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PayPal: PayPal Credit reviews

Name: PayPal Credit
Rating: 4.73 (181145 reviews)

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4.73

Based on 181,145 reviews, last reviewed 8th Sep 2026

43% decrease in 5 star reviews

in the past 90 days

25% decrease in 1 star reviews

in the past 90 days

92%

Latest highest rating:

5

Easy to set up, reminders when payment is due. Easy to set up, reminders when payment is due. Reviewed on: 8th September 2026

Latest lowest rating:

2

great app, very useful n othing like it great app, very useful n othing like it Reviewed on: 23rd July 2026

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About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

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PayPal PayPal Credit reviews (181145)

I find it the most easy way to pay when I buy from t...

I find it the most easy way to pay when I buy from the internet and it’s very safe as well and it’s so quick to use never had a problem with PayPal just a great service to use Reviewed on: 9th June 2026

It was easy to apply and also really quick

It was easy to apply and also really quick Reviewed on: 9th June 2026

So easy to use literally everywhere and great value...

So easy to use literally everywhere and great value to own. Reviewed on: 9th June 2026

Great service for creators

I have used PayPal for many years and the service has been very beneficial to me and my art practice! Reviewed on: 9th June 2026

It is easy to use, clear and helpful.

It is easy to use, clear and helpful. I use is every month Reviewed on: 9th June 2026

Great facility for everyday purchases

Very useful and easy to use to make purchases and send money to friends and family Reviewed on: 9th June 2026

Great but could be even better

The payments take forever to settle in account. They should be instantaneous in this day and age. Also there’s no way to have PayPal credit as standard payment in ebay when submitting offers. There should be a facility to up PayPal credit account with a credit card Reviewed on: 9th June 2026

Paypal are always there to help!

Paypal are always there to help. Easy to get through to a human at customer services. Reviewed on: 9th June 2026

Easy to use.

Easy to use. Fast approval. I’m using PayPal for years. Reviewed on: 9th June 2026

Very flexible finance options excellent for paying f...

Very flexible finance options excellent for paying friends and family in one place and keeping track of transactions between each other and keeping details on what the payment is for me and my friends use it a lot Reviewed on: 9th June 2026

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