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PayPal: PayPal Credit reviews

Name: PayPal Credit
Rating: 4.73 (181145 reviews)

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4.73

Based on 181,145 reviews, last reviewed 8th Sep 2026

43% decrease in 5 star reviews

in the past 90 days

25% decrease in 1 star reviews

in the past 90 days

92%

Latest highest rating:

5

Easy to set up, reminders when payment is due. Easy to set up, reminders when payment is due. Reviewed on: 8th September 2026

Latest lowest rating:

2

great app, very useful n othing like it great app, very useful n othing like it Reviewed on: 23rd July 2026

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About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

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PayPal PayPal Credit reviews (181145)

Best app

Is easy to use and fast payments Reviewed on: 9th June 2026

PayPal Is My Pal

I find it quite reliable using PayPal for majority of my purchases and now it’s even better with the points programme too which helps a lot. Reviewed on: 9th June 2026

Works fine but has a query on a payment and it’s sti...

Works fine but has a query on a payment and it’s still not sorted Reviewed on: 9th June 2026

The convenience and simplicity is unmatched.

The convenience and simplicity is unmatched. The app has all the info you need at your fingertips, it feels like a natural extension of the PayPal I’ve used for the last 15 years Reviewed on: 9th June 2026

Excellent service, grat customer service

Excellent service, grat customer service Reviewed on: 9th June 2026

Convenient Credit When You Need It Most

PayPal Credit has been a great way to spread the cost of larger purchases without any hassle. It’s simple to use, easy to keep track of payments, and has given me valuable flexibility when unexpected expenses and even planned expensive purchase opportunities have come up. Highly recommended by me! Reviewed on: 9th June 2026

Easy to use and very convenient, useful for bigger p...

Easy to use and very convenient, useful for bigger purchases Reviewed on: 9th June 2026

Such an easy product to use and manage in the app.

Such an easy product to use and manage in the app. Great levels of security and protection of your account against fraud Reviewed on: 9th June 2026

Brilliant.

Very good service. Love using PayPal. Reviewed on: 9th June 2026

Best bank app

Been using p-pal many years with no problem, easy to use, great customer service, and the added peace of mind that p-pal is on your side if you experience any issues, ie dealing with "not so honest " transactions Reviewed on: 9th June 2026

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