ntege's avatar
Richard Ntege

Very smooth process

5
As the title says, PayPal provided me very flexible way to pay in my diary shopping, amazing company Reviewed on: 8th July 2022
Jose Luis Martin's avatar
Jose Luis Martin

Really is full thing from PayPal

5
Very useful addition to the PayPal family that the PayPal credit Reviewed on: 8th July 2022
Saket Mohan's avatar
Saket Mohan

PayPal credit

5
I’ve been using PayPal for a number of years now and I’m very impressed with their service. The credit is ideal if you are paying for something over £99 and 1 to 3 months to pay it. Highly recommend Reviewed on: 8th July 2022
Graham Greenacre's avatar
Graham Greenacre

Best credit supplier

5
Hassle free and Easy to apply! O% on purchases for 4months! Which for purchase is the right amount of time needed to payoff without incurring fees! Reviewed on: 8th July 2022
Jacqui's avatar
Jacqui

Great

5
Really easy to use, great company. Reviewed on: 8th July 2022
Jude Gallagher's avatar
Jude Gallagher

Paypal

5
Paypal is tje easy way to buy things on credit Reviewed on: 8th July 2022
Imran ali's avatar
Imran ali

Review PayPal: PayPal Credit now

Help others make smarter decisions by sharing your own experience.
Give a 1 star rating Give a 2 star rating Give a 3 star rating Give a 4 star rating Give a 5 star rating
Write a review

Join Smart Money People

Keep up to date on ratings of your favourite businesses. Find out about our awards and write new reviews with ease

Create an account
Man on beach

News, guides and insight from our team

View resource hub
UK money news stories - 24 July 2024
UK money news stories - 24 July 2024
24th July 2024
Posted in Money Talks by Errolyn Smith
Your Money, Your Voice: Have your say
Your Money, Your Voice: Have your say
24th July 2024
Posted in Our insights by Errolyn Smith
Our latest research - customers see little impact of FCA's Consumer Duty one year on
Our latest research - customers see little impact of FCA's Consumer Duty one year on
24th July 2024
Posted in Our insights by Darryl Barkwill
Consumer credit awards winners 2024
Consumer credit awards winners 2024
11th July 2024
Posted in Awards by Darryl Barkwill