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PayPal: PayPal Credit reviews

Name: PayPal Credit
Rating: 4.73 (148823 reviews)

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4.73

Based on 148,766 reviews, last reviewed 4th Jul 2026

4499750% increase in 5 star reviews

in the past 90 days

13250% increase in 1 star reviews

in the past 90 days

92%

Latest highest rating:

5

Really easy to use. Really easy to use. I feel safer paying with PayPal and won't buy if that option is not available Reviewed on: 4th July 2026

Latest lowest rating:

2

Can't make separate transfers. Can't make separate transfers. Just direct debit Reviewed on: 4th July 2026

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About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

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PayPal PayPal Credit reviews (148823)

Fast, Secure, and Easy to Use

I’ve had a really positive experience using PayPal. Payments are quick, secure, and easy to manage, whether I’m shopping online or sending money to friends. The interface is user-friendly, and I appreciate the added layer of buyer protection for peace of mind. Overall, it’s a reliable service that I trust and use regularly. Reviewed on: 4th May 2026

The system for immediate payment is very easy.

The system for immediate payment is very easy. The facility to spread larger payments over three periods without interest is so helpful for purchasing larger items, and the credit service was easy to join, a good interest rate, which I have not had to use because of the helpful pay Witham certain time no interest is applied. Great service. Reviewed on: 4th May 2026

Great experience , no issues, would recommend

Great experience , no issues, would recommend Reviewed on: 4th May 2026

Easy to use, very helpful, many good features.

Easy to use, very helpful, many good features. Reviewed on: 4th May 2026

Easy to use and very simple and safe

Easy to use and very simple and safe Reviewed on: 4th May 2026

Amazing , as I am 19 and struggle to get a credit ca...

Amazing , as I am 19 and struggle to get a credit card it has been perfect for me. Allowed me to pay for concerts and holidays !! Reviewed on: 4th May 2026

Very satisfactory, easy to use and good customer ser...

Very satisfactory, easy to use and good customer service when you need help from advisors Reviewed on: 4th May 2026

PayPal - The gift that keeps giving.

I find it surprising that many more don't use PayPal. I always recommend it to people. They make payments simple, credit how it should be. Constant offers and now the point system was such a great addition I decided to own some PayPal stock. PayPal is necessary in my financial journey and it should be in yours! Reviewed on: 4th May 2026

PayPal - simple and straightforward.

Because of the variety of payment options, PayPal stands out. The app is really straightforward, the dashboard is excellent. Reviewed on: 4th May 2026

Straightforward, useful and fair service.

Straightforward, useful and fair service. Reviewed on: 4th May 2026

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