Write a review

Newsletter

Go to business site

PayPal: PayPal Credit reviews

Name: PayPal Credit
Rating: 4.73 (181145 reviews)

View other PayPal products

4.73

Based on 181,145 reviews, last reviewed 8th Sep 2026

43% decrease in 5 star reviews

in the past 90 days

25% decrease in 1 star reviews

in the past 90 days

92%

Latest highest rating:

5

Easy to set up, reminders when payment is due. Easy to set up, reminders when payment is due. Reviewed on: 8th September 2026

Latest lowest rating:

2

great app, very useful n othing like it great app, very useful n othing like it Reviewed on: 23rd July 2026

Read all reviews Write a review

About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

Review PayPal: PayPal Credit now

Help others make smarter decisions by sharing your own experience.

Write a review

PayPal PayPal Credit reviews (181145)

Easy to use, easy to pay, no problems

Easy to use, easy to pay, no problems Reviewed on: 9th June 2026

The 4 month interest free promotion has been a great...

The 4 month interest free promotion has been a great contributing factor when I choose what credit card I use. Recently I had to call customer services to deal with a query which was handled very quickly and efficiently. Very impressed with PayPal credit. Reviewed on: 9th June 2026

Everything clear and easy,, pay later options always...

Everything clear and easy,, pay later options always available or split for few month Reviewed on: 9th June 2026

Easy set up

I have used PayPal credit to purchase flight ticket and other stuff .It is really clear and straightforward.I also like the option of 4 intestest free payment upon purchases .O am not obliged to set up a direct debit providing I pay in time which I always do anyway . Reviewed on: 9th June 2026

Easy to use with a clear layout.

Easy to use with a clear layout. It’s simple to check my balance, view transactions, and make payments. Overall, a convenient and user-friendly app. Reviewed on: 9th June 2026

Scary how easy it is to use.

Scary how easy it is to use. It has enabled me to pay for things I otherwise couldn't. Reviewed on: 9th June 2026

Really easy to navigate!

Really easy to navigate! Swift and clear. Reviewed on: 9th June 2026

Love the 4 months 0 percent interest.

Love the 4 months 0 percent interest. Helps me smooth my spending out over the year so I can take advantage of things like Black Friday, thereby lowering my costs overall. Reviewed on: 9th June 2026

I’m so glad I chose pay pal

The application was quick and easy, account information was communicated clearly and quickly, I’m glad I chose pay pal, it offers peace of mind along with vslue for money Reviewed on: 9th June 2026

PayPal credit has made shopping and my life so much...

PayPal credit has made shopping and my life so much easier Reviewed on: 9th June 2026

Do you have a different PayPal product?

Share your experiences with products to help others make smarter financial decisions and learn more about different products available. Write a review

Alternative products

Payments
from PayPal 4.71 from 3854 reviews
Retail finance
from Novuna Personal Finance 4.73 from 173 reviews
Retail Finance
from V12 Retail Finance 4.44 from 25 reviews

Want to see more from PayPal?

Pay in 3
from PayPal 4.76 from 101303 reviews
Payments
from PayPal 4.71 from 3854 reviews
Credit card
from PayPal 4.66 from 126 reviews

View all products

Join Smart Money People

Keep up to date on ratings of your favourite businesses. Find out about our awards and write new reviews with ease

Create an account

News, guides and insight from our team

View resource hub