Write a review

Go to business site

PayPal: PayPal Credit reviews

Name: PayPal Credit
Rating: 4.91 (56637 reviews)

View other PayPal products

4.91

Based on 56,637 reviews, last reviewed 7th Apr 2026

539400% increase in 5 star reviews

in the past 90 days

1500% increase in 1 star reviews

in the past 90 days

93%

Latest highest rating:

5

Always easy to use and confidence protection in plac... Always easy to use and confidence protection in place if any issues Reviewed on: 7th April 2026

Latest lowest rating:

2

Missed payment ,really ? Used PayPal for years no probs ,never missed a payment then one oversight by a debit not being paid when there was ample money in their account and th... Read more Reviewed on: 7th April 2026

Read all reviews Write a review

About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

Review PayPal: PayPal Credit now

Help others make smarter decisions by sharing your own experience.

Write a review

PayPal PayPal Credit reviews (56637)

Pleasing.

It gives peace of mind. I found it very pleasing and no pressure at all. I wholeheartedly recommend it to whoever may likewise be interested. Reviewed on: 25th November 2022

Very poor customer service, not willing to help, credit out to scam you

I have a PayPal credit account and the direct debit was linked with my bank account, for some reason (no one is Willing to own up) my transactions got cancelled and it affect my credit score which I lost 56 points on. Spoke to PayPal credit and they didn’t care and were not willing to help. Poor service, poor credit system. Reviewed on: 22nd November 2022

PayPal its number one

PayPal that's something I can recommend Reviewed on: 27th October 2022

Fast and easy

Good service easily available. Can easily check balance and payments on app. Reviewed on: 14th August 2022

He is a friendly and easy to use, especially with multiple websites

I’m using the service for last few year and it really easy to use and love how lot of online stores have PayPal embedded making it easier to use PayPal credit Reviewed on: 14th August 2022

Straight forward PayPal

I love the fact PayPal made any transactions so simple. Reviewed on: 14th August 2022

The best credit card ever!

Wish I joined sooner got to be the best credit card going, hopefully more shops will except PayPal credit card payments soon! Reviewed on: 14th August 2022

Payp credit

Awsome option whe you needed credit. I always made payments on time so had no issues. When covid hit the credit limit was brought down to 1500 and nevet went back to what it was.. Reviewed on: 14th August 2022

Paypal Credit is great

PP Credit is great because it allows me to be able to afford bigger more costlier items and spread the cost over a larger amount of time. Highly recommend it Reviewed on: 14th August 2022

Paypal for Online Payments

I have been using Paypal for quite a few years now and is my go to provider when shopping online. That way I dont have to enter my personal bank details. I have never had a problem with Paypal so when they launched their credit deal to pay for items over three months I signed up for it. Have made several large purchases and Paypal has been superb throughout. As long as you are finacially savy and pay you bills on time Paypal Credit is brilliant. Reviewed on: 14th August 2022

Do you have a different PayPal product?

Share your experiences with products to help others make smarter financial decisions and learn more about different products available. Write a review

Alternative products

Better Off Calculator
from Policy in Practice 4.78 from 423 reviews
Loan
from Snap Finance 4.90 from 369 reviews
Retail Finance
from V12 Retail Finance 4.71 from 25 reviews

Want to see more from PayPal?

PayPal Open
from PayPal 5.00 from 3 reviews
Pay in 3
from PayPal 4.93 from 30515 reviews
Payments
from PayPal 4.92 from 3656 reviews

View all products

Join Smart Money People

Keep up to date on ratings of your favourite businesses. Find out about our awards and write new reviews with ease

Create an account

News, guides and insight from our team

View resource hub