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PayPal: PayPal Credit reviews

Name: PayPal Credit
Rating: 4.73 (181145 reviews)

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4.73

Based on 181,145 reviews, last reviewed 8th Sep 2026

43% decrease in 5 star reviews

in the past 90 days

25% decrease in 1 star reviews

in the past 90 days

92%

Latest highest rating:

5

Easy to set up, reminders when payment is due. Easy to set up, reminders when payment is due. Reviewed on: 8th September 2026

Latest lowest rating:

2

great app, very useful n othing like it great app, very useful n othing like it Reviewed on: 23rd July 2026

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About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

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PayPal PayPal Credit reviews (181145)

Kept up to date with my spending

Kept up to date with my spending Reviewed on: 9th June 2026

I use it quite a lot and it’s great, very quick and...

I use it quite a lot and it’s great, very quick and easy to use Reviewed on: 9th June 2026

Easy to use especially with the app

Easy to use especially with the app Reviewed on: 9th June 2026

Very reliable and safe to use knowing paypal as your...

Very reliable and safe to use knowing paypal as your back Reviewed on: 9th June 2026

Aplikacja dziala bardzo dobrze

Nigdy nie miałem problemu z usługą. Weryfikacja stosowana ( kod na SMS) jest zawsze szybka. Reviewed on: 9th June 2026

good value, accessible and handy to use

good value, accessible and handy to use Reviewed on: 9th June 2026

Amazing and helpful, always been there when I needed

Amazing and helpful, always been there when I needed Reviewed on: 9th June 2026

Great thank you, I use PayPal credit

Great thank you, I use PayPal credit Reviewed on: 9th June 2026

4 months interest free and easy to manage

Easy to manage, and great to be able to have 4 months interest free on purchases over £100. It's very clear to understand when the interest free period ends and the minimum payments, so you don't end up paying interest. Reviewed on: 9th June 2026

Very easy to use.

Very easy to use. Interest free credit deals are very helpful. Reviewed on: 9th June 2026

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