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PayPal: PayPal Credit reviews

Name: PayPal Credit
Rating: 4.73 (181145 reviews)

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4.73

Based on 181,145 reviews, last reviewed 8th Sep 2026

43% decrease in 5 star reviews

in the past 90 days

25% decrease in 1 star reviews

in the past 90 days

92%

Latest highest rating:

5

Easy to set up, reminders when payment is due. Easy to set up, reminders when payment is due. Reviewed on: 8th September 2026

Latest lowest rating:

2

great app, very useful n othing like it great app, very useful n othing like it Reviewed on: 23rd July 2026

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About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

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PayPal PayPal Credit reviews (181145)

I have very good experience with PayPal.

I have very good experience with PayPal. Always when I need some buy but not have money on my account I pay PayPal credit. This is esy and repayment is fair. Reviewed on: 9th June 2026

PayPal credit is the only credit card I need, the 4...

PayPal credit is the only credit card I need, the 4 months interest free period is great for big purchases, and payments are very straightforward. Reviewed on: 9th June 2026

Easy secure service

Secure easy way to purchase items online with the option of spreading the cost Reviewed on: 9th June 2026

Good app.

Good app. Easy to use. Good amount of credit given. Reviewed on: 9th June 2026

Great customer service

Great customer service helped me with refund of a product the seller wouldn’t engage with. Reviewed on: 9th June 2026

Very workable

Very workable with the pay over 4 months for bigger payments Reviewed on: 9th June 2026

Check out ease Generally good.

Generally good. Easy checkout payments Reviewed on: 9th June 2026

PayPal are helpful

PayPal are very flexible always there to help and terms are very reasonable Reviewed on: 9th June 2026

Found it really easy to use the app, clear and concise.

Found it really easy to use the app, clear and concise. Use of paypal credit has allowed me flexibility of purchasing things and has been a fantastic alternative to using a credit card. Reviewed on: 9th June 2026

A Smooth and Hassle-Free Payment Solution

I have found PayPal to be an outstanding application—simple, efficient, and highly reliable. The platform is easy to navigate, transactions are completed smoothly, and the overall experience is friendly and hassle- Reviewed on: 9th June 2026

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