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PayPal: PayPal Credit reviews

Name: PayPal Credit
Rating: 4.73 (181145 reviews)

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4.73

Based on 181,145 reviews, last reviewed 8th Sep 2026

43% decrease in 5 star reviews

in the past 90 days

25% decrease in 1 star reviews

in the past 90 days

92%

Latest highest rating:

5

Easy to set up, reminders when payment is due. Easy to set up, reminders when payment is due. Reviewed on: 8th September 2026

Latest lowest rating:

2

great app, very useful n othing like it great app, very useful n othing like it Reviewed on: 23rd July 2026

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About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

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PayPal PayPal Credit reviews (181145)

Always feel confident in using PayPal, knowing I hav...

Always feel confident in using PayPal, knowing I have security, peace of mind and assistance if required to resolve any issues. Reviewed on: 9th June 2026

Safe way to shop,with interest free credit.

I have used PayPal and PayPal credit for years. It is a safe way to shop because you do not have to give your bank details every time you shop, and if you use credit you have four months interest free to pay off larger amounts. Also any problems are sorted quickly with money back guarantees if found to be correct. Which has happened to me a couple of time's. Reviewed on: 9th June 2026

Ease of use anywhere I go.

Ease of use anywhere I go. Safe to use with others ypu do not know and this keeps your items/money safe. Reviewed on: 9th June 2026

Trusted Worldwide Payment

I always preferre to use PayPal service because PayPal stands out for its reliability, innovation, and customer-focused approach. It simplifies digital payments by providing a seamless and secure experience for users. With quick transactions, strong protection, and worldwide accessibility, PayPal has become an essential tool for modern financial services. Reviewed on: 9th June 2026

Fantastic easy to use payment service.

Fantastic easy to use payment service. Love the pay in 3 Reviewed on: 9th June 2026

Straightforward and easy to use.

Straightforward and easy to use. Easy to apply Reviewed on: 9th June 2026

Very easy to do a pay in 4.

Very easy to do a pay in 4. Helps me extend payment terms. Reviewed on: 9th June 2026

Easy to use and great value with interest free credit

Easy to use and great value with interest free credit Reviewed on: 9th June 2026

PayPal is a safe and easy.

PayPal is a safe and easy way to make purchases of all kinds. Reviewed on: 9th June 2026

Good way to pay.

Easy to deal with & have used for a long time now. Reviewed on: 9th June 2026

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