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PayPal: PayPal Credit reviews

Name: PayPal Credit
Rating: 4.73 (181145 reviews)

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4.73

Based on 181,145 reviews, last reviewed 8th Sep 2026

43% decrease in 5 star reviews

in the past 90 days

25% decrease in 1 star reviews

in the past 90 days

92%

Latest highest rating:

5

Easy to set up, reminders when payment is due. Easy to set up, reminders when payment is due. Reviewed on: 8th September 2026

Latest lowest rating:

2

great app, very useful n othing like it great app, very useful n othing like it Reviewed on: 23rd July 2026

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About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

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PayPal PayPal Credit reviews (181145)

Good but repaying can get confusing.

Good but repaying can get confusing. Reviewed on: 9th June 2026

Using PayPal credit is a breeze and I can always kee...

Using PayPal credit is a breeze and I can always keep track of my spendings and scheduled payments. The regular email updates regarding the credit are very useful. Reviewed on: 9th June 2026

Got me out of a few sticky situations.

Got me out of a few sticky situations. Handy to have. Reviewed on: 9th June 2026

Paypal c is amazing help out a lot

Paypal c is amazing help out a lot Reviewed on: 9th June 2026

Good but pay in 3 list needs to be clearer

Good but pay in 3 list needs to be clearer Reviewed on: 9th June 2026

Easy, useful

Easy to use, useful for important purposes. Have had no problems with making payments. Reviewed on: 9th June 2026

Easy to contact and easy to use

Easy to contact and easy to use the service Reviewed on: 9th June 2026

Great services

***** star rating, love paypal, have been using it for many years. Good service. Reviewed on: 9th June 2026

Fab & Easy

Easy to do, without any hassle. It's so straightforward. Reviewed on: 9th June 2026

I find that best credit arrangement

I find that everything works well Reviewed on: 9th June 2026

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