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PayPal: PayPal Credit reviews

Name: PayPal Credit
Rating: 4.73 (181145 reviews)

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4.73

Based on 181,145 reviews, last reviewed 8th Sep 2026

43% decrease in 5 star reviews

in the past 90 days

25% decrease in 1 star reviews

in the past 90 days

92%

Latest highest rating:

5

Easy to set up, reminders when payment is due. Easy to set up, reminders when payment is due. Reviewed on: 8th September 2026

Latest lowest rating:

2

great app, very useful n othing like it great app, very useful n othing like it Reviewed on: 23rd July 2026

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About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

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PayPal PayPal Credit reviews (181145)

I find PayPal very easy to use on line.

I find PayPal very easy to use on line. They give plenty of notice of changes and information is straightforward. Pay in 3 is a great favourite of mine, I always know exactly where I am before I start! Reviewed on: 9th June 2026

1st class.

It’s very easy to setup easy to use you can decide how much to pay off minimum or full balance it’s very good 1st class thank you Reviewed on: 9th June 2026

Safe and reliable way to pay.

I find PayPal one of the safest and most accepted way to pay online. The service they provide, including PayPal credit and customer service are second to none. Reviewed on: 9th June 2026

PayPal provide great credit options

Easy to use credit options and easy to manage app. Customer services resolve issues in a timely manner. Offer Perks, such as earning points (bonus) to build cashback! Reviewed on: 9th June 2026

Paypal payments

I have always found PayPal to be a very trustworthy form of payment. Reviewed on: 9th June 2026

Very simple to use, great credit options.

Very simple to use, great credit options. App makes it very easy to manage what's going on, set up direct debits, make payments etc. the credit lines are very flexible and have great interest free offers. Reviewed on: 9th June 2026

Easy to use and track spending.

Easy to use and track spending. Great app with all information easily available. Reviewed on: 9th June 2026

I never need another credit card

I love PayPal Credit, it's features are incredible, the Pay In 3 option is a life saver and its ease of use is phenomenal, the fact it is accepted by nearly every online retailer is an absolute boon and they are constantly reviewing my credit limit which is excellent. Reviewed on: 9th June 2026

Really easy to use and manage.

Really easy to use and manage. Keeping track of your usage and easy to make payments. Love the 4 months intrest free option over £100 and it makes my life easier! Doing a great job Reviewed on: 9th June 2026

Very flexible service, has helped me

Very flexible service, has helped me get what I need while spreading the cost Reviewed on: 9th June 2026

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