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PayPal: PayPal Credit reviews

View other PayPal products
4.91
Based on 57,091 reviews, last reviewed 8th Apr 2026
581000% increase in 5 star reviews
in the past 90 days
1500% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
93%
See only 4 star reviews
6%
See only 3 star reviews
1%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

Easy to apply, easy to maintain. Easy to apply, easy to maintain. A helpful all round experience for financing in several ways. Reviewed on: 8th April 2026
Phoenix S's avatar
Phoenix S

Latest lowest rating:

2

It's okay It's being okay using Paypal the Paypal Credit 0% is a great feature. Reviewed on: 7th April 2026
nick s's avatar
nick s
Read all reviews Write a review

About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

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PayPal PayPal Credit reviews (57092)

Excellent service

5
Excellent customer service. Transaction process quite fast and portal is to use. Reviewed on: 11th May 2024
Keyla M's avatar
Keyla M

Easy to access funds with interest free period

5
Easy to access funds with interest free period a bonus. DD set up is easy with timely reminders before payment. End of offer date clearly specified. Reviewed on: 11th May 2024
Daniel C's avatar
Daniel C

Always good and helpful good customer service

5
Always good and helpful good customer service Reviewed on: 11th May 2024
Jodie m's avatar
Jodie m

Been using for years.

5
Been using for years. Very easy convenient service. Customer service always helpful and polite. PayPal is used by me on an almost daily basis because it’s so quick and reliable. Reviewed on: 11th May 2024
Rhian O's avatar
Rhian O

PayPal is so flexible, quick and easier.

5
PayPal is so flexible, quick and easier. I will definitely recommend friends and family to use PayPal as it is safer and confident way. Reviewed on: 11th May 2024
B Maleka 's avatar
B Maleka

Great service

5
Always ver quick at resolving issues. Provide great offers and services Reviewed on: 11th May 2024
Debbie B's avatar
Debbie B

Sometimes the refund are not shown for some time.

4
Sometimes the refund are not shown for some time. But in general it's a great experience for years. Reviewed on: 11th May 2024
Brigita J's avatar
Brigita J

I feel safe with PayPal

5
I know that my purchases are safe with PayPal; I've had a couple of disputes, and they have helped me with them. Also, the app is easyto use. Reviewed on: 11th May 2024
Toni S's avatar
Toni S

Excellence

5
Great service with a fair rate of interest Reviewed on: 11th May 2024
David's avatar
David

Easy to use

5
Easy to use, interest free over 4 months, great app. Excellent customer service. Reviewed on: 11th May 2024
Camila Fitzsimons's avatar
Camila Fitzsimons

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