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PayPal: PayPal Credit reviews

Name: PayPal Credit
Rating: 4.91 (56184 reviews)

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4.91

Based on 56,184 reviews, last reviewed 7th Apr 2026

498000% increase in 5 star reviews

in the past 90 days

1300% increase in 1 star reviews

in the past 90 days

93%

Latest highest rating:

5

PayPal Credit great for budgeting and flexibility PayPal is great for secure online payment and PayPal credit gives that extra layer for budgeting your finances. And now PayPal credit card allows even... Read more Reviewed on: 7th April 2026

Latest lowest rating:

1

The worst App ever (Fraud and Scammer) The worst App ever (Fraud and Scammer) Reviewed on: 7th April 2026

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About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

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PayPal PayPal Credit reviews (56184)

PayPal credit, top notch

Of all the options to use for credit, Paypal is easily my go-to choice of recommendation. Reviewed on: 5th August 2022

Superb service, excellent functions designed to work seamlessly

All good, as a user for over 20 years I am still perfectly happy with their superb and quick service. Reviewed on: 5th August 2022

Good customer service and clear terms

Paypal credit is a fantastic option, similar to other credit brokers that allows you to shop safely online and utilise their 4 month interest free payments! I'd definitely recommend for frequent online shoppers. Reviewed on: 5th August 2022

Easy, widely accepted and convenient

Never had any problems at all with the whole system. It simply works ! Reviewed on: 5th August 2022

Paypal Credit

Easy to use, extremely helpful! Works on a variety of different websites and comes in handy when you most need it... Reviewed on: 5th August 2022

Great short term payment

Great for when i cant fully pay something off, paypal always has my back Reviewed on: 5th August 2022

Great and simple service

Amazing using PayPal Credit as very straightforward to use and when issues arise their customer support is quick and effective in sorting out the problem. Reviewed on: 4th August 2022

Oh yeah

I opened this account very fast i got Huge credit limit for begining. They took low interest for burrowed amounts. Reviewed on: 4th August 2022

Excellent service and product

Paypal credit is excellent, so esy to use and can be used at numerous locations. Reviewed on: 4th August 2022

Makes wishlists possible

Thankfully PayPal credit helps you spread out costs on big purchases. They offer flexibility to spread costs out and makes items in your wishlist possible to buy. Reviewed on: 4th August 2022

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