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PayPal: PayPal Credit reviews

Name: PayPal Credit
Rating: 4.73 (181145 reviews)

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4.73

Based on 181,145 reviews, last reviewed 8th Sep 2026

43% decrease in 5 star reviews

in the past 90 days

25% decrease in 1 star reviews

in the past 90 days

92%

Latest highest rating:

5

Easy to set up, reminders when payment is due. Easy to set up, reminders when payment is due. Reviewed on: 8th September 2026

Latest lowest rating:

2

great app, very useful n othing like it great app, very useful n othing like it Reviewed on: 23rd July 2026

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About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

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PayPal PayPal Credit reviews (181145)

Love the easy and hassle free check out experience.

Love the easy and hassle free check out experience. Reviewed on: 9th June 2026

PayPal credit has been a lifeline for me when ive ne...

PayPal credit has been a lifeline for me when ive needed it. It helped me deal with an unexpected emergency that arose & then when I needed assistance the customer service were on hand to answer any questions I had. Reviewed on: 9th June 2026

Easiest platform to use

Easy platform to use it’s everywhere and customer service is always on it for any issue. Reviewed on: 9th June 2026

PayPal is the best!

I’ve been using PayPal Credit for over 10 years and have always had a great experience. Their service has been reliable, straightforward, and very helpful whenever I’ve needed support. The interest rates have been reasonable compared to many alternatives, and managing payments is simple. One feature I particularly like is the Pay in 3 option, which makes larger purchases much easier to budget for without extra stress. Transactions are quick, secure, and easy to track through the app. Overall, PayPal Credit has been a valuable financial tool for me, and I would happily recommend it to others. Reviewed on: 9th June 2026

Simple to use

Simple to use, easy to keep on top of where my money is up to, the app is really user friendly and clear. Reviewed on: 9th June 2026

Paypal credit

I’ve had a positive experience with your service. The application process was straightforward, communication was clear, and customer support was helpful when needed. Reviewed on: 9th June 2026

My experience with PayPal is good.

My experience with PayPal is good. It is easy to get support when needed and most of my issues are resolved. Reviewed on: 9th June 2026

I have had no problems with PayPal credit, its a sim...

I have had no problems with PayPal credit, its a simple and easy process, and is very convenient to use Reviewed on: 9th June 2026

Pay pal is easy to use, they do great offers and mak...

Pay pal is easy to use, they do great offers and make purchases safe and easy Reviewed on: 9th June 2026

Having used PayPal credit for many years I find it o...

Having used PayPal credit for many years I find it one of the easiest and safest ways to pay online. Customer service could be better, sometimes it's hard to get to a person rather than the AI scripted responses. Reviewed on: 9th June 2026

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