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PayPal: PayPal Credit reviews

Name: PayPal Credit
Rating: 4.73 (181145 reviews)

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4.73

Based on 181,145 reviews, last reviewed 8th Sep 2026

43% decrease in 5 star reviews

in the past 90 days

25% decrease in 1 star reviews

in the past 90 days

92%

Latest highest rating:

5

Easy to set up, reminders when payment is due. Easy to set up, reminders when payment is due. Reviewed on: 8th September 2026

Latest lowest rating:

2

great app, very useful n othing like it great app, very useful n othing like it Reviewed on: 23rd July 2026

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About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

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PayPal PayPal Credit reviews (181145)

Great service

Always good, when Ibwas scammed they were super fast and empathetic. Interest rates could be a little lower but easy to use Reviewed on: 9th June 2026

Exalanteeee is all I can nothing else it speaks for...

Exalanteeee is all I can nothing else it speaks for it self Reviewed on: 9th June 2026

As a volunteer in Scouting I rely on PayPal to be ab...

As a volunteer in Scouting I rely on PayPal to be able to buy and replace equipment. Without it, I could not deliver a positive outcome for young people. Reviewed on: 9th June 2026

Credit I trust

I use PayPal Credit regularly, whether it's for purchases I want to make in installments or the flexibility to pay later. I also have the credit card which gives me comfort when I know it's there if I need it. I have used PayPal as a whole for years so I trust them. Reviewed on: 9th June 2026

I have been using PayPal for over 20 years now so it...

I have been using PayPal for over 20 years now so it’s a trusted brand and when PayPal credit was introduced, it seems like a natural progression. It’s easy to use, easy to manage and has a wide range of functions all accessible through the app. Reviewed on: 9th June 2026

Shop with confidence

I find PayPal easy to use & can shop & buy goods with confidence. You can now also earn points as you buy goods. Reviewed on: 9th June 2026

Fantastic service, always easy to use and very relia...

Fantastic service, always easy to use and very reliable. Reviewed on: 9th June 2026

Easy and clear, great

Easy and clear, great experience and would recommend Reviewed on: 9th June 2026

Life safety, very convenient .

Life safety, very convenient . I have been using it for then 6 years now . Reviewed on: 9th June 2026

I have been using PayPal credit for a few years now...

I have been using PayPal credit for a few years now without any issues. I like how convenient and accessible it is to log in and choose your options. I also like the freedom and flexibility it offers to pay it off. Reviewed on: 9th June 2026

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