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PayPal: PayPal Credit reviews

Name: PayPal Credit
Rating: 4.73 (148845 reviews)

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4.73

Based on 148,766 reviews, last reviewed 4th Jul 2026

4499750% increase in 5 star reviews

in the past 90 days

13250% increase in 1 star reviews

in the past 90 days

92%

Latest highest rating:

5

Really easy to use. Really easy to use. I feel safer paying with PayPal and won't buy if that option is not available Reviewed on: 4th July 2026

Latest lowest rating:

2

Can't make separate transfers. Can't make separate transfers. Just direct debit Reviewed on: 4th July 2026

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About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

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PayPal PayPal Credit reviews (148846)

It's simply the best way to shop

It's simply the best way to shop Reviewed on: 5th May 2026

I using PayPal above 10 years and I'm never worried...

I using PayPal above 10 years and I'm never worried about my money, I recommend safety transactions with PayPal Reviewed on: 5th May 2026

Better than a bank app

Paypal to me has been the safest payment method! Easy to use and has added applications such as xoom payment that really facilitate money transfer that I use very much. I have been using the app for years and I am satisfied 100 percent Reviewed on: 5th May 2026

Good rate easy to use accepted in all shops etc but...

Good rate easy to use accepted in all shops etc but got trouble with paying for credit I used transaction not going through and it’s taking quite a lot of time to see it’s been paid or not Reviewed on: 5th May 2026

Super Duper

Straight forward with no worries of fraud Reviewed on: 5th May 2026

I am using PayPal 15 years always help me shopping...

I am using PayPal 15 years always help me shopping Reviewed on: 5th May 2026

Iv always entrusted my money transactions with paypa...

Iv always entrusted my money transactions with paypal and enjoy the credit card provided too Reviewed on: 5th May 2026

The experience is good, not outstanding.

The experience is good, not outstanding. Reviewed on: 5th May 2026

Very convenient and quick.

Very convenient and quick. Easy to handle and very useful Reviewed on: 5th May 2026

Would be great to talk to a real perdon

If there are issues it can be difficult to speak to a real person Reviewed on: 5th May 2026

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