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PayPal: PayPal Credit reviews

Name: PayPal Credit
Rating: 4.73 (148746 reviews)

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4.73

Based on 148,510 reviews, last reviewed 4th Jul 2026

4488100% increase in 5 star reviews

in the past 90 days

13200% increase in 1 star reviews

in the past 90 days

92%

Latest highest rating:

5

Always so easy to deal with. Always so easy to deal with. Simple, straightforward and no nonsense! Reviewed on: 4th July 2026

Latest lowest rating:

2

The interest rate is too high. The interest rate is too high. It will take forever to pay off the credit even if the minimum payment is almost 5% of the outstanding balance. Reviewed on: 3rd July 2026

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About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

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PayPal PayPal Credit reviews (148746)

Payments are always processed quickly & reliably.

Payments are always processed quickly & reliably. When I did have a problem with counterfeit goods PayPal refunded me and dealt with the issue very efficiently. They took all my worry away. Virtual all of my online shopping payments are processed through PayPal, I trust them implicitly. Reviewed on: 4th May 2026

Service has always been very good.

Service has always been very good. Accuracy, clarity of statements ie Minimum payment, interest etc could be improved. Reviewed on: 4th May 2026

Payplan was very good.

Payplan was very good. Spreading the cost helps me buy the product with less burden in payments Reviewed on: 4th May 2026

Easy to use fair treatment great increase in credit...

Easy to use fair treatment great increase in credit when needed Reviewed on: 4th May 2026

My pal PayPal.

I love the ease of PayPal transactions, and the extra security it offers. I appreciate the various payment options: Credit, Pay in 3. I've not had much need to contact Customer Service, but when I have they have always been very polite, respectful, helpful, and always resolved issues quickly and efficiently. I don't honestly know why more people don't use it! Reviewed on: 4th May 2026

Hello I am with PayPal more than 14 years.

Hello I am with PayPal more than 14 years.Everytime I found excellent service.Even English is my second language but I never got any problem.This company services are wonderful and trustab.Thank you very much for providing excellent service. Reviewed on: 4th May 2026

Easygoing

Easy and simple to use have the card also so good to use in shops Reviewed on: 4th May 2026

All good, had very good experiences

All good, had very good experiences Reviewed on: 4th May 2026

Very easy to used, sometimes you buying.

Very easy to used, sometimes you buying. Reviewed on: 4th May 2026

Very easy to use!

Very easy to use! I use this method of payment all the time, I absolutely love it, can’t recommend enough Reviewed on: 4th May 2026

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