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PayPal: PayPal Credit reviews

Name: PayPal Credit
Rating: 4.73 (148650 reviews)

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4.73

Based on 148,510 reviews, last reviewed 4th Jul 2026

4488100% increase in 5 star reviews

in the past 90 days

13200% increase in 1 star reviews

in the past 90 days

92%

Latest highest rating:

5

Always so easy to deal with. Always so easy to deal with. Simple, straightforward and no nonsense! Reviewed on: 4th July 2026

Latest lowest rating:

2

The interest rate is too high. The interest rate is too high. It will take forever to pay off the credit even if the minimum payment is almost 5% of the outstanding balance. Reviewed on: 3rd July 2026

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About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

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PayPal PayPal Credit reviews (148650)

Easy to use but customer service need to be a bit mo...

Easy to use but customer service need to be a bit more easily accessible Reviewed on: 4th May 2026

Safe and secure

So easy and secure i feel really comfortable knowing my details and money are safe using the paypal app Reviewed on: 4th May 2026

Safe, flexible and handy payment method

Very handy to have PayPal as a payment option and I value the method especially because it is safer. I have always had my queries responded to swiftly and any disputes have always been professionally investigated on my behalf by PayPal. Reviewed on: 4th May 2026

good experience so far

Have had a good experience so far, and have no complains. My only niggle is with pay in 3 services. I would prefer to set the last 2 payments to align with my monthly pay day. Other than that it is a good service. Reviewed on: 4th May 2026

They are the best if you make a mistake they didn’t...

They are the best if you make a mistake they didn’t charge me as I had forgotten simply rang me. Not like other providers love pay pal everything I pay is through pay pal Reviewed on: 4th May 2026

PayPal has always been very good making payments and...

PayPal has always been very good making payments and pay in 3 is great. Disputes are not easy to get resolved and I never get discount codes which other accounts get and I have been a customer for over 15 years Reviewed on: 4th May 2026

A1 service

A1 service easy to use . Would highly recommend Reviewed on: 4th May 2026

Amazing experience with PayPal.

Amazing experience with PayPal. I use it as my second bank account. Reviewed on: 4th May 2026

PayPal credit is a simple and easy way to pay for th...

PayPal credit is a simple and easy way to pay for things that you would use your credit card for and they offer amazing deals like 4 months interest free for purchases and pay in 3. Would recommend and have recommended to friends and family Reviewed on: 4th May 2026

I’ve been with PayPal for years and feel my transact...

I’ve been with PayPal for years and feel my transactions are always protected, I have peace of mind dealing with them. Reviewed on: 4th May 2026

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