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PayPal: PayPal Credit reviews

View other PayPal products
4.91
Based on 56,138 reviews, last reviewed 7th Apr 2026
493900% increase in 5 star reviews
in the past 90 days
1300% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
93%
See only 4 star reviews
6%
See only 3 star reviews
1%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

Always friendly and polite customer service. Always friendly and polite customer service. Always solve the problem as well. Reviewed on: 7th April 2026
JONATHAN FOX's avatar
JONATHAN FOX

Latest lowest rating:

1

The worst App ever (Fraud and Scammer) The worst App ever (Fraud and Scammer) Reviewed on: 7th April 2026
Remon L's avatar
Remon L
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About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

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PayPal PayPal Credit reviews (56138)

Professional

3
The service is prompt and effective and l if something goes wrong, PayPal customer service doesn’t disappoint Reviewed on: 10th August 2022
The Arch Money Advice UK's avatar
The Arch Money Advice UK

Shopping and bills

4
Great service easy to navigate as well quick and safe to pay for anything you need ⭐️⭐️⭐️⭐️⭐️ Reviewed on: 10th August 2022
A's avatar
A

The easiest and most affordable way to use credit.

5
Using PP credit is convenient, manageable and affordable. The method is accepted almost everywhere and their repayment plans are so easy to manage and keep track of. Without a doubt the best credit provider i have used. Reviewed on: 10th August 2022
Ellis Collingborn's avatar
Ellis Collingborn

Good simple solution

5
I'm very happy with PayPal credit Reviewed on: 10th August 2022
Broos26's avatar
Broos26

Easy to Use

5
Easy to use and secure, easy to make payments and interest free for a few months Reviewed on: 10th August 2022
CSWalv's avatar
CSWalv

Simple and convenient

5
paypal is very easy to use. I love the pay in three option and that it offers 0% interest on many things if paid by a certain time. Reviewed on: 10th August 2022
Samisa Clarke's avatar
Samisa Clarke

Great way to do shopping

5
As I do most of my shopping online I do not like to put my card details everywhere. Therefore I use paypal every time there is the option to do that. With the paypal credit it is so easy to buy even the big, expensive things and pay it in few months without any interest. I really like it. Reviewed on: 10th August 2022
Martin Rimsky's avatar
Martin Rimsky

Paypal Credit is slick and easy

5
Paypal Credit gives me a lot of flexibility when buying products online and helps a lot in times close to pay day when I need to buy something but don't have the money. The pay in 3 service is also seriously useful allowing me to split the payment of a more expensive item across three paychecks! Reviewed on: 10th August 2022
05 d's avatar
05 d

Best In Class

5
The interest free period is so humane and helps us to get by. Having more time to pay back without interest is the best a financial institution can do for consumer Reviewed on: 10th August 2022
Chidozie's avatar
Chidozie

PayPal all the way

5
PayPal credit is simple and convenient, you get 4 months interest free to pay off balance. It has really helped me when it comes to emergencies like washing machine breakdown. Definitely recommend them Reviewed on: 9th August 2022
Shooky Shooky's avatar
Shooky Shooky

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