Smart Money People Logo
Go to business site
Share this page
Link copied

PayPal: PayPal Credit reviews

View other PayPal products
4.91
Based on 56,397 reviews, last reviewed 7th Apr 2026
517600% increase in 5 star reviews
in the past 90 days
1400% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
93%
See only 4 star reviews
6%
See only 3 star reviews
1%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

Fantastic service. Fantastic service. Would highly recommend to anyone Reviewed on: 7th April 2026
Alan D's avatar
Alan D

Latest lowest rating:

2

Customer service agents are keen but let down by the... Customer service agents are keen but let down by the company systems. Very high interest APR. iPhone app has glitches and app software not well writte... Read more Reviewed on: 7th April 2026
Howard's avatar
Howard
Read all reviews Write a review

About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

Review PayPal: PayPal Credit now

Help others make smarter decisions by sharing your own experience.
Give a 1 star rating Give a 2 star rating Give a 3 star rating Give a 4 star rating Give a 5 star rating
Write a review

PayPal PayPal Credit reviews (56397)

Amazing Service

5
Amazing service get support very happy Reviewed on: 12th August 2022
Blade East's avatar
Blade East

Easy

5
Very easy to manage and look over your spendings and payments. Massive plus is a no interest loan! Love it Reviewed on: 12th August 2022
Anete Krista's avatar
Anete Krista

transactions

5
Very easy to transfer and receive monies Reviewed on: 12th August 2022
Shaun Morley's avatar
Shaun Morley

Easy to use and safe

5
The best and safe method to pay... Reviewed on: 12th August 2022
Gabor Szucs's avatar
Gabor Szucs

My review

5
I personally enjoy using paypal services for splitting bills, and paying friends. I have also made use of PayPal’s crypto feature. It’s perfectly simple! Credit with PayPal is a bliss and the direct debit setup has made budgeting so easy Reviewed on: 12th August 2022
Ben Robinson's avatar
Ben Robinson

Great service

4
Easy to use service, only down side is not all retailers let you pay with PayPal but most big retailers do. Reviewed on: 12th August 2022
Hayley's avatar
Hayley

Easy money

5
Made wonga on the crypto and made my life easier paying in three Reviewed on: 12th August 2022
Tom's avatar
Tom

Excellent company

5
Great website. Easy to follow. Would recommend to my friends (if I had any) Reviewed on: 12th August 2022
Ted Marshall's avatar
Ted Marshall

Fantastic option to pay easy

5
PayPal credit isn't just an option it’s my go to option to finance short term purchases without racking up interest. Highly recommended Reviewed on: 12th August 2022
Chukwuemeka Nwaojigba's avatar
Chukwuemeka Nwaojigba

Easy to use

5
I have purchased a few things over £99 - instant 4 months interest free credit - easy to use - very good Reviewed on: 12th August 2022
Phil C's avatar
Phil C

Review PayPal: PayPal Credit now

Help others make smarter decisions by sharing your own experience.
Give a 1 star rating Give a 2 star rating Give a 3 star rating Give a 4 star rating Give a 5 star rating
Write a review

Join Smart Money People

Keep up to date on ratings of your favourite businesses. Find out about our awards and write new reviews with ease

Create an account
Man on beach

News, guides and insight from our team

View resource hub
UK money news stories - 24 July 2024
UK money news stories - 24 July 2024
24th July 2024
Posted in Money Talks by Errolyn Smith
Your Money, Your Voice: Have your say
Your Money, Your Voice: Have your say
24th July 2024
Posted in Our insights by Errolyn Smith
Our latest research - customers see little impact of FCA's Consumer Duty one year on
Our latest research - customers see little impact of FCA's Consumer Duty one year on
24th July 2024
Posted in Our insights by Darryl Barkwill
Consumer credit awards winners 2024
Consumer credit awards winners 2024
11th July 2024
Posted in Awards by Darryl Barkwill