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PayPal: PayPal Credit reviews

Name: PayPal Credit
Rating: 4.73 (148620 reviews)

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4.73

Based on 148,510 reviews, last reviewed 4th Jul 2026

4488100% increase in 5 star reviews

in the past 90 days

13200% increase in 1 star reviews

in the past 90 days

92%

Latest highest rating:

5

Always so easy to deal with. Always so easy to deal with. Simple, straightforward and no nonsense! Reviewed on: 4th July 2026

Latest lowest rating:

2

The interest rate is too high. The interest rate is too high. It will take forever to pay off the credit even if the minimum payment is almost 5% of the outstanding balance. Reviewed on: 3rd July 2026

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About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

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PayPal PayPal Credit reviews (148620)

Transaction feel save and protected, good options fo...

Transaction feel save and protected, good options for repayment including interest free periods Reviewed on: 4th May 2026

They are just great Very liabili and always there...

They are just great Very liabili and always there to help Reviewed on: 4th May 2026

Always helpfull, good app easy to manage

Always helpfull, good app easy to manage Reviewed on: 4th May 2026

Always an excellent service.

Always an excellent service. Fair and great value. Highly recommended Reviewed on: 4th May 2026

It is simple,accessible and efficient.

It is simple,accessible and efficient.The one value i appreciate is using debit card abroad for currency exchange.There are other benefits,too. Reviewed on: 4th May 2026

Great options with pay in 3 and Paypal credit and ea...

Great options with pay in 3 and Paypal credit and easy to use. Reviewed on: 4th May 2026

Fast, easy transactions.

Fast, easy transactions. Able to set up multiple payment options. Easy to use app and website Reviewed on: 4th May 2026

Very easy to use always use on Internet purchase

Very easy to use always use on Internet purchase Reviewed on: 4th May 2026

PayPal is amazing safe and secure.

PayPal is amazing safe and secure. Reviewed on: 4th May 2026

20 years and still going strong!

PayPal offer an incredible service for any and all users looking to pay quickly and without issue. The credit offers are unrivalled and their Pay in 3 option is a life saver. They provide the best online shopping security and their customer service is always top notch. I've been with then for over 20 years now, and will hope for 20 more. Reviewed on: 4th May 2026

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