Write a review

Newsletter

Go to business site

PayPal: PayPal Credit reviews

Name: PayPal Credit
Rating: 4.73 (148805 reviews)

View other PayPal products

4.73

Based on 148,766 reviews, last reviewed 4th Jul 2026

4499750% increase in 5 star reviews

in the past 90 days

13250% increase in 1 star reviews

in the past 90 days

92%

Latest highest rating:

5

Really easy to use. Really easy to use. I feel safer paying with PayPal and won't buy if that option is not available Reviewed on: 4th July 2026

Latest lowest rating:

2

Can't make separate transfers. Can't make separate transfers. Just direct debit Reviewed on: 4th July 2026

Read all reviews Write a review

About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

Review PayPal: PayPal Credit now

Help others make smarter decisions by sharing your own experience.

Write a review

PayPal PayPal Credit reviews (148805)

Gives me protection I need, o had few occasions when...

Gives me protection I need, o had few occasions when i purchased something thru pay pal as I knew I could count on them resolving potential issue. Reviewed on: 4th May 2026

Very easy to use.

Very easy to use. Very user friendly. Reviewed on: 4th May 2026

Frustrating, as ever increasing payments, without de...

Frustrating, as ever increasing payments, without debt related, over years Reviewed on: 4th May 2026

It’s so simple to use and pay for items when orderin...

It’s so simple to use and pay for items when ordering online Reviewed on: 4th May 2026

I have been using PayPal since 2002 .

I have been using PayPal since 2002 . And with credit care of 4 month interest free made life easier Reviewed on: 4th May 2026

Excellent customer service

The speed in which PayPal tackle issues, is so good and very appreciative. Reviewed on: 4th May 2026

Convenient to use for all things!

Convenient to use for all things! Reviewed on: 4th May 2026

Brilliant easy to use can buy anything on a budget...

Brilliant easy to use can buy anything on a budget Reviewed on: 4th May 2026

Just a good service altogether, for purchasing, payi...

Just a good service altogether, for purchasing, paying etc especially when you need an item urgently and can't afford to pay for it in full at the time. Reviewed on: 4th May 2026

Always flawless!

Always flawless! Easy to see the balance, orders and outstanding amounts. Reviewed on: 4th May 2026

Do you have a different PayPal product?

Share your experiences with products to help others make smarter financial decisions and learn more about different products available. Write a review

Alternative products

Retail Finance
from Novuna Personal Finance 4.73 from 173 reviews
Retail Finance
from Omni Capital Retail Finance 3.99 from 4 reviews
Better Off Calculator
from Policy in Practice 4.64 from 496 reviews

Want to see more from PayPal?

Pay in 3
from PayPal 4.76 from 79763 reviews
Payments
from PayPal 4.71 from 3759 reviews
Credit card
from PayPal 4.70 from 101 reviews

View all products

Join Smart Money People

Keep up to date on ratings of your favourite businesses. Find out about our awards and write new reviews with ease

Create an account

News, guides and insight from our team

View resource hub