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PayPal: PayPal Credit reviews

Name: PayPal Credit
Rating: 4.73 (181145 reviews)

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4.73

Based on 181,145 reviews, last reviewed 8th Sep 2026

43% decrease in 5 star reviews

in the past 90 days

25% decrease in 1 star reviews

in the past 90 days

92%

Latest highest rating:

5

Easy to set up, reminders when payment is due. Easy to set up, reminders when payment is due. Reviewed on: 8th September 2026

Latest lowest rating:

2

great app, very useful n othing like it great app, very useful n othing like it Reviewed on: 23rd July 2026

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About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

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PayPal PayPal Credit reviews (181145)

Very easy and convenient.

Very easy and convenient. Good credit limits, the card for Apple Pay is a handy addition! Reviewed on: 9th June 2026

Very easy to use and you can use it online

Very easy to use and you can use it online Reviewed on: 9th June 2026

Paypal are a useful company to have.

Payments are too slow to process. Reviewed on: 9th June 2026

Fantastic service used PayPal for years couldn't be...

Fantastic service used PayPal for years couldn't be happier Reviewed on: 9th June 2026

Really easy and good, app is mint

Really easy and good, app is mint Reviewed on: 9th June 2026

PayPal reliability

PayPal Credit has been smooth and reliable for me. Fast approval, easy payments, and the 0% interest offers make bigger purchases stress‑free. A convenient way to manage spending. Reviewed on: 9th June 2026

It help me pay for things when I need them but didn'...

It help me pay for things when I need them but didn't have the spare cash Reviewed on: 9th June 2026

Good financial services, user-friendly financial ser...

Good financial services, user-friendly financial services that make sending, receiving, and managing money simple. Reviewed on: 9th June 2026

My experience with PayPal credit

I've been using PayPal credit for several years and have never had any problems. Everything is clearly described and easy to use. With direct debit, you'll never be late with a payment. Reviewed on: 9th June 2026

Quick, safe and easy to use.

Quick and easy. Safe, good value. I will definitely use PayPal again. Reviewed on: 9th June 2026

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