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PayPal: PayPal Credit reviews

Name: PayPal Credit
Rating: 4.73 (148767 reviews)

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4.73

Based on 148,766 reviews, last reviewed 4th Jul 2026

4499750% increase in 5 star reviews

in the past 90 days

13250% increase in 1 star reviews

in the past 90 days

92%

Latest highest rating:

5

Really easy to use. Really easy to use. I feel safer paying with PayPal and won't buy if that option is not available Reviewed on: 4th July 2026

Latest lowest rating:

2

Can't make separate transfers. Can't make separate transfers. Just direct debit Reviewed on: 4th July 2026

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About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

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PayPal PayPal Credit reviews (148768)

Excellent.

My experience with paypal is Excellent. Reviewed on: 4th May 2026

Everything’s been easy to navigate in the app

Everything’s been easy to navigate in the app Reviewed on: 4th May 2026

i like using PayPal because it's more secure and you...

i like using PayPal because it's more secure and you get reassurance that your money is safe and if anything goes wrong you can always ask PayPal Reviewed on: 4th May 2026

PayPal simple secure and trusted to support when req...

PayPal simple secure and trusted to support when required, first class Reviewed on: 4th May 2026

Easy to use

Very easy to use. I have e used most of my adult lifetime Reviewed on: 4th May 2026

They help people quick at sorting thing out there pl...

They help people quick at sorting thing out there pleseant on the phone Reviewed on: 4th May 2026

I have been using PayPal since 2008.

I have been using PayPal since 2008. I have got only good experience with the company over the ears. They are always fair helpful and are quick to respond in timely manner. I have seen them grow over the years and improve. Thank you for being there. Simple to understand service and grate borrowing options. Reviewed on: 4th May 2026

Couldn’t recommend enough.

Couldn’t recommend enough. Paypal credit is an excellent way to build your credit score, it also allows you to spend that little bit extra each month and then pay small amounts off when you get paid each month. Reviewed on: 4th May 2026

Quality payment system

Always an easy transaction with PayPal Reviewed on: 4th May 2026

I love PayPal.

I love PayPal. They care about my money .I have a few options for credit Reviewed on: 4th May 2026

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