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PayPal: PayPal Credit reviews

Name: PayPal Credit
Rating: 4.73 (148671 reviews)

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4.73

Based on 148,510 reviews, last reviewed 4th Jul 2026

4488100% increase in 5 star reviews

in the past 90 days

13200% increase in 1 star reviews

in the past 90 days

92%

Latest highest rating:

5

Always so easy to deal with. Always so easy to deal with. Simple, straightforward and no nonsense! Reviewed on: 4th July 2026

Latest lowest rating:

2

The interest rate is too high. The interest rate is too high. It will take forever to pay off the credit even if the minimum payment is almost 5% of the outstanding balance. Reviewed on: 3rd July 2026

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About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

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PayPal PayPal Credit reviews (148672)

I have been using PayPal for many, many years .

I have been using PayPal for many, many years . I use all your services as PayPal is the safest method of payment online. I feel confident that my bank details will not be compromised. Your exchange rates are pretty good too! I send payments and emergency cash to family in the US Philippines and Singapore. And the Pay in 3 is perfect for people on mid range salary like me to shop for multiple items without the worry of compounded interests. Thank you PayPal , you are safe, reliable and can be counted on anytime, and anywhere I travel in the world ! Reviewed on: 4th May 2026

Easy to use and straightforward

Easy to use, straightforward, app is user friendly, buy in four months with no interest is good. Reviewed on: 4th May 2026

PayPal review

I like PayPal however I do think if I gage ever had to raise a case for payments that have gone out and I have never had a good outcome. Also PayPal credit is very expensive. Reviewed on: 4th May 2026

Great service, very easy to use and affordable

Great service, very easy to use and affordable Reviewed on: 4th May 2026

I use PayPal as a secure way to pay for anything I o...

I use PayPal as a secure way to pay for anything I order online, anytime I’ve had an issue they have been extremely fast and helpful to resolve this Reviewed on: 4th May 2026

All good, start to current.

All good, start to current. Never been disappointed with your excellent customer service Reviewed on: 4th May 2026

Very easy and straight forward to use hassle free sh...

Very easy and straight forward to use hassle free shopping Reviewed on: 4th May 2026

The credit is there when I need it!

The credit is there when I need it!! Reviewed on: 4th May 2026

10 out of 10 every time

Any problems I have had with non deliveries I have had my money back straight away. Pay in 3 is so helpful. So easy to actually speak to someone human. I cannot fault PayPal. Reviewed on: 4th May 2026

Have always had excellent service.

Have always had excellent service from PayPal. Reviewed on: 4th May 2026

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