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PayPal: PayPal Credit reviews

4.73
Based on 148,766 reviews, last reviewed 4th Jul 2026
4499750% increase in 5 star reviews
in the past 90 days
13250% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
92%
See only 4 star reviews
7%
See only 3 star reviews
1%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

Really easy to use. Really easy to use. I feel safer paying with PayPal and won't buy if that option is not available Reviewed on: 4th July 2026
Tracy M's avatar
Tracy M

Latest lowest rating:

2

Can't make separate transfers. Can't make separate transfers. Just direct debit Reviewed on: 4th July 2026
Michu's avatar
Michu

About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

Review PayPal: PayPal Credit now

Help others make smarter decisions by sharing your own experience. Write a review

PayPal PayPal Credit reviews (148818)

Perfect easy to use

5
No problems friendly easy to use Reviewed on: 4th May 2026

Very good and easy to use and very handy

5
Very good and easy to use and very handy Reviewed on: 4th May 2026

From the beginning...

4
From the beginning of my relationship with PayPal, I have seen the company continually improve. The technology they have developed over the years is both secure and easy to use. It remains my preferred method for handling financial transactions online. Reviewed on: 4th May 2026

Easy and safe to use.

5
Easy and safe to use. Love PayPal Reviewed on: 4th May 2026

PayPal simplicity

5
PayPal is simple to use quick and reliable payment service and they have been great over the many years I’ve been using it Reviewed on: 4th May 2026

Fantastic

5
Helping me spread the cost from time to time Reviewed on: 4th May 2026

Amazing and easy to use.

5
Amazing and easy to use. Ability to use for various things whilst keeping your details secure. Reviewed on: 4th May 2026

Best method of payment for years

5
I've been using PayPal for almost 20 years and I have beenbhappy ever since Reviewed on: 4th May 2026

Paypal has been amazing throughout my credit journey.

5
Paypal has been amazing throughout my credit journey. Always had pay later option which makes finances more easy Reviewed on: 4th May 2026

Using paypal make life easy for me

5
Using paypal make life easy for me Reviewed on: 4th May 2026

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