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PayPal: PayPal Credit reviews

View other PayPal products
4.91
Based on 55,796 reviews, last reviewed 7th Apr 2026
462300% increase in 5 star reviews
in the past 90 days
1200% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
93%
See only 4 star reviews
6%
See only 3 star reviews
1%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

PayPal Credit - What a relief! I recently had an excellent experience using PayPal Credit for an online purchase. I was able to buy a new laptop without having to pay the full cost ... Read more Reviewed on: 7th April 2026
Jake hobson's avatar
Jake hobson

Latest lowest rating:

1

It is very confusing to use the app, money takes day... It is very confusing to use the app, money takes days to clear. It doesn’t always appear to be accurate. Reviewed on: 7th April 2026
Annabelle's avatar
Annabelle
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About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

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PayPal PayPal Credit reviews (55796)

Simple and clear

5
Really happy with PayPal credit. Simple and straightforward to use across multiple platforms. Reviewed on: 9th July 2022
mahira35@hotmail.co.uk's avatar
[email protected]

Very happy

5
I have used this service for many years and have no issues. I like the added proctection with Paypal and any claims are dealt quickly. Reviewed on: 9th July 2022
Ata Ul-Haq Hashmi's avatar
Ata Ul-Haq Hashmi

Manageable to use

5
So happy to use my paypal credit you are relax anytime time you feel and want to shop and repay it till due date.with the zero interest. Reviewed on: 9th July 2022
Jinky Nikki's avatar
Jinky Nikki

The best product

5
Very helpful when needed Reviewed on: 9th July 2022
George Tudor's avatar
George Tudor

PayPal Credit

5
Fast, reliable and trusted. Payment are made in a matter of seconds and by far the best credit lender out there. Reviewed on: 9th July 2022
Marcellus's avatar
Marcellus

Good

5
It’s good I have been using PayPal for last 15 years. It’s a Good service. Reviewed on: 8th July 2022
Salman Saleem's avatar
Salman Saleem

Good for purchasing more flexibly and also PayPal credit option is everywhere available.

5
Excellent for purchasing hassle free payments and also best experience with online retailers. Reviewed on: 8th July 2022
Pasupuleti Naveen's avatar
Pasupuleti Naveen

4 months interest free

5
Nothing more simple and a much better deal than any other credit facility. Love the 4 months interest free! Reviewed on: 8th July 2022
L CC's avatar
L CC

PayPal best credit provider

5
Have dealt with PayPal for some time and found the company to be helpful and customer service is excellent. My sons put me on to this and glad they did. Reviewed on: 8th July 2022
Liz Garratt's avatar
Liz Garratt

paypal credit

5
its a great thing to have, especially when something goes wrong with my car and i am short of cash i can just use my paypal credit to buy the things i need and pay it back with multiple choices of payment methods Reviewed on: 8th July 2022
finlay horsburgh's avatar
finlay horsburgh

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