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PayPal: PayPal Credit reviews

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4.91
Based on 56,807 reviews, last reviewed 7th Apr 2026
555200% increase in 5 star reviews
in the past 90 days
1500% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
93%
See only 4 star reviews
6%
See only 3 star reviews
1%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

4

Pay pal convenient to use . Generally the credit options offered are very good and convenient, I find navigating the the app could be improved. Reviewed on: 7th April 2026
Gary H's avatar
Gary H

Latest lowest rating:

2

Missed payment ,really ? Used PayPal for years no probs ,never missed a payment then one oversight by a debit not being paid when there was ample money in their account and th... Read more Reviewed on: 7th April 2026
Paul T's avatar
Paul T
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About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

Review PayPal: PayPal Credit now

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PayPal PayPal Credit reviews (56807)

quick and great customer service

5
I had a few issues during the years I have been with Paypal and I have never seen such polite and excellent customer service in my life. Reviewed on: 31st July 2023
Ferry B's avatar
Ferry B

Hassle free credit

4
PayPal Credit is an excellent financial tool for online shoppers. With its convenient payment options, it allows users to make purchases and pay for them later, making it easier to manage expenses. The application process is straightforward, and it offers competitive interest rates and promotional financing deals. Additionally, the integration with PayPal accounts makes transactions seamless. However, users should be mindful of managing their credit responsibly to avoid accumulating debt. Overall, PayPal Credit is a valuable option for those who want a flexible payment solution when shopping online. Reviewed on: 31st July 2023
Aditya's avatar
Aditya

Excellent

5
I have always used paypal to say are brent thank you Reviewed on: 31st July 2023
Noel Longdin's avatar
Noel Longdin

Recommended for online purchases

5
Secure and easy repayment terms. Great help during cost of living crisis. Reviewed on: 31st July 2023
S Rochester's avatar
S Rochester

0% helps me to spread my costs over 4months just amazing

5
I am able to spread my cost of 4months without the worry of paying interest on my purchase- Just amazing!! If only all credit cards had the same options would really help people without falling in debt trying to repay interest!! Reviewed on: 31st July 2023
sajida.sk80@gmail.com's avatar
[email protected]

Happy customer

5
So happy to use Pay Pal, protecting my money also. Reviewed on: 31st July 2023
Mariya's avatar
Mariya

Excellent service

5
PayPal credit is a perfect solution for all shopping needs. They offer 0%interest on plans. The app is straight forward and easy to use. All in all just brilliance. Reviewed on: 31st July 2023
Sarah Johns's avatar
Sarah Johns

Worth it

5
Brilliant, easy to use and helpful Reviewed on: 31st July 2023
Adeola Owolabi's avatar
Adeola Owolabi

Very very helpful and flexible

5
PayPal credit card very helpful and flexible to use. 0% 4 months facilitates given . Which’s big help for like us family people purchase something for children’s. Help me lots lots . Thank you PayPal credit card company. Thank you so much. Full marks from me n family. Reviewed on: 31st July 2023
Hemendrakumar patel's avatar
Hemendrakumar patel

The best credit provider

5
I find Paypal credit easy and handy for my daily transaction. Paying on time and getting instant cash when needed. Reviewed on: 31st July 2023
Taneem TUR's avatar
Taneem TUR

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