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PayPal: PayPal Credit reviews

Name: PayPal Credit
Rating: 4.73 (181145 reviews)

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4.73

Based on 181,145 reviews, last reviewed 8th Sep 2026

43% decrease in 5 star reviews

in the past 90 days

25% decrease in 1 star reviews

in the past 90 days

92%

Latest highest rating:

5

Easy to set up, reminders when payment is due. Easy to set up, reminders when payment is due. Reviewed on: 8th September 2026

Latest lowest rating:

2

great app, very useful n othing like it great app, very useful n othing like it Reviewed on: 23rd July 2026

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About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

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PayPal PayPal Credit reviews (181145)

Hassle free spending

Been using the 4 months interest free credit on high value items Reviewed on: 9th June 2026

Easy to use very happy no issues

Easy to use very happy no issues Reviewed on: 9th June 2026

Very useful credit

I find PayPal Credit so useful when I need to spend a little extra each money. The account is easy to use and reminds when I need to make my monthly payment or pay off the balance. Reviewed on: 9th June 2026

money always there for you

Excellent way to spend money, especially 0% repayment offers. Using PayPal credit for years and never disappointed Reviewed on: 9th June 2026

Its a very good and easy to apply

Its a very good and easy to apply Reviewed on: 9th June 2026

PayPal credit is easy and accessible across many pla...

PayPal credit is easy and accessible across many platforms and retail outlets, it is also responsible informing when to pay extra to reduce the balance too. Reviewed on: 9th June 2026

very good very easy very good very easy

very good very easy very good very easy Reviewed on: 9th June 2026

Been able to buy things ahead of payday such as birt...

Been able to buy things ahead of payday such as birthday presents which is extremely helpful. The cost of living crisis makes it harder to be able to pay for things upfront so this is a great option Reviewed on: 9th June 2026

Always feel safe using paypal

Always feel safe when using PayPal online and the customer service is always 10/10 Reviewed on: 9th June 2026

Really easy to set up and use .

Really easy to set up and use .They automatically set up the interest free if pay over 4 weeks .No aggressive mail if you spend over I did without realising and as soon as I went back into credit was offered more to put on my balance . Reviewed on: 9th June 2026

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