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PayPal: PayPal Credit reviews

Name: PayPal Credit
Rating: 4.73 (181145 reviews)

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4.73

Based on 181,145 reviews, last reviewed 8th Sep 2026

43% decrease in 5 star reviews

in the past 90 days

25% decrease in 1 star reviews

in the past 90 days

92%

Latest highest rating:

5

Easy to set up, reminders when payment is due. Easy to set up, reminders when payment is due. Reviewed on: 8th September 2026

Latest lowest rating:

2

great app, very useful n othing like it great app, very useful n othing like it Reviewed on: 23rd July 2026

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About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

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PayPal PayPal Credit reviews (181145)

Wallet at my finger tips

So quick and easy to use. Wallet at my fingertips Reviewed on: 9th June 2026

Simple service

Easy to use, lots of integrations, easy to manage on the app Reviewed on: 9th June 2026

Excellent service

I love pay credit quick easy and opinions to pay back sooner love it, any problems never had trouble getting in touch and any issues soon resolved Reviewed on: 9th June 2026

NR PayPal Review

No issues and PayPal credit has good options such as 4 months interest free Reviewed on: 9th June 2026

Very good and very flexible love using PayPal credit

Very good and very flexible love using PayPal credit Reviewed on: 9th June 2026

I applied for the PayPal credit to help pay for mont...

I applied for the PayPal credit to help pay for monthly payments and pay off each month, it’s handy having it in the application with my original PayPal account, so far it has been working great. Reviewed on: 9th June 2026

Great service all around.

Great service all around. New feature credit card it's a great idea Reviewed on: 9th June 2026

It’s great, everything is very easy to set up, track...

It’s great, everything is very easy to set up, track and manage and it can be used for so many things Reviewed on: 9th June 2026

PayPal credit gives customers to use it when they ar...

PayPal credit gives customers to use it when they are short of cash flow for the money to purchase essential items. Even better to have 4 months to pay it off when you spend over £100 each transaction. Reviewed on: 9th June 2026

I find PayPal very helpful for quick checkouts and f...

I find PayPal very helpful for quick checkouts and for spreading the cost of payments Reviewed on: 9th June 2026

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