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PayPal: PayPal Credit reviews

View other PayPal products
4.91
Based on 56,421 reviews, last reviewed 7th Apr 2026
519500% increase in 5 star reviews
in the past 90 days
1500% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
93%
See only 4 star reviews
6%
See only 3 star reviews
1%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

PayPal is easy to use with seamless transactions and... PayPal is easy to use with seamless transactions and an app that is easy to navigate. They are also very responsive to complaints. Reviewed on: 7th April 2026
Ola's avatar
Ola

Latest lowest rating:

1

Great service. Great service. Easy to understand terms and conditions and fantastic communication. Reviewed on: 7th April 2026
Valerie B's avatar
Valerie B
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About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

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PayPal PayPal Credit reviews (56421)

Easy Credit

5
Fast processing, valuable service, great customer service experience. App is easy to use. Reviewed on: 12th August 2022
Wilson Okala's avatar
Wilson Okala

Fantastic

5
I love using PayPal credit she making big orders, having 4 monthly interest free payments is very hand and useful, would always recommend PayPal credit Reviewed on: 12th August 2022
Jessie Hinde's avatar
Jessie Hinde

A lifesaver!

5
Paypal credit is a lifesaver! Knowing that I have up to 4 months to pay for a product is fantastic - especially when my fridge freezer unexpectedly broke a few months ago and I couldn’t afford to buy on outright. This service really is incredibly helpful in so many situations. Reviewed on: 12th August 2022
Zoe Owen's avatar
Zoe Owen

Handy 4 months at 0%

5
Convenient for online paying and provide the mean to spread cost without charge. Reviewed on: 12th August 2022
Vincent Barrioz's avatar
Vincent Barrioz

Just easy to use

5
Great service easy to use and good app Reviewed on: 12th August 2022
Mark Finn's avatar
Mark Finn

Four months interest free

5
Love this facility to help to spread out payments of something like a birthday present! Reviewed on: 12th August 2022
Mrs Andrews's avatar
Mrs Andrews

Love it

5
It makes payments so easy with low interest rates too! Reviewed on: 12th August 2022
Mikul's avatar
Mikul

Very user friendly and super efficient

5
Always helpful to aid cash flow - use it mostly for buying online. Great credit limit and very easy to keep an eye in my spending. Reviewed on: 12th August 2022
Lindsay's avatar
Lindsay

Convenient

5
So easy and convenient . Great way to pay for goids Reviewed on: 12th August 2022
Chris Canham 's avatar
Chris Canham

Great credit

5
I feel very confident using Paypal credit - very easy to use and no jargon words Reviewed on: 12th August 2022
Maryline W's avatar
Maryline W

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