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PayPal: PayPal Credit reviews

Name: PayPal Credit
Rating: 4.73 (148697 reviews)

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4.73

Based on 148,510 reviews, last reviewed 4th Jul 2026

4488100% increase in 5 star reviews

in the past 90 days

13200% increase in 1 star reviews

in the past 90 days

92%

Latest highest rating:

5

Always so easy to deal with. Always so easy to deal with. Simple, straightforward and no nonsense! Reviewed on: 4th July 2026

Latest lowest rating:

2

The interest rate is too high. The interest rate is too high. It will take forever to pay off the credit even if the minimum payment is almost 5% of the outstanding balance. Reviewed on: 3rd July 2026

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About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

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PayPal PayPal Credit reviews (148697)

PayPal is great.

PayPal is great, I got a good deal on some outer limits dvds as the seller only accepted PayPal. Recently a relative died and should not have been credit again, but PayPal realised their error and didn't insist on the balance being paid off again, which was good for all involved. Would recommend. Reviewed on: 4th May 2026

I’ve had a really positive experience with this cred...

I’ve had a really positive experience with this credit card so far. The application process was quick and straightforward, and I was approved almost instantly. One of the biggest advantages is the rewards program — I earn points on everyday purchases, which add up faster than I expected. The mobile app is easy to use and helps me keep track of my spending, payments, and rewards in real time. I also appreciate the security features, like instant transaction alerts and the ability to freeze the card if needed. Customer service has been responsive and helpful whenever I’ve had questions. Overall, this card offers great value, especially if you’re looking for reliable rewards and a smooth user experience. I’d definitely recommend it to others. Reviewed on: 4th May 2026

Paypal offers so many services that makes your life...

Paypal offers so many services that makes your life easier.They have great customer service and are always willing and available to help. Reviewed on: 4th May 2026

Excellent customer service.

Excellent customer service. Good value for money and good in credit rating their customers Reviewed on: 4th May 2026

The service is very easy to use and comes in handy f...

The service is very easy to use and comes in handy for quick buy purchases. Reviewed on: 4th May 2026

PayPal credit

I have found it easy to spend with and earn with PayPal Reviewed on: 4th May 2026

PayPal never fails!

I always use PayPal to pay for goods and if it’s a large amount as it’s 0% I pay in 3 and you can pay amount off anytime during the 3 months Reviewed on: 4th May 2026

Great and easy to use.

Great and easy to use. Never had any issues with use or customer service Reviewed on: 4th May 2026

It very easy to use with 3 option available to avail.

It very easy to use with 3 option available to avail. Recommend to use Reviewed on: 4th May 2026

Great customer service

Makes shopping easy and quick to resolve problems. Great customer service. Reviewed on: 4th May 2026

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