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PayPal: PayPal Credit reviews

4.91
Based on 56,617 reviews, last reviewed 7th Apr 2026
537600% increase in 5 star reviews
in the past 90 days
1500% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
93%
See only 4 star reviews
6%
See only 3 star reviews
1%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

PayPal Credit has simplified my life enormously PayPal Credit has simplified my life enormously due to their generous 4 months' interest-free facility for purchases over £100. I moved home this past... Read more Reviewed on: 7th April 2026
Penny P Incher's avatar
Penny P Incher

Latest lowest rating:

2

Missed payment ,really ? Used PayPal for years no probs ,never missed a payment then one oversight by a debit not being paid when there was ample money in their account and th... Read more Reviewed on: 7th April 2026
Paul T's avatar
Paul T

About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

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PayPal PayPal Credit reviews (56617)

Easy quick and safe

4
Make payments quick and safe have an easy access to help and support without having to Waite on hold is a god send Reviewed on: 14th August 2022

Amazing

5
I love it. Easy and no problem to use Reviewed on: 14th August 2022

Convenient, easy to use

5
Have been using PayPal credit for years, never had any issue with the service. Its always very convenient for larger purchases and there's always a large volume of retailers who accept the payment method. Cannot fault the service Reviewed on: 14th August 2022

PayPal credit

5
It amazing app and easy to use and pay off very fast and easy Reviewed on: 14th August 2022

Easy, speedy payments

5
After using PayPal credit and Pay in 3 I can say the service is excellent and never had an issue. The app is simple to use and make payments super swift. Reviewed on: 14th August 2022

Easy and security way to Pay

5
PayPal makes our payment easy, fast and secure. There's nothing to worry about. If you want peace of mind, use PayPal! Reviewed on: 14th August 2022

Aaaaa

5
Being a customer for some time,can’t be more satisfied Reviewed on: 14th August 2022

Affordable Credit

5
Using PayPal Credit made it easy and quick for me to buy the things I needed when not having the funds to buy outright. You can pay the set monthly payment or more if you can afford it. It is so easy to use. Reviewed on: 14th August 2022

A fair secure way to purchase

5
After dealing with PayPal customer service and knowing they have my back every purchase I will use PayPal credit for all transactions going forward. Reviewed on: 14th August 2022

Good rate

5
I very happy with paypal credit,small comision Reviewed on: 14th August 2022

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