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PayPal: PayPal Credit reviews

Name: PayPal Credit
Rating: 4.73 (148548 reviews)

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4.73

Based on 148,510 reviews, last reviewed 4th Jul 2026

4488100% increase in 5 star reviews

in the past 90 days

13200% increase in 1 star reviews

in the past 90 days

92%

Latest highest rating:

5

Always so easy to deal with. Always so easy to deal with. Simple, straightforward and no nonsense! Reviewed on: 4th July 2026

Latest lowest rating:

2

The interest rate is too high. The interest rate is too high. It will take forever to pay off the credit even if the minimum payment is almost 5% of the outstanding balance. Reviewed on: 3rd July 2026

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About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

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PayPal PayPal Credit reviews (148548)

It's very helpfull and easy to use

It's very helpfull and easy to use Reviewed on: 4th May 2026

I love pay in 3.

I love pay in 3. Makes it easy when I need time but not money. Reviewed on: 4th May 2026

Love PayPal

Been using for a good few years and have never been disappointed. Use PayPal to send money to my son daughter-in-law and granddaughter in Australia. Wouldn’t be without PayPal. Reviewed on: 4th May 2026

PayPal have always been there when I need them

PayPal have always been there when I need them and adding card options have really been a game changer! Whether it PayPal credit or peace of mind that their system will protect me should something go wrong with a supplier or service, brings excellent support. Customer service is second to none and I can’t fault PayPal in any way. Reviewed on: 4th May 2026

Easy to manage, clear and flexible

Easy to manage, clear and flexible Reviewed on: 4th May 2026

I love how quick and transparent PayPal is.

I love how quick and transparent PayPal is.. it’s so easy to use to pay for items, without the pain of having to fill in all your details! 5* service Reviewed on: 4th May 2026

Ease of use

Easy to use in all of my shopping spree. Reviewed on: 4th May 2026

Great experience with great transaction

Great experience with great transaction Reviewed on: 4th May 2026

PayPal is very reliable and always sorted out any is...

PayPal is very reliable and always sorted out any issues I have had Reviewed on: 4th May 2026

Easy way to pay online.

PayPal makes paying bills or buying something online very easy and always safe and private. Reviewed on: 4th May 2026

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