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PayPal: PayPal Credit reviews

Name: PayPal Credit
Rating: 4.73 (181145 reviews)

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4.73

Based on 181,145 reviews, last reviewed 8th Sep 2026

43% decrease in 5 star reviews

in the past 90 days

25% decrease in 1 star reviews

in the past 90 days

92%

Latest highest rating:

5

Easy to set up, reminders when payment is due. Easy to set up, reminders when payment is due. Reviewed on: 8th September 2026

Latest lowest rating:

2

great app, very useful n othing like it great app, very useful n othing like it Reviewed on: 23rd July 2026

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About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

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PayPal PayPal Credit reviews (181145)

I prefer to use PayPal credit over my credit cards.

I prefer to use PayPal credit over my credit cards. You know your protected and with PayPal's excellent customer service you know where you stand. Most retailers except PayPal and I think it gives you a little extra protection. All in all I think it's my favourite form of credit. Reviewed on: 9th June 2026

Great experience and customer service

Great experience and customer service Reviewed on: 9th June 2026

I’ve always found it easy and a safer way to...

I’ve always found it easy and a safer way to use Reviewed on: 9th June 2026

Always very helpful

Alwys very helpful ,and when you use th for a purchase any problem they help you solve Reviewed on: 9th June 2026

Just so easy and straightforward

Just so easy and straightforward Reviewed on: 9th June 2026

Been with PayPal for 8 years and have not gotten any...

Been with PayPal for 8 years and have not gotten any issues. PayPal credit has low interest rates and was generous with credit limit. Easy repayments and available on most digital storefront Reviewed on: 9th June 2026

I have always had a positive experience with Paypal

I have always had a positive experience with Paypal Reviewed on: 9th June 2026

Give me the flexibility to pay over 3 months interes...

Give me the flexibility to pay over 3 months interest free. Reviewed on: 9th June 2026

Quick and Simple

Simple easy to use, all information upfront and clear to read. Quick to action. Reviewed on: 9th June 2026

Good Customer Service

easy to apply and even easier to use. good customer service Reviewed on: 9th June 2026

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