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PayPal: PayPal Credit reviews

View other PayPal products
4.73
Based on 148,766 reviews, last reviewed 4th Jul 2026
4499750% increase in 5 star reviews
in the past 90 days
13250% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
92%
See only 4 star reviews
7%
See only 3 star reviews
1%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

Really easy to use. Really easy to use. I feel safer paying with PayPal and won't buy if that option is not available Reviewed on: 4th July 2026
Tracy M's avatar
Tracy M

Latest lowest rating:

2

Can't make separate transfers. Can't make separate transfers. Just direct debit Reviewed on: 4th July 2026
Michu's avatar
Michu
Read all reviews Write a review

About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

Review PayPal: PayPal Credit now

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PayPal PayPal Credit reviews (148790)

Excellent service

5
Excellent service, everything is very clear with reminders and it’s so easy to use. Reviewed on: 4th May 2026
Carlie 's avatar
Carlie

Easy and convenient to use and bonus of earning poin...

5
Easy and convenient to use and bonus of earning point's good to have the app to keep track of ongoing and outgoing Reviewed on: 4th May 2026
Tom M's avatar
Tom M

Five star review

5
User freindly and plenty of credit options five stars Reviewed on: 4th May 2026
Neil D's avatar
Neil D

Excellent service

5
Very easy to use and reliable , gave more tan another financial service no very low interest over credits Reviewed on: 4th May 2026
Ana T's avatar
Ana T

Very happy with it so helpfull would recommend easy...

5
Very happy with it so helpfull would recommend easy to use and great payment plans Reviewed on: 4th May 2026
MR J's avatar
MR J

PayPal is s handy and easy to navigate and use.

5
PayPal is s handy and easy to navigate and use. Email updates ensure I'm always in thee loop. Love it. Reviewed on: 4th May 2026
Emma G's avatar
Emma G

Flexible and supportive.

4
Good - always appreciate their customers. Seems to be secure! Reviewed on: 4th May 2026
Neville Edwards's avatar
Neville Edwards

Very satisfied

5
I am Very satisfied with everything Reviewed on: 4th May 2026
MohZik's avatar
MohZik

Always very efficient and convenient with fair rates...

5
Always very efficient and convenient with fair rates and an easy app Reviewed on: 4th May 2026
Dave Miller's avatar
Dave Miller

Paypal gives rest of mind qith transactions.

4
Paypal gives rest of mind qith transactions. You are sure that you will get value for money with your purchases. Reviewed on: 4th May 2026
Dedo's avatar
Dedo

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