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PayPal: PayPal Credit reviews

Name: PayPal Credit
Rating: 4.73 (149050 reviews)

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4.73

Based on 149,044 reviews, last reviewed 5th Jul 2026

4512250% increase in 5 star reviews

in the past 90 days

13250% increase in 1 star reviews

in the past 90 days

92%

Latest highest rating:

5

I have used Paypal for over 10 years and I cant faul... I have used Paypal for over 10 years and I cant fault this app, it is the best and very secure. Great customer service Reviewed on: 5th July 2026

Latest lowest rating:

2

Uses a hard search on your credit score and doesn’t... Uses a hard search on your credit score and doesn’t make it easy to pay off your debts Reviewed on: 5th July 2026

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About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

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PayPal PayPal Credit reviews (149050)

Easy to use and understand

Very user friendly and can easily navigate credit statements and see breakdown Reviewed on: 5th May 2026

Easy way to pay securely.

Easy way to pay securely. I've used Paypal for 20 years without any major difficulties. Reviewed on: 5th May 2026

PayPal make credit repayment easy and convenient .

PayPal make credit repayment easy and convenient . You have confidence anytime you shop online that you can not be scam because of PayPal security Reviewed on: 5th May 2026

Best credit

Easy to access, feasable rates, easy app to use and manage your finances. Reviewed on: 5th May 2026

Easy to use, links well with other accounts.

Easy to use, links well with other accounts. Reviewed on: 5th May 2026

Overall a pleasant experience

Overall a pleasant experience with PayPal customer service is very good and I have no complaints. Service is great, Very good Reviewed on: 5th May 2026

Fully transparent and customer-oriented PayPal Credit

PayPal Credit is fully transparent, easy to understand, and customer-friendly financial product, which reminds its customers via email about the terms and conditions every time when a new purchase is made. It also notifies the customers about due payments regularly, allowing them to keep a better control over their spending. I also appreciate a lot a 4-month 0% period for every purchase that I make via PayPal service. Reviewed on: 5th May 2026

PayPal have been great- easy to use, and good custom...

PayPal have been great- easy to use, and good customer service Reviewed on: 5th May 2026

best banking system that give you help when needed

best banking system that give you help when needed Reviewed on: 5th May 2026

A simple way to access BNPL and credit from the app.

A simple way to access BNPL and credit from the app. Dead simple and effective Reviewed on: 5th May 2026

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