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PayPal: PayPal Credit reviews

View other PayPal products
4.91
Based on 55,389 reviews, last reviewed 7th Apr 2026
425300% increase in 5 star reviews
in the past 90 days
1000% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
93%
See only 4 star reviews
6%
See only 3 star reviews
1%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

Great way to split the cost I use paypal credit often so I can make those more expensive purchases without having to take the hit and pay all in one go. The option to pay later m... Read more Reviewed on: 7th April 2026
Sophie JAK's avatar
Sophie JAK

Latest lowest rating:

2

Good credit options. Good credit options. But the calculations and when to start paying interest is confusing Reviewed on: 7th April 2026
Elango's avatar
Elango
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About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

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PayPal PayPal Credit reviews (55389)

Great

5
Good service, nice and easy as it should be. Reviewed on: 8th July 2022
Anonymous's avatar
Anonymous

PayPal Credit!!

5
I'll recommend it over and over again. 4 months of interest-free plus you can also choose minimum payment. How much more do we want!!! Reviewed on: 8th July 2022
Mara E.M's avatar
Mara E.M

Awesome flexibility

5
Has allowed me to get new items at 0% with no fuss. Easy checkout to :). Thank you :) Reviewed on: 8th July 2022
Adam Barnes's avatar
Adam Barnes

A great secure Service

5
The customer service is excellent, its simple to use and feels very secure Reviewed on: 8th July 2022
Emma's avatar
Emma

Very good

4
Can do with more features and less interest rate, to be one of the best, thank you!! Reviewed on: 8th July 2022
May Abu-Kalbin's avatar
May Abu-Kalbin

Best credit provider

5
Easy to use better credit than most other companies Reviewed on: 8th July 2022
umar chaudhury's avatar
umar chaudhury

Brilliant Payment Method

5
Just brilliant to have the flexibility to pay interest free over 4 months. This allows me to ensure finances are in order and don't have to pay any extra interest if done on time. Reviewed on: 8th July 2022
Bob's avatar
Bob

Excellent service

5
l have used paypal credit for a few years now, its an excellent service and the 4 months interest free on spends over £99 is an excellent feature. Reviewed on: 8th July 2022
Jake Ford's avatar
Jake Ford

Simple and efficient!

5
Had a great experience throughout the processes, and couldn't recommend more! Reviewed on: 8th July 2022
Walter Colling's avatar
Walter Colling

High level

5
Easy to handle and a very pleasant experience. Thanks for everything Reviewed on: 8th July 2022
Valentin Petcu's avatar
Valentin Petcu

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