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PayPal: PayPal Credit reviews

View other PayPal products
4.91
Based on 55,221 reviews, last reviewed 7th Apr 2026
409900% increase in 5 star reviews
in the past 90 days
1000% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
93%
See only 4 star reviews
6%
See only 3 star reviews
1%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

A fast and secure way to pay for goods online... A fast and secure way to pay for goods online Reviewed on: 7th April 2026
Derek G's avatar
Derek G

Latest lowest rating:

2

Good credit options. Good credit options. But the calculations and when to start paying interest is confusing Reviewed on: 7th April 2026
Elango's avatar
Elango
Read all reviews Write a review

About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

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PayPal PayPal Credit reviews (55220)

Spread the cost

5
Purchase over £99 interest free repayment over 4 months Reviewed on: 8th July 2022
Lavinia O'Neill's avatar
Lavinia O'Neill

My Pal PayPal

5
East to use and hassle free. My first choice, especially for large purchases! Reviewed on: 8th July 2022
Richard Clevett's avatar
Richard Clevett

Love PayPal Credit

5
PayPal credit is so convenient with reasonable charges, what's not to like :) Reviewed on: 8th July 2022
Adrian's avatar
Adrian

Given the maximum and cut down to lower without reason

5
I was given the maximum credit and one day without any notice or reason my credit was lowered to 750 and never missed one payment. But further the credit works good. Reviewed on: 8th July 2022
Dutch de Vries's avatar
Dutch de Vries

Paypal credit

5
Easy to apply and ease of use all set out in a good order.I would highly recommend Reviewed on: 8th July 2022
Faye Hendry's avatar
Faye Hendry

Could not be happier

5
Do not ask me why, but, i am more comfortable and secure using this credit card method than all my others. Simple, clear, and secure and keeps you informed every step of the way. Enjoy life. Reviewed on: 8th July 2022
Bob Sangster's avatar
Bob Sangster

Great in these difficult times.

5
PayPal credit has been a life saver in these tough times with low Apr compared to everyone else. I would be lost without it. Reviewed on: 8th July 2022
Ragga Muffin's avatar
Ragga Muffin

Payment resolution

5
I had a payment problem it was sorted out in one phone call in less than 15 mins. Staff friendly and very knowledgeable and efficient and passionate and patient Reviewed on: 8th July 2022
Wayne Durand's avatar
Wayne Durand

Good

5
PayPall is good for me and it’s good so you bay and you can by it and pay it later Reviewed on: 8th July 2022
Morry771's avatar
Morry771

ok

5
o aplicatie ok , merita sa incercati Reviewed on: 8th July 2022
Dorel Ioan Bura's avatar
Dorel Ioan Bura

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