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PayPal: PayPal Credit reviews

Name: PayPal Credit
Rating: 4.73 (148928 reviews)

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4.73

Based on 148,766 reviews, last reviewed 4th Jul 2026

4499750% increase in 5 star reviews

in the past 90 days

13250% increase in 1 star reviews

in the past 90 days

92%

Latest highest rating:

5

Really easy to use. Really easy to use. I feel safer paying with PayPal and won't buy if that option is not available Reviewed on: 4th July 2026

Latest lowest rating:

2

Can't make separate transfers. Can't make separate transfers. Just direct debit Reviewed on: 4th July 2026

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About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

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PayPal PayPal Credit reviews (148928)

Easy fast secure.

Easy fast secure. Love to use it. Easy installment payments when you don’t have the full cash upfront. Reviewed on: 5th May 2026

I love the fact it gives me a chance to break my mon...

I love the fact it gives me a chance to break my money up and get shopping easy without the stress having to pay the full money at one time . The 3 easy payments is god saint Reviewed on: 5th May 2026

Faultless service which gives great piece of mind

Faultless service which gives great piece of mind Reviewed on: 5th May 2026

PayPal is really safe.

PayPal is really safe. I've never had any issues Reviewed on: 5th May 2026

My experience

My experience using PayPal has been very good, easy access and quick responses to my questions. Reviewed on: 5th May 2026

Used PayPal for years.

Used PayPal for years. Feel safe with them and any problems with companies dealt with Reviewed on: 5th May 2026

Quick to set up & Easy to Use.

Quick to set up & Easy to Use. There is plenty of customer support available if needed. Reviewed on: 5th May 2026

PayPal is my pay pal

I love the use of PayPal and options available, pay now, pay in 3 or PayPal credit. Choices like this are great, It's a secure option, I do not want multiple vendors have my bank or card details, You get buyer protection, I can make purchases around the world securely. What's not to like. Reviewed on: 5th May 2026

Never had a bad experience always there to help

Never had a bad experience always there to help Reviewed on: 5th May 2026

Why I Tap PayPal Credit First

PayPal Credit is my secret weapon for life’s bigger buys. Whether it’s splitting the cost of a new laptop, snapping up a holiday deal, or finally upgrading the sofa, the interest-free option on purchases over £99 means I can spread the cost without the stress Reviewed on: 5th May 2026

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