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PayPal: PayPal Credit reviews

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4.91
Based on 55,847 reviews, last reviewed 7th Apr 2026
466900% increase in 5 star reviews
in the past 90 days
1200% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
93%
See only 4 star reviews
6%
See only 3 star reviews
1%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

I always use PayPal to shop online - never had any i... I always use PayPal to shop online - never had any issues - I love to be offered the pay in 3 - brilliant for budgets! Reviewed on: 7th April 2026
Elaine G's avatar
Elaine G

Latest lowest rating:

1

It is very confusing to use the app, money takes day... It is very confusing to use the app, money takes days to clear. It doesn’t always appear to be accurate. Reviewed on: 7th April 2026
Annabelle's avatar
Annabelle
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About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

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PayPal PayPal Credit reviews (55847)

Easy 2 use

4
Love the credit is so handy when I'm short off money befor pay day especially if I have any car problems but I can use it pretty much anywhere these days Reviewed on: 8th July 2022
Jaime Bailey's avatar
Jaime Bailey

Excellent product

5
Very convenient product and super easy to use. Brilliant 4 instalments with 0%. Used so many times esp. for bigger purchases. Reviewed on: 8th July 2022
Pete's avatar
Pete

Ready when you needed

5
I manage to split couple of purchases thanks to PayPal credit. Very useful. Thank you Reviewed on: 8th July 2022
Eduard Mircea's avatar
Eduard Mircea

Excellent

5
PayPal credit is quick and easy to use. I find managing it super easy and takes the pressure off on the unexpected purchases. Reviewed on: 8th July 2022
Ed's avatar
Ed

Very reasonable and reliable service

5
I am very satisfied with this service Reviewed on: 8th July 2022
Bushra Said's avatar
Bushra Said

Amazing purchasing power

5
Frees up my ability to pay for things much easier Reviewed on: 8th July 2022
Smithy2011's avatar
Smithy2011

Easy interest free

5
Very easy, hassle free interest free option Reviewed on: 8th July 2022
M T's avatar
M T

excellent.

5
Paypal credit facility it is helpful to me and my family. Reviewed on: 8th July 2022
OLUSEUN ABRAHAM's avatar
OLUSEUN ABRAHAM

All good like always

4
Its good that they start trading crypto, everything is alright , thank you Reviewed on: 8th July 2022
Artur A's avatar
Artur A

Great service

5
Very helpful, great customer service Reviewed on: 8th July 2022
abbi someheart's avatar
abbi someheart

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