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PayPal: PayPal Credit reviews

Name: PayPal Credit
Rating: 4.73 (181145 reviews)

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4.73

Based on 181,145 reviews, last reviewed 8th Sep 2026

43% decrease in 5 star reviews

in the past 90 days

25% decrease in 1 star reviews

in the past 90 days

92%

Latest highest rating:

5

Easy to set up, reminders when payment is due. Easy to set up, reminders when payment is due. Reviewed on: 8th September 2026

Latest lowest rating:

2

great app, very useful n othing like it great app, very useful n othing like it Reviewed on: 23rd July 2026

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About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

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PayPal PayPal Credit reviews (181145)

Love the pay in 3 option to help balance out life’s...

Love the pay in 3 option to help balance out life’s unexpected expenses. Reviewed on: 9th June 2026

Easy simple to use.

Easy simple to use. Options to pay layout easy to navigate. Reviewed on: 9th June 2026

Easy to use, straight forward way of making your pur...

Easy to use, straight forward way of making your purchasing of products efficient all in one place. Reviewed on: 9th June 2026

Credit without the high interest rate

Having used paypal for years as an online payment method i recently applied for a credit account. I do not use any credit methods due to the high charge rates but pay pal allows me to spread payments without incurring high intrest rates Reviewed on: 9th June 2026

My experience has always been good with PayPal, when...

My experience has always been good with PayPal, when disputing transactions they handle matters fairly and efficiently . Pay in 3 is also a great option when making larger purchases Reviewed on: 9th June 2026

PayPal credit is always useful to have for those eme...

PayPal credit is always useful to have for those emergencies that crop up. The interest rate is competitive but if you spend over £99 you can also split over 4 months interest free. It’s easy to check out and it’s available to use at most online shops. Reviewed on: 9th June 2026

Paypal credit.

I've been using PayPal credit over couple of years now.. it is a supporting financial initiative to her customers. Many of us have benefited from her flexibility. Reviewed on: 9th June 2026

Excellent customer service

Whenever I have had any problems, they have always been dealt with it fairly and promptly. Reviewed on: 9th June 2026

Your money is safe using PayPal

I have contacted PayPal once to complain about a retailer. They were very helpful to get my money back Purchasing with PayPal I know my money is safe. Their credit is very useful if an item is too expensive to pay on full. Reviewed on: 9th June 2026

Only had to deal with customer service once or twice...

Only had to deal with customer service once or twice,PayPal like the pay in 3 very good options also the PayPal Credit again upto 4 months interest free.When I/we purchase any items always look for the PayPal option Reviewed on: 9th June 2026

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